Taking a holiday in a foreign land works well on multiple levels. Travelers get to experience new sights, sounds and smell in just about every place they visit, and they also tend to return rejuvenated. By planning your finances ahead of time, you minimize the probability of getting nasty surprises, and you also get to make the most of your money. Create a Budget Unless you have an abundance of money, making a budget, especially when going on an overseas holiday, is the best place to start. Account for the major expenses that include airfare, accommodation, and local transportation. You also n ..read more

For a long time I wanted to write this article and I hardly refrained myself from doing it. I hear daily too many stories about money from friends / acquaintances even if I do not agree with them. I am part of the young people’s category and I am very glad. I want to enjoy this age as much as I can, but I will never neglect the financial part, because regardless if I want it or not, it will always influence my life. Many decisions we make now will influence us when we will be 40-50 years old, this is why it is good to care about our money and to try to control them. If you are young, read care ..read more

Following a discussion at the radio from the other days I have started to think very much about what exactly this notion of “money” means for many people in this country. I have seen many messages from many Romanians that were not very encouraging and I am sorry to hear these things. I would like to talk a little about the 3 topics mentioned in the title and see if money is so bad. Money has an extremely important role in our lives, even though many do not want to believe this aspect. We are happy when we earn money, but we are also very sad when we lose them. When someone asks us if money is ..read more

In the last 2 years I started writing multiple articles about investments and how to save smart for old age and, at the same time, I started receiving messages/questions on what are the best investments we can make. I don’t always come back with concrete answers each time, because there is no quick and concrete answer for each. It is hard to make recommendations, after 1-2 e-mails, to say that you should invest in the stock market or in a mutual fund or in insurances, on the investments part. Even with all these articles you read on different blogs about investments, you don’t need to perceive ..read more

I prepared for you 50 inspirational live quotes for you. I hope this quotes help you to have a better life and a pretty smile on your face. A journey of a thousand miles begins with a single step. – Lao Tzu There is no greater gift you can give or receive than to honor your calling. It’s why you were born. And how you become most truly alive. ―Oprah Winfrey The reason people find it so hard to be happy is that they always see the past better than it was, the present worse than it is, and the future less resolved than it will be. – Marcel Pagnol If you organize your life around your passion, y ..read more

We are living in a country and in a time when we are surrounded only by myths. Everything we see, to the left and to the right, are myths and we believe in them. When we find out the truths about the financial actions we make daily, we begin to ask ourselves questions. Few people end up finding the truths in their actions. Usually, these people are those who made many financial mistakes and know what is like ending up in a personal bankruptcy status. Hereafter, I will show you 25 myths and truths about money, personal finances and financial prosperity. The 25 myths and truths are collecte ..read more

First of all, I would like to blow away a myth which can be found almost anywhere, which sounds like this “If I would have a bigger salary, I would get the financial welfare”, which is not true, once you have a bigger salary, your life standards will grow automatically. This happened to me, when I was smoking (I am not smoking anymore), I used to smoke cigarettes that cost around 1 euro (in the Republic of Moldova, cigarettes are cheaper) and when I started to earn more money I automatically started to smoke the most expensive cigarettes on the market, that cost more than 2 euro. It ..read more

A healthy financial life is the most important thing everyone is looking for these days. We are going through a hard period to cope with, when all that matters is to survive each day. We can hardly think about investments, prosperity and wealth. We are thinking about how to survive with what we have or how to increase our comfort, but never about how to make our financial life simpler, so that we can live a financially healthy life. Simplifying your life from a financial perspective is the first step you need to do in order to reach prosperity. Hereafter, I will show you 30 advices t ..read more

Ever since the beginning of the article I want to say that this will not be a standard article. I will try to talk in this article about getting rich and money from a different perspective. I am talking about getting rich from a psychological, motivational and educational perspective. It is an article about the way we treat the desire to get rich an about how important money is for us. Many people say that money does not bring happiness, but in my opinion this is totally wrong and this is strictly my opinion. I want to start by shutting down the myth according to which “We cannot be all rich ..read more

If in a previous article I have talked about the 10 reasons you should use a personal budget, now we are talking about the reasons a personal budget fails to reach its purpose. You know very well that a budget helps you plan from a financial perspective any activity you have and it gives you an objective image on your personal finances. Most of the times, after we start using a personal budget, we end up failing to take it into consideration and it stops coinciding with the financial activities we make. I have to tell you ever since the beginning that it is not easy to make a pe ..read more