Is it better to appeal an SSDI rejection or to re-apply?
Ozurovich & Schwartz | Torrance California Workers' Compensation Law Blog
by On Behalf of Ozurovich, Schwartz & Brown, A Professional Corp.
2w ago
People usually only apply for Social Security Disability Insurance (SSDI) benefits when they are unable to work. Adults typically understand that the disability standard for SSDI claims is quite high. The Social Security Administration (SSA) usually only approves applicants who are completely unable to work and who have medical conditions that may affect their lives for 12 months or longer. Additionally, the applicant needs to have maintained gainful employment for long enough to accrue a sufficient number of credits to qualify for full SSDI benefits. The average person may feel as though thei ..read more
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How long must applicants wait for an SSDI appeals hearing?
Ozurovich & Schwartz | Torrance California Workers' Compensation Law Blog
by On Behalf of Ozurovich, Schwartz & Brown, A Professional Corp.
4M ago
People living in Torrance, California and nearby communities typically work until they have enough in savings to comfortably retire. In fact, many people continue working long after they are financially ready to retire because they enjoy their jobs or want to remain as active as possible. However, some people must stop working years before they reach retirement age due to disabling medical issues. If someone cannot work because of an injury or illness, they may apply for Social Security Disability Insurance (SSDI) benefits. Those benefits can help people cover their household expenses until th ..read more
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What are the Fatal Four?
Ozurovich & Schwartz | Torrance California Workers' Compensation Law Blog
by On Behalf of Ozurovich, Schwartz & Brown, A Professional Corp.
5M ago
There are few occupations someone can choose that are more dangerous than construction work, at least when looking at the total number of fatalities that happen in the construction industry every year. It is widely regarded as an industry with a lot of risks, because it usually has the highest number of fatalities out of all industries in the United States. Naturally, there are hundreds of different ways that fatal construction accidents happen. But it is possible to rank the four general categories which represent most fatal accidents. As a result, these have become known as the Fatal Four. W ..read more
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The special SSDI rule that protects certain blue-collar workers
Ozurovich & Schwartz | Torrance California Workers' Compensation Law Blog
by On Behalf of Ozurovich, Schwartz & Brown, A Professional Corp.
6M ago
The standards for total disability enforced by the Social Security Administration (SSA) are relatively strict. An individual needs medical documentation showing that their condition prevents them from maintaining any gainful employment and will last for at least a year. Simply having a diagnosis of a significant condition is not generally enough to secure benefits save for a select few. Most applicants need to secure medical records exploring how their condition affects their day-to-day life and work ability. However, there is a special rule that specifically applies to blue-collar workers tha ..read more
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When is an injury or illness severe enough for SSDI benefits?
Ozurovich & Schwartz | Torrance California Workers' Compensation Law Blog
by On Behalf of Ozurovich, Schwartz & Brown, A Professional Corp.
7M ago
Working professionals in the United States contribute a small portion of their income from each paycheck toward Social Security programs. Most adults will only need the support of Social Security benefits when they reach retirement age. However, for a small minority of workers, Social Security benefits could become necessary if they desire to continue living independently after a medical incident or acquired condition leaves them unable to work. Social Security Disability Insurance (SSDI) benefits are a crucial social safety net for those who are not old enough to retire but who have medical c ..read more
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Do workers lose benefits if they are to blame for their injuries?
Ozurovich & Schwartz | Torrance California Workers' Compensation Law Blog
by On Behalf of Ozurovich, Schwartz & Brown, A Professional Corp.
8M ago
California workers are employed in thousands of different careers, ranging from food preparation to construction and medical support. Every industry is associated with unique risk factors that influence worker safety and company profitability. As a result, employees in virtually every industry are entitled to workers’ comp benefits in the event that they sustain work-related harm. Worker injuries can keep individuals from earning their wages and can prove expensive for employers in some cases, as they may need to provide benefits for those workers or accommodate them when they can finally retu ..read more
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How long must someone work to qualify for full SSD benefits?
Ozurovich & Schwartz | Torrance California Workers' Compensation Law Blog
by On Behalf of Ozurovich, Schwartz & Brown, A Professional Corp.
9M ago
There are three main factors that determine whether or not someone qualifies for Social Security Disability (SSD) insurance benefits. Those who apply for SSD typically need documentation affirming their claim that their medical condition is so severe they cannot work at all. Additionally, they need proof that their condition will persist for at least a year, if not for the rest of their life. Finally, an applicant will need to have worked for long enough to accrue enough credits with the Social Security Administration (SSA) to get full benefits. People make contributions to the SSA from every ..read more
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What is the point of a utilization review for an injured worker?
Ozurovich & Schwartz | Torrance California Workers' Compensation Law Blog
by On Behalf of Ozurovich, Schwartz & Brown, A Professional Corp.
10M ago
A job-related medical issue can be both stress-inducing and expensive for a worker. They may worry about taking time away from their job and about whether their employer will treat them differently if they require a leave of absence or accommodations to keep doing their job. People often worry about loss of income and the possible major expenses involved in securing treatment in the aftermath of sustaining work-related harm. If there is any positive aspect to incurring an injury at work or getting diagnosed with a job-related health issue, it would be the workers' compensation coverage that mo ..read more
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Is it true that all applicants for SSD get rejected at first?
Ozurovich & Schwartz | Torrance California Workers' Compensation Law Blog
by On Behalf of Ozurovich & Schwartz
1y ago
Employed individuals contribute to Social Security benefits programs with every paycheck they earn. Although most people expect to recover some of those contributions after retiring, occasionally people need help before they reach the federal retirement age. The Social Security Administration (SSA) distributes disability benefits to those who are unable to work because of severe medical conditions. Social Security Disability (SSD) insurance benefits can help someone pay for their mortgage and buy groceries when they can no longer work but are not yet old enough to qualify for retirement benefi ..read more
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3 on-the-job hazards hotel housekeepers face
Ozurovich & Schwartz | Torrance California Workers' Compensation Law Blog
by On Behalf of Ozurovich & Schwartz
1y ago
The job duties of a hotel housekeeper are difficult. Also, there are a lot of risks that come with this occupation. It’s up to each hotel to provide a safe working environment for their employees, including housekeeping staff. There are several hazards that these workers face. Understanding them is the only way that employers can keep these employees safe and that employees can try to avoid them. Hotel workers have an injury and non-fatal injury rate of 5.4. That’s considerably higher than the average rate of 3.5 for all other industries. These are just a few of the hazards that hotel employer ..read more
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