Now prices are returning to more normal rates, going shopping may be less stressful and buying yourself a treat for the week could become more viable. Supermarkets are always competing with each other to offer the best rewards and prices to entice customers to make them their regular shop. Certain supermarkets are now introducing a new incentive for shoppers in the form of challenges through their loyalty schemes. These new features are encouraging spending in supermarkets which could lead to over-spending.   Sainsbury’s Nectar card When you sign up for a nectar card you can get 1 point ..read more

There’s been a real surge in interest in investing over the past decade, although data from GFLEC suggests that the proportion of younger people who are financially literate is actually under 50%. This means a lot of would-be Warren Buffets are making bad decisions with their money on a daily basis. Accurate data can flip this issue on its head – but first, you need to appreciate why it’s necessary, and what can be done to harness it. So let’s unpack both of these things in quick succession. The Basics Put simply, accurate data is the bedrock of any successful investment strategy. Without prec ..read more

Insurance coverage and legal assistance are essential components of any business strategy. These tools help protect against unforeseen risks, ensuring stability and continuity. Without proper insurance, your company faces financial jeopardy from accidents, lawsuits, or natural disasters. Similarly, lacking legal assistance leaves you vulnerable to compliance issues and contractual disputes. Understanding the intricacies of these protections enables you to make more informed decisions, contributing to overall business health and resilience in a dynamic marketplace. Understanding Insurance Cover ..read more

Tesco, Asda, Morrisons and Sainsbury’s have all added a new feature to their loyalty schemes, offering their members bonus points for hitting targets. The schemes set spending targets and challenges which when met will reward the shopper with more savings and rewards.   The supermarkets claim this feature give their shoppers a more personalised saving option as the scheme can track their shopping habits and offer savings on items they regularly buy. The challenges include timeframes too which promotes frequent spending in the same supermarket. This new feature comes after inflation levels ..read more

It’s not a pleasant thing to think about, but if you’re involved in an auto accident then you need to factor the financial repercussions into your plans once the dust has settled. To that end, let’s talk over the main points that will come into play, and what it takes to manage your money effectively in this catastrophic context. A Proactive Approach to Handling Medical Costs Post-Accident When an auto accident occurs, there are a lot of costs involved – including the fact that even an ambulance ride will cost at least $970 on average. But once you’ve got over the initial bout of medical inter ..read more

Some online sources, principally TikTok and YouTube Shorts, claim that gold can be a good asset to help us beat inflation and economic uncertainty in the long run. Here we explore the truth of this and outline what some of the options might be to get involved in owning gold or other precious metals. We should start with the obvious point, it is not a good idea to hold an entire portfolio as gold; nor is it a good idea for those who struggle to save from their salary to consider. The reason is that liquidating gold to cash is costly and the whole idea of investing in gold is to hold it for seve ..read more

The average asking price for a house in the UK has reached a record high in May according to online property portal Rightmove. House prices have reached £375,131 as national average for this month, compared to the £372,324 average that was found for April. It’s not unusual for prices to climb upwards during the spring season, as its often the busiest time of year for the housing market. Yet Rightmove said that they have seen house priced edge up higher for every month since the turn of this year, reflecting the confidence of sellers that they can secure a better deal for their property. The ri ..read more

Conservatives, Labour and the Lib Dems have promised they will not be increasing Income tax, VAT and national insurance if they come into government. This is coming at the official 5 week campaign begins and all MPs now considering candidates for each party. Jeremy Hunt, the conservative Chancellor has clearly stated the promise for no tax increases, this came before a claim that Labour have plans to raise taxes. Shortly after Rachel Reeves, the labour Chancellor have stated they do not plan to increase and want taxes to be lower for working people not higher. Lib Dems to triple tax on large s ..read more

TheWeakest Link host Anne Robinson raised eyebrows when she announced her plans to give away her £50 million fortune. Her decision is in sharp contrast to that of many other celebrities like Daniel Craig, Simon Cowell and Gordon Ramsay who find inheritance quite ‘distasteful’. What motivated the 79-year-old to gift her wealth to her daughter and grandchildren? Interestingly, it is HMRC’s inheritance tax. Inheritance, i.e., any form of assets passed on from one individual to another immediately before or after the person’s death, larger than £325,000 excluding to a spouse or civil partner attra ..read more

Navigating the real estate market can seem like deciphering a complex map without a compass. Investors, new and seasoned alike, seek to understand the terrain. Amid shifting economic indicators and demographic trends, staying informed is not just an advantage - it's essential. The pivot towards savvy investing hinges on education; a concrete understanding of market dynamics propels one from amateur to adept. Courses offering specialized knowledge become invaluable tools in crafting your investment strategy, blending theory with actionable insights for real-world application. Interpreting Econo ..read more