There is a pivotal transformation sweeping through the financial landscape—one driven by the imperatives of the digital age. Our journey at Clix Capital, toward digitization is not merely a response to a trend; it’s an essential strategy to meet the evolving needs of our customers and to ensure the resilience of our operations. As our stakeholders increasingly gravitate towards fintech products, the epicenter of their journey and interaction rest on our company’s IT infrastructure. Recognizing this shift, we acknowledge the paramount importance of the digital customer experience. It’s not jus ..read more

The digital landscape has significantly altered the way we live, impacting every facet of our lives. Technological advancements, such as UPI, online payment apps, RTGS, NEFT, and paperless digital loans, have revolutionized transactions. Consequently, the digital lending sector in India has witnessed remarkable growth. While enhancing convenience, this evolution has introduced new challenges, especially in the realm of cybersecurity. Securing data and addressing fraud within the digital lending domain is crucial due to the high stakes involved. The surge in digital transactions in India, fuel ..read more

Earlier, it was not that easy for small and medium-size businesses to avail unsecured business loans in India and expand their business. A few years ago, many companies had to close down because they could not secure the funds required for their growth at the right time. Businesses that could secure a loan had to pay hefty interest rates that took up major chunks from their profits. However, things have changed now. Today, small business owners without any collateral or assets can avail business loans from NBFCs at competitive business loan interest rate. Here are the four major reasons why s ..read more

You might be running a successful business with a healthy profit. However, when you want to take the next step and expand your existing business, you may need to apply for a business loan to fund the expense. Your best course of action would be unsecured business loans that you can avail for any purpose without any collateral, security, or guarantor. Whether you want to build working capital, buy inventory, upgrade equipment, hire staff, expand the workplace, or invest in marketing, you can avail an online business loan from Clix Capital right from the comfort of your smartphone or PC. Howeve ..read more

For any business owner, managing finances becomes difficult whenever there are numerous financial inflows and outflows. In any case, your end objective would be to grow your profit and expand your business. You save some part of your earnings and invest the other part towards your business growth. However, once the business gains speed, it might become difficult to manage your everyday expenses. This is where a small business loan kicks in. A business expansion loan is an unsecured source of finance that can help you manage your everyday expenses and stabilise your daily operational needs. Cl ..read more

Every business operates on capital. This need can get further intensified when the business is expanding. In such a scenario, a working capital loan can be a convenient way to cater to your expenses. Generally, a working capital loan refers to the money borrowed from banks or NBFCs to fund business operations or pay business bills. Often, organisations don’t have a stable in-flow of funds and have cyclical sales in response to the needs of their clients. In these instances, business loans can be availed to keep their operations going. Here we talk about all that you need to know about Working ..read more

A self-sufficient medical practice is a challenging yet admirable endeavour that most medical professionals embark on at some point in their lives. The scale of these operations might differ – some people might start their own clinic while others strive to be in charge of a multi-purpose polyclinic. However, there’s one universal requirement present across these practices regardless of their scale – the need to purchase the best-in-class healthcare equipment to deliver the highest quality of medical services. However, accomplishing this task is a challenge in itself. After all, it’s simple to ..read more

Better healthcare infrastructure in a country is crucial for the overall well-being of its people. India as a country, even amidst several challenges serves multitude of opportunities for the healthcare sector to bloom and become a catalyst in the growth of the country. Clix is committed to be a part of this growth journey. What is the current state of Healthcare sector in India? According to a recent survey by the Washington-based think tank Pew Research Centre, India is on track to surpass China as the world’s most populous nation in 2023, taking the title away from it since 1950. Despite i ..read more

Are you running a school and looking to expand its infrastructure in order to service students with the latest technologies and larger facilities? If so, you need not worry about the financial constraints as school expansion loans can be your saviour. In this article, we will take you through the benefits of school expansion loans in India. The Need for School Expansion Loan in India The current Indian government is on a mission to make education accessible to all citizens by 2030. To achieve this goal, the government has increased the budget allocation for education by 6 percent this year, i ..read more

As I sit here reflecting on the last 5 years of my professional life, I can’t help but feel like a changed person. And no, it’s not just because I’ve finally figured out how to use Excel (although that is a major accomplishment in itself). When I first stumbled upon Clix Capital, I was a young and disinterested guy looking for a change of pace. Little did I know that this NBFC was about to throw me into the deep end of the professional pool, and boy, did I learn to swim fast. Walking into Clix Capital’s Gurugram head office for my interview was like stepping into a parallel universe. The ener ..read more