Money For the Rest of Us
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Money, how it works, how to invest it, and how to live without worrying about it are all topics covered in this personal finance and investing podcast by Former Chief Investment Strategist and money manager J. David Stein. For nearly two decades, he has been educating individuals and institutions how to invest and manage their finances in easy ways. He provides personal money and investing..
Money For the Rest of Us
5d ago
It is not normal to want prices to rise and currencies to lose their purchasing power. We look at the advantages of stable currencies and prices.
Topics covered include:
What's more normal, an inflationary or deflationary mindset?
Why it is more normal for prices to fall due to productivity increases
How central banks seek to overcome productivity-induced deflation by increasing the money supply
How inflation and ongoing currency debasement encourage debt, the financialization of housing, and keep unprofitable companies in business
How gold, Bitcoin, stocks, real estate, and other assets help ..read more
Money For the Rest of Us
1w ago
Some analysts suggest that now is an incredibly attractive entry point to invest in emerging market bonds. We look at how to do this and whether you should.
Topics covered include:
How emerging markets bonds have performed relative to U.S. bonds
How frequently have emerging markets bonds defaulted
What is the difference between local currency and U.S. dollar-denominated emerging markets bonds
Why emerging markets nations are reforming
What are the ways to invest in emerging markets bonds and what factors should you consider
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Money For the Rest of Us
3w ago
Why most households are in better financial shape than prior to the pandemic, but remain frustrated at their lack of economic progress.
Topics covered include:
How consumer sentiment surveys are designed and their current findings.
Reasons behind consumer frustration with increasing prices amidst declining inflation rates.
The magnitude of the inflation shock and its underlying causes.
The concept of reference prices and their significant role in shaping consumer sentiment.
Factors contributing to the high levels of economic uncertainty among households.
Key elements required for enhancing co ..read more
Money For the Rest of Us
1M ago
How to use covered call and buy-write strategies to generate income while understanding the risks and having realistic return expectations.
Topics covered include:
How covered call strategies work
How much can you earn investing in covered call strategies
What are some numerical examples based on current option prices
How covered call strategies can be used for both stock and bond ETFs
What are some covered call ETF examples
Sponsors
Long Angle is a private community of 2,500 very high net worth investors who leverage their collective expertise and scale to access and underwrite s ..read more
Money For the Rest of Us
1M ago
A primer on how the economic engine works through coordination between savers, investors, consumers, producers, governments and banks. How hoarding and unfair competition can lead to economic distortions.
Topics covered include:
How spending and saving are connected including the paradox of thrift
How borrowing money can lead to higher income and savings and potentially to bubbles
How hoarding differs from investing and why too much hoarding can deprive businesses of capital
How lightbulbs, grocery stores, and kitchen appliances could be examples of unfair competition and planned obsolescence ..read more
Money For the Rest of Us
1M ago
Berkshire Hathaway doesn't pay a dividend, its cash pile keeps growing, and Buffet says it's gotten too big to make acquisitions that can impact the company. Meanwhile, utility ETFs have a steady 3.5% dividend yield. Which will be the better-performing investment going forward?
Topics covered include:
How has Berkshire Hathaway performed relative to the S&P 500 Index and other active managers
Why Warren Buffett believes Berkshire's electric utility holdings were a mistake
Why California has some of the highest utility rates in the U.S.
Why Berkshire Hathaway will eventually need to pay a ..read more
Money For the Rest of Us
1M ago
Japan's stock market recently exceeded the all-time high first set in December 1989. That's 34 years of zero price appreciation for the stock market. What drove this lackluster performance, will it continue, and what can we learn from it?
Topics covered include:
How big was Japan's stock bubble, and how much did it contribute to the stock market's underperformance over the past three decades
How do Japan's demographic trends impact to its economic challenges and what are the solutions
Why Japan's houses are built to depreciate in value
What lessons can we learn from Japan's extended bear mark ..read more
Money For the Rest of Us
2M ago
Humans are wired to feel regret. Here's how to learn from financial regret to become a better investor.
Topics covered include:
What cognitive biases make feelings of financial regret unavoidable
We analyze two regret case studies - one from David and one from a Plus member
Why do we avoid big regrets but manage through small ones
Five cognitive tricks to help manage financial regrets
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Long Angle is a private community of 2,500 very high net worth investors who leverage their collective expertise and scale to access and underwrite some of ..read more
Money For the Rest of Us
2M ago
Professional investors and other market participants are lousy at forecasting interest rates. Here are three more options to lock in higher yields today.
Topics covered include:
The risk of buying long-term bonds and ETFs to benefit from falling yields
How volatility drag has impacted a long-term bond ETF like TLT
Why interest rates won't go up just because the government issues more bonds
How CDs, fixed annuities, and zero-coupon bonds work
We compare and contrast the seven fixed-income options reviewed in this two-part series
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Money For the Rest of Us
3M ago
With cash yields expected to fall, here's how you can keep your portfolio income elevated by purchasing longer-term individual bonds and bullet ETFs
Topics covered include:
How future short-term interest rates, inflation expectations, and term premiums impact long-term interest rates
How each of those rate drivers contributed to the close to 1% drop in interest rates in the past three months
How yield to maturity is our guide to locking in a fixed return using individual bonds or bullet ETFs
How bullet ETFs work and what are some examples
What are callable bonds and how to analyze them
How to ..read more