Coming home at night, our client discovered water damage to their property. They promptly arranged for emergency services to locate and put a stop to the leak. The emergency services report on the after-hours call states: Shut down the main valve, solder and fix broken/leaking pipes and fittings feeding the shower body. Unfortunately for the client, by the time the leak was discovered, the water already had a headstart in wreaking havoc throughout the property. This leak in the upstairs bathroom caused significant water damage all the way to the basement. The water loss was considered categ ..read more

Water damage in your basement can be a homeowner’s nightmare, resulting in significant repair costs and potential long-term structural issues. Whether it’s due to a burst pipe, flooding, or groundwater seepage, water damage necessitates prompt and effective action. Navigating the complexities of an insurance claim can be daunting, which is where JF Public Adjusters come in. This guide aims to provide you with a detailed understanding of how to handle water damage claims for your basement and the invaluable role that JF Public Adjusters can play in ensuring you receive the compensation you de ..read more

When a hurricane strikes, the aftermath can be devastating and dangerous, leaving homes flooded and families displaced. Dealing with flood is a stressful and heart-wrenching experience which must be dealt with promptly to minimize damage. In the midst of chaos, it’s crucial to have a plan in place for two reasons – to ensure your safety and to minimize damage to your property. In this comprehensive guide, we’ll walk you through the steps to take when your home is flooded by a hurricane, including navigating the insurance claim process. Remember, you’re not alone in this journey. If you need ..read more

Regardless of its scale, a fire incident at your home is devastating and can leave a profound impact. Alongside the loss of treasured belongings and cherished memories, you’re left to pick up the pieces and rebuild your life. Knowing who to reach out to and what steps to take in the aftermath of a fire can be challenging. At JF Public Adjusters, we understand the challenges homeowners face after a fire. Serving New York, New Jersey, Connecticut and Pennsylvania homeowners, we’ve supported numerous clients in their journey to recovery. Below, we present our comprehensive guide to navigating ..read more

Severe thunderstorms, hurricanes, and storms are awe-inspiring displays of nature, but they also pose a significant risk to your home. At JF Public Adjusters, we understand the devastating impact storms can have on properties, and we’re here to guide you through the process of protecting your home and navigating the aftermath of storm damage. Preparing Before the Storm Hits While hurricanes and tropical storms often come with advance warning, severe thunderstorms can strike suddenly. It’s essential to prepare your home before the storm season begins. Start by documenting the condition of ..read more

In this blog post, we talk about how JF Public Adjusters exposed the true scope of water damage to a multi-storey Staten Island home, taking the claim from $6,500 to $196,000. Damage to the HVAC system in the attic caused water damage to a multi-storey Staten Island property. Immediately after the damage was discovered, the homeowner hired a mitigation and restoration company. This initial contractor that attended the site identified damage to the following areas only: attic basement kitchen utility The contractor prepared and sent an estimate of $6,500 to the insurance company, which was ..read more

In the quiet town of Hopewell Junction, New York, a homeowner faced an unexpected challenge when their property suffered water damage due to a faulty dishwasher. Upon filing a claim with State Farm, their insurer, hope turned to disappointment when the claim was denied. The insurer cited the damage as resulting from continuous leaking, seepage, and wear, stating their policy excluded such claims. A portion of the denial letter reads as follows: Distraught and seeking justice, the homeowner turned to the internet for guidance and discovered JF Public Adjusters. A meeting was arranged with ..read more

Let’s Play Crossword – Insurance and Claims The post Insurance and Claims Crossword first appeared on JF Public Adjusters ..read more

In this blog post, we discuss one of the most common claims we at JF Public Adjusters encounter: water damage arising from water heater leaks. Homeowners insurance is specifically developed to protect you from financial loss in the event of damage to your property and personal belongings following an insured event. Nevertheless, standard homeowners insurance policies do not provide coverage for all forms of damage. For example, flood and earthquakes are two perils that are not usually covered in a standard homeowner’s insurance policy. A common inquiry among homeowners is whether their homeo ..read more

Situated amid the lush vegetation of Fishkill, New York, a resident encountered a formidable foe in the form of water damage. A routine day descended into a living nightmare when the homeowner discovered infiltration of water, which caused damage to their residence. Recognizing their need to rely on an expert to help them through this process, they sought the counsel and knowledge of JF Public Adjusters in order to successfully navigate the intricate landscape of claims. The majority of the water’s destructive impact was sustained by the roof, the kitchen right below it and the main bedroom ..read more