Older Drivers Make Up More Risk (2022 Repots)
Insurance Geek
by Brad Cummins
1y ago
Older Drivers Make Up More Risk (2022 Repots) Drivers in their late years are one of the reasons for the risk jump on the roads. A number of traffic incidents involving older drivers have raised risks regarding road safety and the safety of other drivers on the road. Fatalities involving older drivers and other age groups have been noted by the Highway Loss Data Institute. Today, we’re going to tackle the frequency of older drivers getting into accidents, how their age affects their driving ability compared to younger drivers – and share other valuable information regarding this critical age g ..read more
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Most Sold Cars In The USA 2022
Insurance Geek
by Brad Cummins
1y ago
Top 10 Best Selling Cars in the USA in 2o22 Although Americans have a wide choice to choose from, a number of vehicles have boosted the sales figures and made their way into the “the most vehicles sold” category. Across the state of America, different drivers prefer different car models. Hence, the most popular cars vary by state. Whether car shoppers are looking for extra trunk space or driver-assist features, car sales have boosted over the past year. Today, we’ll be breaking down the best-selling vehicles of 2022, so stick around to see whether your vehicle has made the cut. We can also hel ..read more
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Crash Rates Jump In Wake of Marijuana Legalization
Insurance Geek
by Brad Cummins
2y ago
Crash Rates Jump In Wake of Marijuana Legalization After a number of states legalized the use and sale of recreational marijuana, the statistics of crash rates spiked compared to other Western states. The legalization of recreational marijuana had a significant impact on the safety of drivers who sit behind the wheel under the influence – and those who find themselves on the other side of the road. According to recent data from the Highway Loss Data Institute (HLDI) and the Insurance Institute for Highway Safety (IIHS), US states that have legalized marijuana for recreational use – California ..read more
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Cities With The Most Stolen Cars in America
Insurance Geek
by Brad Cummins
2y ago
Cities With The Most Stolen Cars in America Car theft has become a distressing issue among drivers – especially in the last few years – with the number of motor vehicle thefts reaching 880,000 a year in the US alone. The percentage of carjackings and vehicles stolen, in general, jumped considerably from 2020. Many major cities and car insurance companies in the US are currently dealing with the rising issue of stolen cars. We are here to offer details and statistics on the number of motor vehicles stolen across the US. So, today, we’ll be dealing with locations where auto theft occurs more fre ..read more
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Tips for Sustainable Interior Design
Insurance Geek
by Brad Cummins
2y ago
Tips for Sustainable Interior Design As major disasters continue to ravage the planet and expose the fragility of our environment, more people than ever before are committing to a more sustainable lifestyle. One study indicates that more than three-quarters of people in the U.S. and Australia want to learn how to diminish their negative impact on the environment and increase their positive effects.  On a practical level, people have taken up a variety of sustainable actions to help lessen their impact, including:  Recycling Reducing your need for single-use plastics  Avoiding h ..read more
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Homeowner’s Emergency Planning Guide
Insurance Geek
by Brad Cummins
2y ago
A Long-Term Plan for Preparing Your Home for Emergency It’s essential to have a long-term plan for preparing your home for emergencies. By taking small steps over time, you can make your home more resilient in the event of a disaster. From earthquakes to hurricanes, there are all sorts of potential natural disasters that can affect your home, potentially costing you thousands. In 2020 alone, 980 events caused losses, and the estimated economic loss from natural disasters was $268 billion worldwide.  Checking your homeowner’s insurance coverage should be one of the top precautions you take ..read more
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Designing Your Home Sustainably
Insurance Geek
by Brad Cummins
2y ago
A Guide to Future-Proofing a New Home The idea of future-proofing a home indicates the inclusion of advanced amenities and technologies within the construction. Automated locks on doors and charging stations for electric cars are current examples of future conveniences that may be built into your house. Moreover, it’s a call for people to become more energy conscious by using efficient appliances and energy-saving devices. Future-proofing a home has numerous benefits, including future investment value, comfort, and family needs. It may also save you money if your homeowners insurance doesn’t c ..read more
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Trends in Urban Housing
Insurance Geek
by Brad Cummins
2y ago
How Urban Housing May Change Over Time The current urban housing landscape is changing. However, such changes are nothing new. Urban neighborhoods experience constant demographic shifts, new constructions, and changes to infrastructure and zoning laws.  Metro areas continue to grow, though most cities are losing residents to the suburbs, just as they have for the past few decades. The COVID-19 pandemic has accelerated the suburban trend as more people shifted to working remotely, so their location became less important.  Technology will play a role in how urban areas look in the near ..read more
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Finding and Affording Temporary Housing
Insurance Geek
by Brad Cummins
2y ago
A Guide to Affordable Temporary Housing  When you move into a home — a single-family house in the suburbs, a studio apartment in the city, or any other type of dwelling — you likely do so with the expectation that you’ll be living there until you decide to move.  But sometimes, life doesn’t always go according to plan. Sometimes you can’t move into a place right away, a major disaster like a fire or storm occurs, or a pipe bursts — rendering a home uninhabitable. In any of these cases, you need a place to stay while looking for more permanent housing. Temporary housing, as the name i ..read more
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First Speeding Ticket
Insurance Geek
by Brad Cummins
2y ago
What Happens After You Get Your First Speeding Ticket? So, you’ve just had your first speeding ticket issued. What now? How will a speeding ticket affect your car insurance rates and driving record? Even though it is frustrating and it will affect your insurance – don’t worry! Most of us get a ticket at some point during our driving careers. We’ve answered all the questions below, and we’ll explain the best way to act after receiving a ticket. First And Foremost: What Counts As A Speeding Ticket? By definition, a speeding ticket is a ticket that a police officer will issue you if you ..read more
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