Why do people pay for uninsured and underinsured driver coverage?
Marzzacco Niven and Associates | Harrisburg Workers' Compensation Law Blog
by On Behalf of Marzzacco Niven & Associates
1y ago
When you pay for car insurance, you spend hundreds of dollars for something you hope you will never have to use. After all, car insurance is based on liability, which means you would only make a claim against your own policy if you caused a wreck. However, some drivers pay extra for coverage that protects them rather than other people after a collision. Uninsured and underinsured driver coverage is optional in Pennsylvania, but it can be valuable if you are ever in a situation where you need it.  Many drivers don't have insurance Everyone with a driver's license knows that state law manda ..read more
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Who’s to blame if you get in a crash during a flood?
Marzzacco Niven and Associates | Harrisburg Workers' Compensation Law Blog
by On Behalf of Marzzacco Niven & Associates
1y ago
When flooding impacts an area, it’s important for drivers to be cautious. Floods can be unpredictable, and drivers who attempt to move too quickly for the conditions or who act recklessly may still be held accountable if they cause a collision. Recently, Hurricane Ida struck multiple states and caused massive flooding. In Pennsylvania, PennDOT reported multiple collisions, road closures, travel restrictions and delays because of flooding. In fact, PennDOT asked that motorists stay home in the affected areas. This just goes to show how serious flooding can become. Drivers don’t always know when ..read more
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Your eye injury could be covered by workers’ compensation
Marzzacco Niven and Associates | Harrisburg Workers' Compensation Law Blog
by On Behalf of Marzzacco Niven & Associates
1y ago
Did you know that around 1,000 eye injuries occur in workplaces around the country every day? The Occupational Safety and Health Administration reports that around 40% of those injuries happen in construction, mining and manufacturing, and the majority of those injured are men. Up to 90% of all eye injuries could be avoided if workers were given the right eye protection and wore that protection as intended. What kinds of eye injuries happen in American workplaces? Some of the more common eye injuries that happen in American workplaces include: Injuries from debris Scrapes or scratches Strikin ..read more
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Marzzacco Included in “The Best Lawyers in America” for the Sixth Consecutive Year!
Marzzacco Niven and Associates | Harrisburg Workers' Compensation Law Blog
by On Behalf of Marzzacco Niven & Associates
1y ago
Attorney Christopher Marzzacco, owner of Marzzacco Niven & Associates, of Harrisburg, was named in the 28th Edition of The Best Lawyers in America for his “high caliber of work in the practice area of Personal Injury Litigation–Plaintiffs.” Marzzacco has now been recognized every year consecutively from 2017. Inclusion in Best Lawyers is based on a rigorous peer-review survey comprising more than 7.8 million confidential evaluations by top attorneys across Pennsylvania and the United States. “I am humbled to again be named in The Best Lawyers in America. It is truly and honor and I would n ..read more
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Can you sue for an electrocution injury?
Marzzacco Niven and Associates | Harrisburg Workers' Compensation Law Blog
by On Behalf of Marzzacco Niven & Associates
1y ago
Electrocutions are much more common than you may believe. In fact, around 9% of all fatal workplace accidents are attributed to electrocution. Where and when you’re electrocuted makes a difference in your case and if you can sue. For example, were you on someone’s private property when you were electrocuted? Were you at work, or were you using a dangerous product? One of the more common places to suffer electrocutions is in water. Here’s what you should know if you are electrocuted in a pool or other water-laden location. Understanding electrocution in water Electric shocks can happen in water ..read more
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Third-party lawsuits and workers’ comp
Marzzacco Niven and Associates | Harrisburg Workers' Compensation Law Blog
by On Behalf of Marzzacco Niven & Associates
1y ago
Employees who are injured while working are entitled to file workers' compensation claims through their employers' insurance providers. While workers' compensation offers several benefits, including coverage for medical expenses, a percentage of the income losses the employees have suffered and other related losses, it does not allow employees to recover compensation for their non-economic losses. Employees are also generally not allowed to file negligence lawsuits against their employers. However, there are certain situations when an injured employee might be able to file both a workers' comp ..read more
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Does your employer get to pick your doctor for workers’ comp?
Marzzacco Niven and Associates | Harrisburg Workers' Compensation Law Blog
by On Behalf of Marzzacco Niven & Associates
1y ago
Workplace injuries often fall into two distinct categories. Many workplace injuries may just require first aid and probably a brief rest for the worker involved, with a few other consequences. Some workplace accidents become lost time events, meaning that they affected workers seriously enough that the individual has to miss a day or shift at work. As soon as an injury becomes severe enough for a worker to miss a day of employment, the employer must report it to the state. Of course, regardless of whether you have to miss work or not because of an injury, you can still receive workers' compens ..read more
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What should you expect from a workers’ compensation settlement?
Marzzacco Niven and Associates | Harrisburg Workers' Compensation Law Blog
by On Behalf of Marzzacco Niven & Associates
1y ago
In Pennsylvania, workers’ compensation settlements are more formally known as compromise and release agreements. These compromise and release agreements usually make the plaintiff agree to give up all workers’ compensation rights in exchange for a lump sum payout. Most of the time, settlements for workers’ compensation are paid out in one large payment, which may be helpful to those who need to quickly settle bills or take care of other expenses. However, you should be cautious about taking a settlement that does not offer enough compensation or cover all your financial needs. What is a worker ..read more
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Hidden injuries after car crashes: Closed head injuries
Marzzacco Niven and Associates | Harrisburg Workers' Compensation Law Blog
by On Behalf of Marzzacco Niven & Associates
1y ago
If you are involved in a car crash, one of the injuries that you should be on the lookout for is a closed head injury. This kind of injury may not seem very likely if you haven’t hit your head or if you’re feeling fine, but the reality is that they are often hidden and may cause symptoms in the next few hours or days following a collision. The symptoms of closed head injuries range from nausea to losing consciousness. If you start to have any unusual symptoms, seek medical attention right away. Additionally, at the time of a crash, be willing to go to the hospital for a check-up. At the very l ..read more
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Eating a snack while driving is a distraction
Marzzacco Niven and Associates | Harrisburg Workers' Compensation Law Blog
by On Behalf of Marzzacco Niven & Associates
1y ago
It’s pretty normal for people, especially those on long drives, to take snacks and drinks with them. Drinking nonalcoholic beverages and eating in your vehicle isn’t illegal, but if you get into a crash with someone because they were consuming food or beverages, then you could have a case against them for reckless driving. Eating and drinking anything while driving is distracting, which is why it’s possible to face penalties for reckless driving and to be at-fault for a collision if that distraction causes a crash. Fortunately, it’s simple to avoid this issue. All you need to do is pull over b ..read more
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