According to a LendingClub report, 60% of adult Americans live paycheck to paycheck. They’re stressed, overwhelmed, and may get deathly anxious at the thought of a job loss. If you often find yourself cash-strapped before your next wage arrives, here’s how to break the hand-to-mouth cycle. 1. Live Below Your Means Image Credit: Shutterstock. Living paycheck to paycheck isn’t always about income size. You could be a top earner but lead a lifestyle that strains your income. According to CNBC, more than half of Americans earning six figures (more than $100,000) live paycheck to paycheck. Living b ..read more

Hidden fees can be costly and can come as a nasty surprise if a company doesn’t openly disclose them. Whether you lose your car keys, buy theater tickets from a vendor, or have a foreign transaction deposited in your bank account, these sneaky fees can add up over time. The problem with these unexpected fees is that you can rarely get them back. The company says the fees are disclosed on their website or in print. However, most of the time, you’d need a magnifying glass to read the tiny text. These are 16 of the sneakiest hidden fees you may come across. Be prepared and avoid these unnecessary ..read more

One of the greatest mysteries from times past is how so many families survived and thrived on just one income. Has the value of labor really been so diminished that a single earner cannot support a family of four anymore, or have our spending needs grown to include too many nonessentials previous generations did without? No matter your family’s financial situation, it is always wise to prepare for any potential curveballs life may throw your way. With some preparation and adjustments, you can navigate any financial situation, even one that means making ends meet with just a single income. How ..read more

Life is all about exploring new places and collecting amazing stories. Some destinations promise unforgettable adventures that will stay with you forever. From famous spots to hidden treasures, these must-see places should be on your bucket list. It’s not just about checking places off a list; it’s about embracing the journey and letting different cultures and landscapes shape you. If you only have time for a handful of trips in your busy schedule, there are the top 17 places you won’t want to miss in your lifetime. 1. Machu Picchu, Peru Credit: Shutterstock Machu Picchu, an ancient Incan sanc ..read more

With legislation in limbo and uncertain cost savings, many are wondering when, if, and how to transition to an electric car. The majority of citizens want to make a positive impact on the environment, but at what point are the upkeep costs and mining efforts to manufacture batteries worth it? We turned to a select group of car enthusiast to get their take on the current EV situation. Here’s what they had to say. A Worthwhile Investment With a Caveat Image Credit: Shutterstock. For those in the market for a new car, one commenter suggests that owning an EV is worthwhile, but with a caveat, “I w ..read more

With any great life change comes the need for careful consideration. Retirement is an exciting time to start a fresh adventure, but choosing the right place to begin that adventure can be tough. Do you stay in the family home you’ve always known or set out for an exotic destination in the hopes it will attract family and friends to visit more frequently. Then there’s always the budget to consider, too. Luckily, we’ve already narrowed down the list to 14 charming seaside spots perfect for retirees who want a great life on a budget. These towns have it all. Affordable living, top-notch healthcar ..read more

When your space and mind are cluttered, functioning and productivity are difficult. Organization is one key to making things smoother for yourself as you navigate life. It’s easier said than done when someone says, “All you have to do” is organize yourself. What does that even look like? We chose these specific tips because they’re practical, actionable, and have been proven effective in creating tidier homes and calmer minds. With the right strategies, you can feel better, have more clarity, and take control of your life. 1. Start Small Image Credit: Shutterstock. Many of us are familiar with ..read more

Many people have assumptions about becoming millionaires, some of which may have prevented them from believing it’s possible. However, becoming a millionaire is easier than you think. The wealthy understand how to make money work for them, even starting from nothing. Millionaires have a certain mindset. They gather assets, surround themselves with successful people, and take necessary steps to build wealth. We’ve compiled a list of 16 facts about millionaires you can learn and start doing today to build your own assets. 1. Millionaires Are Hungry to Learn Image Credit: Shutterstock. Millionair ..read more

It’s time to start a new journey to boost your confidence. Getting out of your comfort zone is essential for personal growth and self-discovery. You can start small by having a conversation with a stranger or go big by going on a solo vacation. You can develop resilience and adaptability by changing things up in your daily routine. These challenges will help you build confidence in your ability to learn new things, make friends, and take the world by the horns. 1. Have a Conversation With a Stranger Image Credit: Shutterstock. Talking to a random stranger is one of the best ways to boost your ..read more

Have you ever wondered why you’re not as productive as you’d like to be? It might be because you’ve fallen for some common productivity myths. There are loads of productivity “gurus” out there vying for your time, attention, and dollars. But are they really experts? And do the “productivity” hacks and promises actually help? Often, no. Let’s take a look at 15 of these myths and discover the truth behind them. Myth 1: Multitasking Is the Key to Productivity Image Credit: Shutterstock. Multitasking may seem like a great way to get more done, but it actually slows you down. When you switch betwee ..read more