Top tips to supercharge your pension this tax year. “April 6 marked the start of the new tax year and brings plenty of opportunities to supercharge your pension planning. In addition to reviewing your contributions to see if you have the wiggle room to increase them. There are strategies you can make use of to boost your pension. You can take advantage of your annual allowance, which enables you to save up to £60,000 per year into your pension. If […] The post Top tips to supercharge your pension this tax year appeared first on Broke Girl in the City ..read more

Charges for NHS prescriptions, wigs and fabric supports will increase on 1 May 2024. The National Health Service (Charges for Drugs and Appliances) (Amendment) Regulations 2024 were laid before Parliament on 3 April 2024. The regulations set out the new NHS prescription charges in England.  Charges for prescriptions and prescription prepayment certificates (PPCs) will increase by 2.59% (rounded to the nearest 5 pence) from 1 May 2024. Charges for wigs and fabric supports will increase by the same rate. A prescription […] The post NHS prescription charges from 1 May 2024 appeared firs ..read more

Tax cuts to National Insurance for 29 million workers 29 million Brits will see their hard work rewarded from tomorrow (6 April), as tax cuts come into full force. Since Autumn 2023, workers’ national insurance contributions (NICs) have been slashed by a third. With a longer-term ambition to end the unfair double tax on work and abolish employee and self-employed NICs altogether. Since January, the main rate of employee National Insurance has been cut for 27 million workers from 12% to 8%, […] The post Tax cuts to National Insurance for 29 million workers. appeared first on Broke Gir ..read more

ISAs turn 25: Who holds them and how much have they got? “ISAs turn 25 this weekend and they’ve never been more relevant, with cuts to Capital Gains Tax and Dividend Tax allowances making the humble ISA an ever more valuable way to shelter savings and investments from the taxman,” says Laura Suter, director of personal finance at AJ Bell. “On top of that the rise in interest rates has pushed far more people into using an ISA for their cash […] The post ISAs turn 25: Who holds them and how much? appeared first on Broke Girl in the City ..read more

ARE YOU GETTING THE WRONG TYPE OF REST? By Karen Meager is co-author of ‘Rest. Practise. Perform. What elite sport can teach leaders about sustainable wellbeing and performance’. As a researcher into burnout recovery, I’ve long been curious about why some people can bounce back quickly after a period of exertion whilst others find it hard and remain drained for longer. The reasons behind this are complex and there is no single remedy that works for everyone. When we conducted […] The post Are You Getting The Wrong Type Of Rest? appeared first on Broke Girl in the City ..read more

When you leave university, you no longer have your student loans coming in and overall, you’re facing a big life change. It can be quite overwhelming. So, we’re here with some simple steps you can take to move towards a positive financial situation in the future! From being realistic about where you are currently to your budget moving forward, we’ve got you covered.  Be Realistic About Where You Are Financially  The first step to helping you manage your finances after […] The post Tips To Help You Manage Your Finances After University appeared first on Broke Girl in the City ..read more

Despite the challenges of the cost of living, people are saving. “Millennials have a PR problem regarding spending habits – labelled as frivolous while dining out and holidaying more than baby boomers and generation X. But the latest HL Savings and Resilience Barometer shows this as a fallacy. In fact, with robust emergency savings, an awful lot of them can consider their investment options too, says Emma Wall, head of investment analysis and research, Hargreaves Lansdown More than half of […] The post Young savers defy the big spender stereotype. appeared first on Broke Girl in the City ..read more

Spring Budget 2024 – Your ten key takeaways & what you need to know Sarah Coles, head of personal finance, Hargreaves Lansdown: “Jeremy Hunt decided to forgo the rabbit and the hat at the dispatch box in favour of a juggling act. Prioritising a National Insurance cut left him working furiously to generate cash through spending cuts and other tax hikes. It means we’ll be left with a financial juggling act, with National Insurance cuts balanced against income tax threshold […] The post Spring Budget 2024 – Your ten key takeaways appeared first on Broke Girl in the City ..read more

How to get the perfect night’s sleep. Simba – Style. Like most people, I love my sleep. It’s also essential to our physical, mental, and emotional health. Having suffered from insomnia over the years, I have found that our beds are our havens. It doesn’t matter what else is going on in our lives. Without sleep, we struggle to perform at work, show up in our personal lives, rejuvenate, and feel alive! Without sleep, we can’t operate as our best […] The post How to get the perfect night’s sleep. Simba – Style. appeared first on Broke Girl in the City ..read more

If you’re feeling a bit run down and like you want to make your health more of a priority, you’re in the right place. We’re here with four really simple things you can do to make your health a priority today, that won’t massively change your current lifestyle, but will make you feel wonderful, both physically and mentally. Sometimes we need that reset where we start putting ourselves first, and trust us, future you will thank you for it! So, […] The post 4 Things You Can Do To Prioritise Your Health Today! appeared first on Broke Girl in the City ..read more