Feb2024 Dividend/Interest received from my investment and retirement account is about SGD $8003. Dividend and interest income were collected from more than 30 over counters and ETFs in Feb. YTD portfolio performance improved to 0.3% and 1.07% if dividend is included. Trade in Feb. There is very little action as I only added 2 bond etf LQDE.L and LKOR after one of my bond is matured. For HKSE, I also added small stake of 6823.hk HKT using some left over HKD dividend in Jan. 2017 to 2024 Monthly Dividend/Interest earned from Investment Portfolio : Dividends received in Feb2024 from Foreign ..read more

Jan2024 Dividend/Interest received from my investment and retirement account is about SGD $7664. Dividend and interest income were collected from more than 31 over counters and ETFs in January. YTD portfolio performance drop to - 0.6% and -0.2% if dividend is included. The drop is due to FED comment that rate cut might be delayed. Trade in Jan. There is very little action as I only added 2000 Nikko Reit ETF shares on SGX with some dividend collected in December.  2017 to 2024 Monthly Dividend/Interest earned from Investment Portfolio : Dividends received in Jan2024 from Foreig ..read more

Nov2023 Dividend/Interest received from my investment and retirement account is about SGD $10868 and YTD investment income received is $113K. This is the 6th monthly investment income received hitting 5 figures for 2023. The higher than expected dividend received in November was due to KIT special dividend of >3K as this is one of my larger holding in SGX . Dividend and interest income were collected from more than 25 over counters and ETFs in November. Investment Portfolio YTD gain including dividend rebound strongly to 7.94%. This is the best monthly performance in 2023 as inflation has f ..read more

Oct2023 Dividend/Interest received from my investment and retirement account is about SGD $10869 and YTD investment income received is $103K. This is the 5th monthly investment income received hitting 5 figures for 2023.  Dividend and interest income were collected from more than 35 over counters and ETFs in October. Investment Portfolio YTD gain including dividend has dropped to 0.38%. This is pretty bad as the market is under intense selling pressure in Oct due to FED comment that interest rate will be staying high.   Trade in Oct. I have continue to increase small stake in 2 ..read more

Sep2023 Dividend/Interest received from my investment and retirement account is about SGD $17192. Q32023 investment income received is $40.6k and YTD investment income received is $92K. This is the highest monthly investment income received since I started tracking.  Dividend and interest income were collected from more than 42 over counters and ETFs in September. This is as good as getting paid almost everyday. Investment Portfolio YTD gain including dividend dropped to 2.12%. Portfolio is sitting at an unrealized loss of 144k (simple current price - cost) without accounting for dividend ..read more

Aug2023 Dividend/Interest received from my investment and retirement account is about SGD $10,468. This is the third consecutive month when my monthly investment income tops 5 digits. Dividend and interest income were collected from more than 26 over counters and ETFs. This is as good as getting paid almost everyday. Investment Portfolio YTD gain including dividend dropped to 3.9% and liquid net worth YTD gain also dropped to around 6.85%. This drop is expected due to ex-dividend date.   Trade in Aug. I only increased stake in 2 LSE counters BATS and LGEN. Their dividends are very attra ..read more

Jul2023 Dividend/Interest received from my investment and retirement account is about SGD $12991k. It was a great month collecting dividend and interest income from more than 30 over counters and ETFs. This is almost like getting paid everyday. HKSE stocks usually pay their dividend from June to August which explains the higher investment income received compare to previous years. Investment Portfolio YTD gain including dividend is 5.84% and liquid net worth YTD gain is around 8.55% Trade in July. I added 2 new HKSE counters 144.hk (Merchant Port) and 83.hk (Sinoland) and increased my stakes ..read more

British American Tobacco is one stock that I am vested in and it is down to the lowest level since 2020. However, it is showing some incredible positive financial numbers that put our lousy S-REITs to shame. First of all , its fwd yield of 8.6% is greater than its fwd PE of 7.56 Market Cap $72.30B EPS (FWD) $4.31 Div Rate (TTM) $2.68 Payout Ratio :62% FCF yield of 15%+ Revenue Y/Y +7.7% EBITDA Y/Y +1.7% CFO Y/Y +7.0% EBITDA FWD +3.1% BTI's payout ratio is 62% today, the lowest payout ratio of the tobacco giants. $BTI's debt to equity ratio has reduced from 81.1% to 56.3% over the past 5 ye ..read more

Mar Dividend/Interest received is about SGD $8.2k. Total Q1 Dividend/Interest received is $19.2k which is short of the 20K projected due to 2 counters with dividend cut to 0%. However, this is still a 14% increase compare to Q12022. Portfolio YTD gain drop to 4.7% as US bank crisis in March has adversely impacted all my portfolio except HKSE counters.   I have increased small stakes in international stocks like BTI and BABA but sold off AVVIY and MO. I have also bought quite a bit of international dividend ETF IDAP (LSE listed) . As disclosed in Feb, I am focusing in increasing divid ..read more

Feb Dividend/Interest received is about SGD $5.2k. YTD gain drop to 6.19% as interest jittery continued in Feb after FED chairman comment on inflation.   I have increased small stakes in HKSE stocks like Link and BABA . I bought small stakes on 1 new counters Everbright 257.hk and a new dividend ETF IDAP.L . I will focus in increasing dividend ETF in 2023 as opposed to picking individual stocks to reduce dividend cut risk. This year I already have 4 counters projected to incur dividend cut. I have sold partial HK land stake and Digital Core.Reit .  2017 to 2023 Monthly Divi ..read more