In the world of commercial insurance, we know safety is paramount. Starr Mathews Agency is committed to protecting our clients and their assets, and we understand the significance of promoting safety measures in every aspect of their workplace. This is especially important in professions where risks are inherent. One such area that demands meticulous attention is ladder safety. With Occupational Safety and Health Administration's (OSHA) National Stand Down Week in full swing, it's the perfect time to delve into the importance of ladder safety and how it aligns with our mission to safeguard liv ..read more

You have a top-notch human resource professional in your company or maybe even a team that manages hiring, performance, training and more. All your employees love working for your company. Your company has a stellar reputation as an employer. You still need to consider employment practices liability insurance, EPLI for short, as part of your overall insurance program. Your general liability and workers’ compensation policies both exclude wrongful employment practices. These exclusions will leave your company responsible for defense and possible  damages in claims made by employees allegin ..read more

As a business owner or manager, you’re surely providing safety meetings and training for your workers to keep your workplace injuries at a minimum. You probably have upped your PPE game with the latest in hard hats (or helmets), gloves, and eye protection. You’re perhaps even considering in- vehicle monitoring for your company vehicles to avoid accidents. These are all great tactics and can result in better work comp experience, but do you have clear and consistent procedure for reporting employee injuries and providing guidance on obtaining medical care? The best reason to prioritize transpar ..read more

Valentine's Day is just around the corner, and with it comes the sparkle of love in the form of exquisite jewelry. Whether it's an engagement ring, a dazzling necklace, or a pair of elegant earrings, these precious pieces hold not only monetary value but also sentimental worth. As you bask in the joy of receiving or gifting high-value jewelry, it's crucial to consider the need for the best insurance coverage. In this comprehensive guide, we'll delve into the world of Inland Marine Coverage and explore why it's the key to protecting your cherished jewelry. Join Starr Mathews Insurance Agency on ..read more

Water damage can wreak havoc on your home, causing significant financial and emotional distress. Whether it's a burst pipe, a malfunctioning appliance, or a natural disaster, water damage is a pervasive threat that homeowners need to address proactively. In recent years, technological advancements have introduced innovative solutions to mitigate this risk. One such breakthrough is the automatic water shutoff device. In this blog post, we'll explore the importance of these devices in preventing water damage and how they can be a game-changer for you. Water damage is an issue that affects countl ..read more

In Georgia and Tennessee, we may not see a lot of snow this winter season, but wherever you travel please refer to this guide to keep you safe on the roadways. Here’s the essential tips and tricks to ensure your winter driving experience is not only safe but stress-free. 1)      Prepare Your Vehicle: a.       Winter Tires: Not always necessary in Tennessee and Georgia, however, make sure your current tires still have a lot of life in them. Check your tire pressure, rotate your tires every 6,000 miles, and inspect your tire tread (use a pen ..read more

Your local independent insurance agent is prepared to create a personalized coverage plan tailored to meet your and your family’s insurance needs. However, it’s important to be prepared with the information they need so they can offer you the right coverages to suit you. AUTO COVERAGE For each auto you will want to know: ·         Make, model and year ·         Vehicle Identification Number (VIN) ·         Roughly how many miles it will be driven annually If you have an upsca ..read more

Our login credentials of a username and password are sometimes all that stands between our personal identifiable information and cybercriminals. Count Hackula could be waiting in the shadows to bite on your weak or reused password. Cybersecurity Awareness Month is the perfect time for a reminder of the importance of best practices when it comes to passwords. Never reuse a password:  Seriously, never.  If one of your passwords finds itself in a data breach, then the cybercriminals can access more than one of your logins. It is okay to reuse a username. You must have a unique password ..read more

Keeping your family and home safe with a security system can give you added comfort and confidence. The market for home security has expanded to include DIY systems that are often cheaper and can be customized to fit your needs. With all the options, it can be hard to know what to buy, but with some basic knowledge about different systems, the decision can be made easier. DECIDING IF A DIY SECURITY SYSTEM IS RIGHT FOR YOU The biggest decision to make when looking at a home security system is whether you will purchase a DIY system to install yourself or if you will purchase a system through a p ..read more

Boating activity rose significantly during the pandemic, based on increased boat sales, new insurance policies and increased claims and calls for towing assistance. With more people on the water comes more potential for injuries. In its annual report of recreational boating statistics for 2020, the most recent year available, the U.S. Coast Guard counted more than 5,200 accidents involving 767 deaths, 3,191 injuries and approximately $62.5 million in property damage. The five primary contributing factors in recreational boating accidents are: ·       &nb ..read more