This Article First Appeared on Credit.com Written by Leslie Tayne If they mean nothing to you, it’s time to get better acquainted with your money. Do you really know your money? You would be surprised how many people don’t know anything about their all-important relationship with their finances. You may think you’re pretty financially savvy, but if you can’t answer these five questions you may need to get better acquainted with your money. Monthly Income This may seem very basic, but more often than not people can’t answer how much money comes into their home. That means knowing the gross an ..read more

In the financial tapestry of life, your credit score is a critical thread that weaves through many of your aspirations and plans. Understanding the impact of your credit score is essential, as it reaches far beyond mere numbers on a page. Why a Stellar Credit Score Matters A robust credit score is the backbone of your financial identity, influencing major life decisions and opportunities: Homeownership Dreams: In today’s stringent lending environment, a strong credit score can be the key to unlocking favorable mortgage rates and diverse loan offers, potentially saving you a substantial amount ..read more

Owning a business is a significant achievement, reflecting a commitment to values, work ethic, and the collective effort of a dedicated team. At Kwikcash Inc., these elements are the cornerstone of our identity. We offer a glimpse into the ethos that drives our founder and the company’s mission. A Mission Rooted in Accessibility and Trust Kwikcash Inc. is more than just a lending institution; it’s a beacon of hope for those navigating the choppy waters of financial uncertainty. Our core mission is to extend credit access to individuals with less-than-perfect credit histories, providing a lifel ..read more

If you’re curious about how to save $1000 annually on a tight budget, you’re in good company. Many who live paycheck to paycheck struggle to make ends meet, let alone save additional funds. However, the key to saving isn’t just setting aside money from your regular income, but rather generating extra income creatively, especially online. Here are three online avenues to consider: Selling Online Platforms like Etsy, eBay and other online auction sites can convert items gathering dust in storage into immediate cash. This approach not only clears out clutter but also pads your wallet. Freelancing ..read more

When financial emergencies strike, the common recourse is to consider debt consolidation loans. However, there’s an alternative that might not be on everyone’s radar: short-term, unsecured personal loans. These can be a savvy solution for managing existing debt without the long-term commitment of a consolidation loan. The Debt Dilemma: Multiple Payments, One Solution Juggling multiple debts from student loans, mortgages, credit cards, and car payments can be overwhelming. A debt consolidation loan simplifies this by combining these debts into a single loan with potentially lower interest rates ..read more

Navigating the loan landscape with bad credit might seem daunting, but it’s more manageable than you might expect. By making informed decisions and understanding the loan process, you can find a path to financial support that aligns with your needs. Here’s how you can secure a loan even with credit challenges. Step 1: Explore Your Loan Options Bad credit doesn’t close all doors. Two primary loan types are often recommended: Secured Loans: These loans are backed by collateral like your home or car. They might be a fit if you’re looking for larger loan amounts. Unsecured Loans: These are typica ..read more

Do you struggle to make ends meet? Does time between paydays seem to stretch endlessly? Approximately 63% of Americans will answer “Yes”. Are you ready to change that? In this economic climate, more of us are struggling to pay the bills, buy groceries and fill up our gas tanks. Paying off the mortgage, putting the kids through college without financial aid and amassing $1 million for retirement seem out of the question now. Just having cash left over at the end of the month would be nice. Are you willing to say, “I’m tired of living paycheck to paycheck!” and take action? Of co ..read more

One of the most lamented facts about our modern education system is that it fails to teach kids key life skills—like managing finances. Today, only some schools teach any kind of financial literacy and those that do usually only teach the bare basics. As a result, millions of Americans have been left completely ignorant of how money works or how to manage it. To help, we put together a list of things they didn’t teach you in school that can help you manage your finances, whether you’re just starting out or finally taking charge of your financial life. 1. Invest Your Money Early And Often ..read more

Like many people, you may have blown through your young adult years making financial decisions that served you well in the moment, but may not have been particularly responsible. Dinner out several times a week, credit card bills you barely looked at and luxury cars way beyond your budget—life was practically a party! But now, the party’s over. You’ve woken up in your 30s and realized that all that overspending is going to cost you big— and it’s going to cost for years to come. Luckily, there’s hope. It’s not too late to fix the financial mistakes we all make when we’re young and blissfully i ..read more

Personal finance podcasts are perfect for time-strapped listeners who want to manage their money better. With literally hundreds of financial topics to choose from, you can brush up on news, budgeting, growing your wealth or even learning the basics of investing. Of course, there’s no single best personal finance podcast for everyone, but here are some great ones for millennials, recent grads and young professionals — or really for anyone who wants to learn all they can about their money: So Money Farnoosh Torabi, host of So Money, is relatable: She spent her early 20s crawling out of st ..read more