Home insurance and home warranties are not the same. Each provides different protections, and some homeowners feel more comfortable if they have both types of policies. This article aims to explain the differences between homeowner’s insurance policies and home warranties. Written by our team of licensed insurance agents, this piece provides consumers with unbiased, honest, […] The post What’s the Difference Between Home Insurance and a Home Warranty? appeared first on EINSURANCE ..read more

Key Takeaways: In today’s fast-paced world, driving has become an essential part of our daily lives. Whether it’s commuting to work, running errands, or embarking on road trips, the convenience of having a vehicle is undeniable. However, this convenience comes with a critical responsibility — ensuring that your vehicle is insured at all times. Driving […] The post What is The Penalty for Driving Without Insurance appeared first on EINSURANCE ..read more

Usually, yes. Homeowners insurance will often cover hail damage. There are instances when your insurer may refuse to cover hail damage. For instance, if hail is excluded on your policy, or if your home insurance policy was recently cancelled for non-payment, you will likely pay for these repairs out of pocket. At Einsurance.com, we provide […] The post Does Homeowners Insurance Cover Hail Damage? appeared first on EINSURANCE ..read more

Key Takeaways: Bodily Injury Liability serves as your financial protection if you cause an accident that results in injury to another individual. Bodily Injury insurance coverage goes beyond safeguarding your financial resources—it also addresses your legal obligations. Medical Payment coverage provides a wide range of advantages, based on a simple concept: it covers the medical […] The post The Difference Between Bodily Injury and Medical Payment Auto Insurance Coverage appeared first on EINSURANCE ..read more

Key Takeaways: Car insurance fraud can be as simple as exaggerating the number of miles you drive when applying for coverage to criminal activity, like staged accidents or fraudulent medical claims. Fraud related to car insurance can carry stiff penalties like heavy fines and restitution, probation, and even jail time. The overall cost to the […] The post Car Insurance Fraud – All You Need to Know + 12 Strategies to Stay Safe appeared first on EINSURANCE ..read more

Legislation surrounding civil unions, same-sex marriages, domestic partnership, and health insurance change often. Laws vary from state to state and can be altered at any time. At Einsurance.com, we aim to provide readers with accurate, up-to-date information written by licensed individuals. However, it’s critical to pay attention to changes in your specific state. The information […] The post Domestic Partner Health Insurance Explained appeared first on EINSURANCE ..read more

The best car insurance for seniors will vary from state-to-state and from one individual driver to the next.That’s because we all have unique needs, vehicles and driving histories. Whether you’re looking for the cheapest car insurance for senior citizens or wondering if your car insurance prices will go down when you retire, the experienced team […] The post Finding the Best Car Insurance for Seniors appeared first on EINSURANCE ..read more

Key Takeaways: Insurance adjusters for homes and vehicles have different types of expertise but are basically responsible for the same thing — valuating your property’s damage and issuing compensation based on your coverage. Being prepared with the event information, details, estimates, and knowledge of your insurance coverage can help you during the claims process. We […] The post How to Deal with an Insurance Adjuster appeared first on EINSURANCE ..read more

As of November 2023, the average cost of life insurance is $23 per month for a 10-year contract that supplies a death benefit of $250,000, per MoneyGeek.com. That price is for a young, healthy adult male who doesn’t use tobacco or work in a dangerous setting every day. But there are so many details at […] The post The Average Cost of Life Insurance – What You Need to Know appeared first on EINSURANCE ..read more

Life insurance can serve several roles in your financial plans. For most people, it’s a reliable way to create an instant estate for their loved ones, should disaster strike. Depending on the type of policy you buy, life insurance can help you save for retirement, build savings and access to cash in emergencies, and protect […] The post How Does Family History Affect Your Life Insurance Premiums? appeared first on EINSURANCE ..read more