Mortgage Bankers. Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Any company that does this is consid ..read more

As a buyer, you are entitled to know exactly what you are getting. Don't take anything for granted, not even what you see or what the seller or listing agent tell you. A professional home inspection is something you MUST do, whether you are buying an exis ..read more

The price is the first thing buyers notice about your property. If you set your price too high, then the chance of alienating buyers is higher. You want your house to be taken seriously, and the asking price reflects how serious you are about selling your ..read more

After months of searching, you've finally found it -- your perfect dream home. But is it perfect? Will you be purchasing more than just a beautiful home? Will you also be acquiring liens placed on the property by prior owners? Have documents been recorde ..read more

Have These Items Ready When You Apply For a Loan It used to be that lenders mailed out verifications to employers, banks, mortgage companies, and so on, in order to verify the data supplied by borrowers. Nowadays, the interest is often in speed and getti ..read more

It used to be that buyers could go house shopping and when they have found their dream home, then they go to get pre-approved. However, in today's market, that has proven to be one of the least effective methods in landing the dream home. Most lenders ca ..read more

In order to get the highest price in the shortest time, you need to know how to market your home. The better you market your home, the more offers you will get. And the more offers you get, the more choices you have to get the price and terms you want. T ..read more

How Should I Take Ownership of the Property I am Buying? Real property can be incredibly valuable and the question of how parties can take ownership of their property is important. The form of ownership taken -- the vesting of title -- will determine who ..read more

Boise Market Report - February '24 Boise and Ada County real estate stats for February are showing a few positive changes, such as the  increased inventory of homes listed for sale and average price increase. See below all data for Ada County where Boise real estate is located (existing homes only). Call Krystyna Ryan at (208)918-5007 for a Free Market Evaluation of your home. Find out what your home is worth in today's market. In February 2024, single-family homes sold for nearly $10,000 more than January 2024 and almost $30,000 compared to February 2023. New construction leaped by appro ..read more

Boise ID Market Year End Report Boise ID year end data suggest continuing seller's market; lower sales and declining prices. Single family home sales declined by 22 percent. Average sales price was lower by 4 percent; the median price was lower by 5 percent. Main contributing factors: high interest rates, inflation, low inventory of available homes for sale in Boise. Every market is different. If you'd like to find out what your home is worth in today's market contact Krystyna Ryan at (208)918-5007 or click below to get a price range ..read more