We are thrilled to share the announcement of the 2023 Homespire Club Honorees. In a tough year, this group of outstanding sales professionals has met the most demanding criteria, positioning themselves as leaders in their communities. Achieving this distinguished honor is no small feat, and we commend their persistent pursuit of excellence. We are grateful for their dedication to advancing their success, their teams’ success, and the success of our organization. This year’s honorees include: 2023 Chairman’s Club: Valentina Wilber Carlos Martinez 2023 President’s Club: Anthony Strickland ..read more

Iván Grondona acompaña al profesor Morales en Actualidad Radio Ivan Grondona, oficial de hipotecas en Plantation, FL, se une al Profe Morales en Actualidad Radio el 25 de junio de 2023. Nos asesora en el uso de tarjetas de crédito para que nuestro puntaje crediticio sea excelente. También explica la posibilidad de comprar casas desde el extranjero. Escucha la entrevista completa aquí. Ivan Grondona Joins Professor Morales on Actualidad Radio Ivan Grondona, Loan Officer in Plantation, FL, joins Profe Morales on Actualidad Radio on June 25, 2023. He advises on proper credit card use to make a po ..read more

Homespire Mortgage is thrilled to announce that our own Prakash Karnani, Executive Vice President of Marketing and Technology, has been recognized with the prestigious 2023 HousingWire Marketing Leaders Award. This esteemed accolade, presented annually, recognizes the most creative and influential marketing minds in the housing industry. Those honored have demonstrated expertise and effectiveness in driving marketing initiatives to continuously grow and strengthen their brands. Prakash’s exceptional achievements, strategic vision, and inspiring leadership have earned him this distinguished re ..read more

Homespire Mortgage is proud to announce that four of its Loan Originators were honored nationally as National Association of Hispanic Real Estate Professionals® (NAHREP) released the ninth annual Top 250 Latino Mortgage Originators Report. This report highlights the highest performing Latino mortgage originators in the nation. NAHREP recognizes these top-performing individuals for their contributions toward the association’s mission of advancing sustainable Hispanic homeownership. Over 1,100 Latino mortgage originators were nominated from across the U.S., including Puerto Rico. This year, over ..read more

Profesor Morales entrevista a Iván Grondona en Actualidad Radio Ivan Grondona, oficial de hipotecas en Plantation, FL, es entrevistado por el Profe Morales en Actualidad Radio el 4 de junio de 2023. Conversan sobre hacer realidad el sueño de la vivienda propia. Mire la entrevista completa aquí. Professor Morales Interviews Ivan Grondona on Actualidad Radio Ivan Grondona, Loan Officer in Plantation, FL, is interviewed by Profe Morales on Actualidad Radio on June 4, 2023. They discuss making the dream of homeownership a reality. Watch the full interview here. To learn more about Ivan or apply w ..read more

Homespire Mortgage is proud to announce that six of its loan officers have been named to the fifth annual Washingtonian Magazine’s 2023 list of Elite Producers. The list, which is ranked by production volume, features Adrian Ciaramellano, Otmane Laassel, Carlos Martinez, Diego Martinez, Valentina Wilber, and Gerald Zapol. Washingtonian Magazine’s annual list of Elite Producers recognizes the top mortgage professionals in the Washington, DC area. These loan officers were selected based on their exceptional performance, industry knowledge, and commitment to providing the highest level of custome ..read more

Ivan Grondona se une a A fondo para discutir el estado actual del mercado inmobiliario de Florida. Agente Hipotecario de Homespire, Ivan Grondona, de nuestra sucursal de Plantación, se une una vez más a A Fondo para analizar los factores económicos que afectan los precios y las tasas hipotecarias y el estado actual del mercado inmobiliario de Florida. Homespire Loan Officer, Ivan Grondona, in Homespire’s Plantation Branch once again joins A Fondo, a Spanish-language news program, to discuss economic factors that affect mortgage prices and rates and the current state of the Florida housing mark ..read more

Agente Hipotecario de Homespire Mortgage, Ivan Grondona de nuestra sucursal de Plantation habla con A Fondo, un programa de noticias en español, sobre el estado del mercado de viviendas y algunas predicciones de lo que podemos esperar en el año nuevo.   Homespire Loan Officer, Ivan Grondona, in our Plantation Branch talks to A Fondo, a Spanish-language news program, about the state of the housing market and some predictions for what we can expect in the new year!     To learn more about Ivan or apply with him, click here. The post Ivan Grondona Discusses the Hous ..read more

The short answer is that loans get sold to free up money at financial institutions, so they can create more loans for others. The process of doing this is called a mortgage-backed security, or MBS. You may have heard the term before, but the concept can be a bit hard to understand, so let’s break it down. Simply put, a mortgage-backed security (MBS) is an investment. It all begins when a bank or mortgage company makes a home loan for a client. The lender can sell that loan to an investment bank, and use the money earned to make new loans for new clients. From there, the investment bank takes t ..read more

Getting a home loan? Your lender may tell you that you’re eligible for a property inspection waiver, or PIW. What is it and why would you opt for this, if approved? PIW is a property inspection waiver (also known as an appraisal waiver), and depending on your situation, you may say yes to one. How it works The waiver program started in 2017 with government-sponsored enterprise (GSE) Fannie Mae and has since extended to Freddie Mac. For purchases, it’s only available on conventional mortgage loans, and it basically allows some borrowers and properties to get a new mortgage without a full apprai ..read more