It seems like the 18 to 25 age group is often excluded when we talk about securing our financial futures. Everyone believes they have TIME to do certain things, such as getting a legal will drawn up. Oftentimes, this age group simply has not been educated on the financial habits to have once they turn 18. I thought about my own kids at this age, and to be honest, I didn’t know they needed a Power of Attorney or a Will because I still viewed them as my children. This is a mistake many of us make as parents. Whether you are a parent or a young person, this financial checklist I’ve compiled will ..read more

Want to free up more money in your budget to pay off debt? Here are 6 easy ways to lower your expenses in order to put more money toward debt. The post How to Free Up More Money in Your Budget to Pay Off Debt appeared first on MoneyChat ..read more

We’ve been hearing since last year that a recession is coming. Things seem good though. There are more jobs and people are spending money. Recession, smession! Well, recessions generally follow the good times. It’s that up and down roller coaster ride our economy is constantly on! The post 7 Ways to Recession Proof Your Money NOW! appeared first on MoneyChat ..read more

An overwhelming 58% of people have less than $1,000 in their savings account. Saving and investing money is just a habit. Some people simply don't develop the habit of setting some money aside for their future early on. If you have kids and want to instill this desire and habit in them early on, you should definitely teach them how to save. Luckily, there are some great tools to use to help your kids start saving and investing. The post 5 Tools to Help Your Kids Start Saving and Investing On Their Own appeared first on MoneyChat ..read more

2019 is here and some of us may not have been as productive as we thought we would be last month. No worries, there is still time to look forward to this year and set the bar higher or think out things you have to work on.  Setting goals is exciting in the beginning, but [...] The post 4 Ways to Evaluate Your Annual Goals + Prepare For 2019 appeared first on MoneyChat ..read more

Got big plans for your business in 2019? It's best to organize all your goals and intentions for your business with a solid strategic plan. The year can fly by so fast and it's easy to lose sight of your vision or get overwhelmed with the pressures of running a business. If you're looking for the [...] The post Strategic Business Planning Strategies For 2019 appeared first on MoneyChat ..read more

Do you ever feel like you're spending too much money in your business and not seeing a return on your investment? Many entrepreneurs feel this way so you're not alone. The post How to Evaluate Your Business Spending For Maximum Profit appeared first on MoneyChat ..read more

Who doesn’t want a progressive career and financial stability? Reaching financial goals takes planning and executing. One of the best ways is to improve yourself to be the best and get to the next level of your career, thus getting more income. Make yourself more marketable and valuable to your job through preparation! The post How Valuable Are You At Work? | His & Her Money Feature appeared first on MoneyChat ..read more

By Chonce Maddox This year really flew by and it's crazy to think that it's almost over. Many of us tend to set financial goals and resolutions at the beginning of the year. You may feel excited and motivated about improving your finances in January, but then life happens. Unexpected things pop up and distractions [...] The post 5 Financial Tools to Get Your Money Right in 2019 appeared first on MoneyChat ..read more

A lot of times, we commit to something months in advance and then when it comes time to do it, we almost wish we hadn’t. This often happens with holiday parties. It sounds good in October when things are light and you are excited about the upcoming festivities, but as more and more piles on your plate, it seems daunting as party time gets closer. The post Hosting A Holiday Party Without Going Broke! #MoneyChat appeared first on MoneyChat ..read more