You may have heard that anyone investing for retirement needs an IRA. And it’s true: the tax benefits of investing in a retirement account are many. But what about when you add the phrase ‘Self-Directed’ to that IRA? What changes then? What kinds of new benefits can investors access? Even if it sounds complicated, a Self-Directed IRA is a way of approaching your retirement account that gives you more freedom and flexibility in the investments you choose. But let’s explore what this means. What can a Self-Directed IRA give you, and how can you make the most of it? Using a Self-Directed IRA to A ..read more

The IRA Café webinar series is well underway with this next installment of valuable information. In this episode, we hosted a special presentation from Dylan DeBellis of Strategic Passive Investments.  About Dylan DeBellis:   Strategic Passive Investments (SPI) is a trusted investment group with over 25 years of experience. We are dedicated to providing full-service investment solutions that are customized to meet the unique needs of our nearly 1,000 individual investors worldwide, from novice to seasoned. Our diverse investment strategies, including Fix and Flips, Cashflow ..read more

Gold. Silver. Platinum. They’re not the usual assets investors hold in a retirement account—and some investors like it that way. They know that to diversify, you have to hold more than the traditional assets like stocks and bonds. But even though many Self-Directed IRA investors know it’s possible to hold these assets in a retirement account, not as many investors know specifically what kinds of precious metals you can keep. Can you have a gold wedding ring in a retirement account? A pair of silver earrings? Just what are the limits, anyway? In this post, we’ll explore the ins and outs of prec ..read more

The good news about Self-Directed IRAs? Opening one up for yourself gives you retirement tax benefits for a range of potential assets: real estate, precious metals, private companies, and more. The bad news? Well, it’s not exactly bad news as much as it is a limit: you can’t invest in everything in your IRA. The IRS wants to make sure that people only invest in legitimate retirement assets: a rental property, for example, or a share of stock. So before you start investing, you’ll have to know what you can’t hold within an IRA—at least not if you want to avoid tax penalties and potentially losi ..read more

We talk about a lot of different topics here at American IRA. You can find information about what you can invest in with a Self-Directed IRA. We talk about the different types of Self-Directed IRA accounts you can open. But we don’t always back up and tell you a more central reason you should sift through this information: why you should care. Why do Self-Directed IRAs matter, and how will they be integral to your life and retirement journey? Here are a few thought, as explored by our own Sean McKay. Self-Directed IRAs Let You Invest Protected Money with Contribution Limits The simple reason t ..read more

The IRA Café webinar series is well underway with this next installment of valuable information. In this episode, we hosted a special Q&A session with Jim Manning of Three Doors.  About Jim Manning:  Our success should be judged by what was given up to get it. Jim’s first job out of school was working for a self made billionaire. He had the private jets, and every material thing you could ever want. Unfortunately, the billionaire was absolutely miserable. And so 15 years ago Jim set out to find a way to become financially free without sacrificing his personal life. The passive in ..read more

The IRA Café webinar series is well underway with this next installment of valuable information. In this episode, we hosted a special Q&A session with Jim Manning of Three Doors.  About Jim Manning:  Our success should be judged by what was given up to get it. Jim’s first job out of school was working for a self made billionaire. He had the private jets, and every material thing you could ever want. Unfortunately, the billionaire was absolutely miserable. And so 15 years ago Jim set out to find a way to become financially free without sacrificing his personal life. The passive in ..read more

We talk about a lot of different topics here at American IRA. You can find information about what you can invest in with a Self-Directed IRA. We talk about the different types of Self-Directed IRA accounts you can open. But we don’t always back up and tell you a more central reason you should sift through this information: why you should care. Why do Self-Directed IRAs matter, and how will they be integral to your life and retirement journey? Here are a few thought, as explored by our own Sean McKay. Self-Directed IRAs Let You Invest Protected Money with Contribution Limits The simple reason t ..read more

Before Your Self-Directed IRA: Self-Directed Traditional IRAs, Roth IRAs, SEP IRAs… the list goes on. By the time you learn all of the options you have at your disposal, it’s easy to feel like your head is spinning. But one of the key decisions to make as you consider your Self-Directed retirement journey is simple: which type of Self-Directed IRA account is right for you? It’s a lot to think about. That’s why we’ve compiled a list of questions you’ll want to consider before you open your account with a Self-Directed IRA administration firm like American IRA. Let’s explore some of those questi ..read more

When you think about issuing a loan from your retirement funds, you might think it sounds like something only someone with a huge army of accountants can achieve. But you can do it simply via Private IRA Lending. Using a Self-Directed IRA for private notes is a perfectly valid investment as long as you stick to the rules and regulations of how Self-Directed IRAs work. However, today’s post will go a step beyond that, asking: what kinds of options are available to you, once you decide that private IRA lending is the route you want to go? Here are some options to consider. Mortgages and Trust De ..read more