The Money Puzzle
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The Money Puzzle covers all the important property, business, money, and finance news.
With two episodes published every week, The Australian's Wealth Editor James Kirby, along with business, property, and finance experts share insights and information that you will use on your wealth-building journey.
The Money Puzzle
1d ago
The promise of the investment property that 'pays for itself' is all too common in the property market and all too difficult to locate in practice. Is positive gearing feasible with high rates and low rental yields?
In today's show we cover:
Positive gearing - The fading prospect
Bad behaviour among buyers advocates
Using Federal and State home buyer grants in tandem
When advice lets you down
Real estate advisor Cate Bakos joins wealth editor James Kirby in this episode.
See omnystudio.com/listener for privacy information ..read more
The Money Puzzle
1w ago
For a long time it was a golden rule among financial advisers to pay down your mortgage before any other investment consideration. Well, not any longer…for some investors putting money into super should come first.
In today’s show we cover…
Mortgage payments versus super contributions
Selling a property without using a real estate agent
Should you self insure ?
Playing house with CGT exemptions and negative gearing
Financial adviser Bruce Brammall joins wealth editor James Kirby in this episode
See omnystudio.com/listener for privacy information ..read more
The Money Puzzle
2w ago
The annual Rich 250 has just been released with a whole new crew of debutants pushing the incumbents of previous generations to one side.
In this episode, we cover:
The new network of tycoons emerging across Australia
The crypto king building the most expensive house...ever...in Australia
Two sisters who saved Blundstone boots and made a fortune
The Australian with a $2 billion empire in Estonia
John Stensholt editor of The List - Australia’s Richest 250 joins Wealth Editor James Kirby in this episode.
See omnystudio.com/listener for privacy information ..read more
The Money Puzzle
3w ago
The Future Fund's consistently strong returns and its big exposure to so-called 'unlisted assets' have captured the interest of many investors. But, until very recently, most investors could not get access to unlisted assets and were restricted to listed securities such as shares and managed funds. Usefully, things are changing - today we take a serious look at unlisted assets.
In this episode we cover
Introducing the risk spectrum of unlisted assets
Accepting a 5-7 year wait for unlisted returns
Water rights, forestry schemes and new agribusiness opportunities
Why do retire ..read more
The Money Puzzle
3w ago
This was not supposed to happen: The regions were meant to return to their secondary position in the residential investment market after COVID-19. Instead, over the last three months, prices rose faster than in the cities and the rental vacancy rates remained tight as hell... what gives?
In today's show, we cover:
The curious case of the regional property bounceback
How the national market is already looking better than last year's forecasts
Are investors in one-bedroom units facing a disadvantage
Navigating property taxes
Property analyst Louis Christoper of SQM Research joins W ..read more
The Money Puzzle
1M ago
The consensus view is that interest rates have peaked in this cycle. Banks are already snipping their fixed rate mortgage rates (which is good) while also reducing the rate they pay on cash deposits (which is not so good). It's time to find out what's going on in the finance market.
In today's show, we cover:
The beginning of lower fixed-rate mortgages
Beyond the big four - where to hunt for cash rates
Why the First Home Super Saver scheme is too much trouble
The trouble with SMSF loans
Sally Tindall, head of research at comparison service, RateCity, joins Wealth Editor James Kir ..read more
The Money Puzzle
1M ago
Family offices are very much the fashion among the nation’s ultra-wealthy: What are they exactly and what might we learn from how they operate?
In today’s show, we cover
The booming business of the family office
Safety in numbers - how the system works
How much do you need to start a family trust?
Fund manager performance fees - an explanation
Jacqui Clarke, author and family office adviser joins Wealth Editor James Kirby in this episode
See omnystudio.com/listener for privacy information ..read more
The Money Puzzle
1M ago
Sydney prices have been soft in early 2024: It's not quite a 'buyer's market' but it is as good a time to find value as we have seen in years. Where are the opportunities in the city and which neighbourhoods should we watch?
In today's show we cover:
Taking advantage of a rare lull in the nation's top property market
Excitement builds around Sydney's new airport zone
Why one-bedroomed apartments have limited appeal
What is going on around the future of negative gearing?
Judy Schmidt of Advocate Buyers Agency joins Wealth Editor James Kirby in this episode
See omnystudio.com/listener fo ..read more
The Money Puzzle
1M ago
In redrawing the plan for personal tax cuts while introducing a tax on unrealised gains in super the government has unleashed a whirlwind of speculation: All tax shelters from negative gearing to CGT discounts are now fair game.
What to do?
In today’s show, we cover
The political brawl on tax and how it affects you
Exploring investment bonds and family trusts
The looming importance of unrealised gains
Struggling with poor service at Big Super
Liam Shorte of Sonas Wealth joins wealth editor James Kirby in this episode
See omnystudio.com/listener for pri ..read more
The Money Puzzle
1M ago
Most property investors will aspire to have more than one property: Many in the market suggest strategies that allow an investor to accumulate a 'passive income portfolio' over time. But how do you approach this? What are the risks of running multiple properties? And would future tax changes make a difference?
In today's show, we cover :
Behind the promise of passive property investment * Do you need a buyer's advocate?
Switching a mortgage from the home to an investment
The future of negative gearing
Property educator P.K. Gupta joins wealth editor James Kirby in this episode.
S ..read more