Reasons You Should Not Accept the Insurance Company’s First Settlement Offer At StormClaim.com, our Florida public adjusters explain to each of our clients that after their home has suffered damage that requires them to file a homeowner’s insurance claim, the initial response, estimate, and settlement from the insurance company should always be considered the first offer, not the final offer. Never Accept the First Damage Estimate or Settlement Offer From Your Insurance Company If your home has been damaged by a storm, fire, or broken pipes, focusing solely on the physical damage and not ..read more

If Your Insurance Company Underpaid Your Florida Property Damage Claim At StormClaim.com, our team of experienced Florida public adjusters knows that insurance company representatives review property damage claims with only their employer’s best interests in mind. Essentially, this means protecting the insurance company’s bottom line by undervaluing — or outright denying — the property owner’s claim. Often, this means responding to the insured party’s claim with a check that is lower than the amount required to fix or replace the damages. If this has happened to you, you do not ..read more

How Long Can I File an Insurance Claim for a Florida Storm? Our team of accomplished Florida public adjusters at StormClaim.com know the state has something called the Homeowner Claims Bill of Rights. This legislation gives Florida homeowners four years from the date of the incident that caused their property damage to file a claim with their insurance company. Although property owners have several years to do so, filing a claim as quickly as possible will help preserve evidence and increase a homeowner’s chances of reaching an acceptable settlement with their insurance provider. Onc ..read more

Can I File an Insurance Claim for Lightning Damage? At StormClaim.com, we are a team of accomplished Florida public adjusters who know that lightning damage can devastate any home or property where the strike makes direct contact. Even if it does not hit the home, but indirectly hits a tree or other structure that falls onto the home, the damage can be catastrophic. While fires are the most likely side effect of a direct lightning strike, the home’s wiring can become significantly compromised by the bolt, impacting your complete electrical system and the appliances operating fro ..read more

Public Adjuster Helps You From Falling for Insurance Company Tricks At StormClaim.com, we are a team of accomplished Florida public adjusters who work for you, the policyholder, to ensure your insurance company treats you fairly. Our company exists because policyholders fall victim to insurance company representatives and their long-used tactics that allow them to undervalue or outright deny their homeowner’s claims. Whether insurance representatives are tricking policyholders into saying they could have done more to mitigate their damages, or somehow directly placed their property in har ..read more