Question of the month: what are my options for a low-risk return on €300,000?
Moneycube
by
21h ago
I have €300k in cash and want to put the money to work in the short term until I have a longer term plan. Clearly there is little interest to be had from the Irish banks.  I have heard about money markets and government bonds but don’t know access them.  What low-risk options are out ..read more
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What would it take to accelerate your retirement?
Moneycube
by
21h ago
Most people let retirement happen to them.  Typically, it happens following a big birthday. But it doesn’t have to be that way. These days, our jobs are often shorter in duration, and careers more flexible, with several iterations. There’s much more opportunity to control the time you’ll retire. So what would it take to be ..read more
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Employers auto-enrolment FAQ: Everything you ever wanted to know about auto-enrolment in Ireland but were afraid to ask
Moneycube
by
1w ago
Auto-enrolment – the practice of automatically signing up workers to pay into a pension – is coming to Ireland – likely next year. There’s no doubt it’s a positive development for the people of Ireland, and the affordability of pensions in the decades to come. Legislation to make it happen is inching through the Oireachtas, and ..read more
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Zurich Prisma funds review
Moneycube
by
3w ago
Zurich Prisma funds are one of the best-known multi-asset ranges in Ireland. Against comparable funds, they are consistently at or near the top of their peer group. In fact, around 100,000 people in Ireland have invest in Prisma. So what are Zurich Prisma funds, how do they perform, and should you invest in them? What ..read more
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Dealing with volatility in your investment portfolio
Moneycube
by
1M ago
Is the stock market getting more volatile?  Or does it just seem that way?  And what should you do about it? There’s no doubt the 2020s have been chock-full of shocks so far. We might have hoped for a roaring twenties… in fact we’ve had pandemics, war, and shortages driving inflation. For sure, the world ..read more
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Question of the month: What is actually happening with auto-enrolment?
Moneycube
by
1M ago
I keep reading that a system for automatically enrolling workers in a State pension system is imminent, but it never seems to arrive.  As a result I’ve held off starting a pension until auto-enrolment is available – is that wise?  I’m a top-rate taxpayer in my late fifties, so paying 52% tax plus PRSI and ..read more
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TINA or TARA?  Time to choose as interest rate cuts approach
Moneycube
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2M ago
For much of the 2010s, investors stuck loyally to TINA.  The mantra was that in an era of rock-bottom interest rates, There Is No Alternative to investing in equities. But with central bank interest rate hikes over the last three years, investment wags pointed out that TARA had arrived on the scene: There Are Reasonable ..read more
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How to invest an inheritance
Moneycube
by
2M ago
Receiving an inheritance can be life-changing.  It can be unexpected, of uncertain timing – and can come with a lot of emotion attached. A lot of people feel an obligation to ‘do the right thing’ when considering how to invest an inheritance. But what’s the right thing? If you’ve inherited money – or received a ..read more
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Question of the month: My employer owes me pension contributions. Is my pension safe?
Moneycube
by
3M ago
I have 2 pension funds with my former employer. One is a guaranteed with-profits fund that is paid up since the early 90s.  The other is a defined contribution pension that is paid up since I left the job in 2014. I am 60 and wonder is it possible to draw down one of the ..read more
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Investing in China: where did it all go wrong?
Moneycube
by
3M ago
China’s stock market hit a five-year low in February. As China celebrates new year, what’s gone wrong? It’s not long since investing in China was the big new opportunity in investment markets.  Alongside the west coast of the US, it was a region of the world capable of building trillion-dollar tech firms.  It had a ..read more
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