Owning your own home can be one of the most enjoyable parts of your life. It is the badge of reaching a certain status. A person who has purchased their own home has reached a level of maturity and success, and they can now claim that they are living the American dream while also having the greatest investment one could possibly make. The Hidden Costs of a Home When you first apply for your mortgage, you are figuring that you will have a monthly cost to pay for the mortgage on your home. Depending upon the value in the interest rate you get, it will be determined what you will pay, and it is ..read more

Paying for insurance is something that many people don’t like doing. It’s a bill for a “possible”, a “maybe”, a “just in case”. With the cost of everything going up, insurance seems like a bill that can be sacrificed. The Insurance Information Institute reports that the cost of homeowner’s insurance on average rose by 3.6% in 2015. With salaries not rising as fast as insurance rates, saving money is key. So, how can you obtain the appropriate amount of coverage and save on your premium? It takes a little education (homeowner’s Insurance 101) and research. This article will provide information ..read more

Image via Pexels It’s not exactly groundbreaking news to say kids are expensive. According to data collected by the U.S. Department of Agriculture in 2015, the average annual cost of having a child nowadays is $14,000. That’s almost another minimum wage salary worth of costs to your household expenses. Being smart about financial planning can make taking on the costs of raising a child easier while giving your family the opportunity to save for the things you really want in life. Of course, not every parent sits down and makes a detailed financial plan once they find out they are having a b ..read more

Paying for insurance is something that many people don’t like doing. It’s a bill for a “possible”, a “maybe”, a “just in case”. With the cost of everything going up, insurance seems like a bill that can be sacrificed. The Insurance Information Institute reports that the cost of homeowner’s insurance on average rose by 3.6% in 2015. With salaries not rising as fast as insurance rates, saving money is key. So, how can you obtain the appropriate amount of coverage and save on your premium? It takes a little education (homeowner’s Insurance 101) and research. This article will provide information ..read more

Owning your own home can be one of the most enjoyable parts of your life. It is the badge of reaching a certain status. A person who has purchased their own home has reached a level of maturity and success, and they can now claim that they are living the American dream while also having the greatest investment one could possibly make. The Hidden Costs of a Home When you first apply for your mortgage, you are figuring that you will have a monthly cost to pay for the mortgage on your home. Depending upon the value in the interest rate you get, it will be determined what you will pay, and it is ..read more