What are Index Funds?
Salaried Class
by Anshul Khandelwal
4y ago
All mutual funds investors have one thing in common, they are on a quest to find the best performing fund to invest! How does one find a best performing scheme? Even if you can find ‘the best’ scheme, would it always remain so? Would it be able to perform consistently over your investment horizon? Answer to all these questions is index fund. Before we go in any details, let us quickly recall what are mutual funds. A mutual fund scheme is an actively managed investment vehicle. There’s a dedicated fund manager to take investment decisions. Fund manager would target to buy or sell right stocks ..read more
Visit website
Mutual Funds Terms You Must Know
Salaried Class
by Anshul Khandelwal
4y ago
Mutual funds are an important investment vehicle in overall financial planning. If you are a new investor, please do check out mutual fund’s basics and types of mutual funds. If you are looking to dig deeper or an expert just looking to further refresh your knowledge, this post is for you. I’ve listed down some key mutual funds terms that are commonly used. These terms are instrumental in identifying the right fund as well as right approach of entering and exiting your investments. This is going to be a long post, so do grab a tea or snacks if you want! Hope this would be useful for you. Let ..read more
Visit website
Types of Mutual Funds
Salaried Class
by Anshul Khandelwal
4y ago
In this post we will discuss various types of mutual fund schemes available in market. You may like to check my previous post on mutual funds basics before digging deeper into this. If you’ve already checked that out, let’s get started! Broadly mutual funds invest in equity, debt or a mix of both. Funds can be open ended or close ended and the underlying portfolio depends on the investment objective of scheme. Each scheme is offered by AMCs in direct and regular variants. Types of Mutual Funds based on Asset Allocation 1. Equity Funds These funds invest in a pool of stocks. These are categori ..read more
Visit website
Mutual Funds Basics
Salaried Class
by Anshul Khandelwal
4y ago
Here is first post in a series covering everything you ever wanted to know about mutual funds. If you are a beginner, I suggest you quickly have a look at commonly used personal finance terms and stock market terms. This will make it easier for you to understand basics of mutual funds. Let’s get started! What are mutual funds? A mutual fund is a pool of money collected from various investors where a professional fund manager invests that money in a pool of well researched stocks, bonds and other securities and tries to maximize the returns. You can imagine mutual fund schemes like a bucket of ..read more
Visit website
Stock Market Terms You Must Know
Salaried Class
by Anshul Khandelwal
4y ago
Stocks are an important investment vehicle and a key component of personal finance. If you are a beginner in stock markets or just looking to refresh your knowledge, this post is for you. I’ve listed down some key stock market terms that I believe everyone must know and understand, along with a brief description. Hope this would be useful for you (or may be for one of your friends). Let’s get rolling! Bear Market A condition where market indices are constantly falling and investors have an overall negative outlook on the market. Beta Beta represents the relationship between price movement of ..read more
Visit website
What is DIY-Do It Yourself?
Salaried Class
by Anshul Khandelwal
4y ago
Over the years, we’ve been dependent on agents, distributors or financial advisors to buy financial products. In this post, we will discuss the ways we can consume various financial products and why we should prefer DIY or Do It Yourself! Here I want to emphasize that I’m not against agents, distributors or financial advisors, they have done a great job in promoting financial literacy and they deserve an applause for that. However, I’m here to discuss the advantages of DIY and its impact on personal finance. After reading this post, you may decide which path you wish to take, same old traditi ..read more
Visit website
Personal Finance Terms You Must Know
Salaried Class
by Anshul Khandelwal
4y ago
If you are a beginner in personal finance or you’re an expert who is just looking to refresh your knowledge, this post is for you. I’ve listed down some key personal finance terms that I believe everyone must know and understand, along with a brief description. Hope this would be useful for you (or may be for one of your friends). Let’s get rolling! Asset Any instrument that holds a financial value and has a capability to generate returns. For example – stocks, mutual funds, real estate, gold etc. Asset Allocation Asset allocation is the approach of selecting correct asset classes based on yo ..read more
Visit website
GDP and Inflation
Salaried Class
by Anshul Khandelwal
4y ago
In this post we will discuss about two very important economic terms, GDP and Inflation. These are the two most commonly used terms if you open any business newspaper or news channel. We will try to understand from a layman’s perspective what they mean and how both impact us. Let’s get started! GDP GDP or Gross Domestic Product is gross total market value of all goods and services produced within boundaries of a country in a specific year (or period). Goods and services include anything and everything that we produce within the country. For example, houses, vehicles, clothes, dairy products ..read more
Visit website
Top Five Investment Options For Salaried Workers
Salaried Class
by Anshul Khandelwal
4y ago
If you are a salaried individual unable to decide where to invest, read on! In this post I will talk about top five investment options for salaried workers. There are various investment vehicles that one can opt for. Each of them comes with its own set of risks, return potential, tax liabilities etc. For now, we will just focus on five simplest and efficient options that you can opt for. You may also check out my detailed post on factors to consider while choosing right asset class. Let’s get started and discuss top investment options for salaried workers – Bank Deposits (Recurring Deposit ..read more
Visit website
Six Points To Consider Before Investing
Salaried Class
by Anshul Khandelwal
4y ago
One of your financial goals should always be to invest money and build assets. This is one of the five key elements of personal finance. As we gradually progress in our professional careers, ideally our assets should also increase. Stop for a moment and analyze your assets column before we get into points to consider before investing! We would ideally like to reach to a stage where these assets can in turn generate passive income which can be again invested to create more assets! Somewhat similar to above flowchart, and hence it’s important to know how to choose correct asset classes. Your ch ..read more
Visit website

Follow Salaried Class on FeedSpot

Continue with Google
Continue with Apple
OR