Best Wallet Hacks
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Hi! I'm Jim. I've been writing about personal finance for over 15+ years. I share the money tips, tricks, and strategies I use to manage our finances, invest wisely, use credit responsibly, and get the most from our money.
Best Wallet Hacks
1d ago
Instacart is a popular gig economy app that allows you to shop for and deliver groceries from local grocery stores. Working as an Instacart shopper has become a popular side gig for hundreds of thousands. The flexibility that Instacard provides, along with the potential for extra income, makes it a great gig economy job.
But Instacart isn't the only popular food delivery app you can use to make money. Several other apps offer similar flexibility and income-earning potential. Here are 8 food delivery services like Instacart that may or may not be a better fit for you.
Best For
Learn Mo ..read more
Best Wallet Hacks
4d ago
There are many paths to earning your first million dollars. But don’t listen to those who tout get-rich-quick schemes. Making a million dollars requires hard work and years of diligent saving.
Some people inherit money or benefit from a high salary, but those are exceptions to the rule. Below are 10 tried-and-true principles you can implement to help you reach that million-dollar goal.
Table of Contents
1. Start Early
2. Reduce Your Monthly Expenses
3. Seek Career Promotions and Pay Increases
4. Max Out Retirement Contributions
5. Own Income-Producing Assets
6. Utilize High-Yield Savings Acco ..read more
Best Wallet Hacks
4d ago
We have four lovely kids, the oldest of which is becoming a teenager this year.
When each of them was born, we opened a 529 plan and have been making regular contributions.
Our hope is that they each get into their college of choice and, with a mixture of financial aid and parental aid, they graduate with just a little bit of student loan debt.
When we started thirteen years ago, it was a little bit of a gamble. What if our kid doesn’t go to college? What happens to the money?
Thirteen years ago, the only option you had was to change beneficiaries on the 529 plan. If our oldest didn’t need it ..read more
Best Wallet Hacks
6d ago
If you plan to form a corporation or a limited liability company (LLC), you will almost certainly need a registered agent. But what is a registered agent for an LLC, and how can it benefit your new business formation? Also, what considerations must you make when choosing a registered agent?
Table of Contents
What Is a Registered Agent?
Who can be a Registered Agent?
How Much Does a Registered Agent Cost?
Northwest Registered Agent
Appointing yourself as a registered agent has limitations
Registered agents must use a physical address
Large organizations may be better off with an attorney
Wh ..read more
Best Wallet Hacks
1w ago
There are many ways to structure a business. You’re likely familiar with the most common business formations, such as sole proprietorships, partnerships, and corporations. A limited liability company, or LLC, sits somewhere between a sole proprietorship and a corporation. But what exactly is it, and how much does it cost to start an LLC?
Table of Contents
What Is an LLC?
Pros:
Cons:
LLC Pros and Cons
State Filing Fees
Annual or Ongoing Fees
Legal Fees
Name Reservation Fee
How Much Does It Cost to Start an LLC?
Registered Agent
Federal Employee Identification Number (EIN)
Operating Agre ..read more
Best Wallet Hacks
1w ago
Ultra Mobile is a prepaid phone service offering unlimited talk and text to over 90 international destinations. Its affordable monthly plans start at $8. With all plans, you can enjoy a free mobile hotspot and fast data speeds on the 5G mobile network with capable Android and Apple devices.
At a Glance
Unlimited talk and text to 90+ countries
Free talk and text in Mexico and Canada are available
Free mobile hotspot with every plan
The lowest prices require a 12-month subscription
Who Should Use Ultra Mobile
Consider Ultra Mobile if you want free talk and text to international destinations. T ..read more
Best Wallet Hacks
1w ago
It might come as a HUGE shock to you, but I was not in the top 1% of my high school.
We had 495 kids in my graduating class and so you’d have to be top five (technically, top four I suppose) in the class to be in the top 1%. I wasn’t in that rarified air.
I wasn’t even in the top 5%. My quarterly reports would almost mockingly tell me I was top 10%, second half so as to not give me the impression was just outside the top 5%!
I’ve never had a problem with it because I knew I wasn’t putting in the same amount of time and effort as the top students. They were smarter than me for sure but they als ..read more
Best Wallet Hacks
2w ago
If you’re forming a corporation or LLC, you may be looking for a registered agent service – enter Northwest Registered Agent. In addition to being a registered agent, Northwest offers formation services, mail forwarding, and more. This Northwest Registered Agent review examines the company’s pricing and features and how it stacks up against its main competitors.
At A Glance
LLC and corporation formation services
Registered Agent services
Won’t sell personal data
Business identity and mail forwarding services
Get Started with Northwest Registered Agent
Who Should Use Northwest Registered Agen ..read more
Best Wallet Hacks
2w ago
Has your love affair with streaming, restaurant delivery, or other services lost its appeal? It’s common to end up paying for subscription services that you used to enjoy but no longer do.
If you have several services you’re no longer using, canceling them could save you hundreds of dollars each month. Our quick guide will show you how to cancel several popular subscriptions you may be using.
Note that each subscription service mentioned has a different cancellation process. Be sure to read the fine print on any cancellation terms you find.
Table of Contents
1. How to Cancel Adobe Subsc ..read more
Best Wallet Hacks
2w ago
I love going to Las Vegas.
When I was younger, I was enamored by the glitz and the glamour. All the flashing lights and exciting shows.
And, of course, there was the gambling. I was never a big gambler but it was fun to be part of that excitement.
As I’ve gotten older, I’ve come to like gambling less and less. It’s because I realize now that Las Vegas is about entertainment. Nearly every single bet is in the casino’s favor and so you’re just paying them to be entertained.
To get that rush.
As someone who doesn’t feel that rush too acutely when I gambled, all I could think about was how every b ..read more