So the next 6-month T-Bills auction is on 25 April. After closing as high as 4.07% in late 2023. T-Bills yields then dropped as low as 3.54%. In the most recent auction however, T-Bills closed at 3.75% yield. Bank fixed deposit rates have been steadily declining of late – so at 3.75%, 6-month T-Bills […] The post 6-month T-Bills Auction on 25 April – Will interest rates break 4.0% or drop? Buy T-Bills vs Fixed Deposit, Singapore Savings Bonds or Money Market Funds? appeared first on Financial Horse ..read more

Rounding up top investing articles from around the web, including articles shared on Twitter. Marina Bay Sands sees profit surge 51.5% to $811.4 million in Q1 on tourism boom (Straits Times) Marina Bay Sands (MBS) reported a record performance in the first quarter of 2024, with profit surging 51.5 per cent year on year. Its adjusted […] The post Top News this Week (21 Apr) appeared first on Financial Horse ..read more

  So I recently received this question from an FH reader: “Would you recommend to buy SSB this month or wait till next month? Or is this a time frame allowable where you can buy this month, then if next month rates are higher, redeem and put into next month’s SSB? Thank you!” My response, […] The post Singapore Savings Bonds yield 3.06% – SSB yields to go even higher next month? Buy now or wait? appeared first on Financial Horse ..read more

  I’ve been getting a lot of questions on what is driving the drop in REIT and stock prices of late, and how things may play out going forward. So I wanted to release this FH Premium article written earlier this week, to give you guys an insight into my latest thinking. If you find […] The post Why are REIT / Stock prices dropping? Will I buy now or wait? (as a Singapore Investor in 2024) appeared first on Financial Horse ..read more

Secrets of wealthy people? Do millionaires they know something we don’t?  Let’s expand our horizons by considering what we can do or think differently to grow our money.  Here are 7 things rich people do differently.  This article was written by a Financial Horse Contributor. 1. Focus on assets Wealthy people focus on accumulating assets.  […] The post 7 things Rich People do Differently appeared first on Financial Horse ..read more

  As most of you would know. There are only four 1-year T-Bills each year – one every quarter. And the next one is coming up on 18 April – so if you want 1-year T-Bills you really should apply as the next one wouldn’t be for another 3 months. Given expectations over interest rate […] The post 1-year T-Bills Auction on 18 April – Must buy with CPF-OA? Will interest rates cross 4.0% or drop? appeared first on Financial Horse ..read more

Rounding up top investing articles from around the web, including articles shared on Twitter. NParks, ICA set trap to nab bird smugglers in one of largest cases in S’pore; 138 of 337 birds died (Straits Times) As the Malaysian-registered trailer truck arrived at Tuas Checkpoint on March 23, 2023, Immigration and Checkpoints Authority (ICA) officers directed […] The post Top News this Week (14 Apr) appeared first on Financial Horse ..read more

  Short term interest rates have been very interesting of late. If you recall – in Jan the market was pricing in 6 interest rate cuts in 2024. After this week’s US inflation data however, the market is now only pricing in 2 interest rate cuts in 2024. This has led to a sharp increase […] The post Best Fixed Deposit Rates yield 3.80% – Are interest rates going up or down? Where to put cash for yield today, T-Bills vs Fixed Deposits vs Money Market Funds (April 2024) appeared first on Financial Horse ..read more

  In my weekend article, I estimated a yield of 3.75% – 3.85% for the upcoming 6-month T-Bills auction. Well, the auction results are out – 3.75%, on the lower end of my projected range. What is interesting is that the demand for T-Bills continues to soar to record highs. At $16 billion in demand […] The post 6-month T-Bills yields drop to 3.75% – Demand for T-Bills soars to record highs (11 April 2024 Auction Results) appeared first on Financial Horse ..read more

  Quite a few of you have been asking for my views on Keppel DC REIT. So I decided to release this FH Premium post to everyone. This FH Premium post was written in early Feb after the FY2023 financial results and tenant default news.  However this should give you an idea of my general […] The post Keppel DC REIT pays a 5.8% dividend yield – Will I buy this REIT after the tenant default? (as a Singapore Investor in 2024) appeared first on Financial Horse ..read more