How much does being an authorized user affect your credit?
Lexington Law | Our Official Credit Repair Blog
by Sarah Raja
1d ago
How much does being an authorized user affect your credit? Learn how to build credit as an authorized user and maximize the benefits ..read more
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What is variable APR?
Lexington Law | Our Official Credit Repair Blog
by Paola Bergauer
1d ago
Variable APR is when your credit card has an annual percentage rate that may change based on market conditions. A non-variable APR is called a fixed rate ..read more
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APR vs. interest rate: key differences
Lexington Law | Our Official Credit Repair Blog
by Paola Bergauer
2w ago
Understanding the difference between APR vs. interest rate can help you find the best loan for you. Learn more about this topic here ..read more
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How do personal loans work and what are they for?
Lexington Law | Our Official Credit Repair Blog
by Alexis Peacock
2w ago
Personal loans work by providing you with funds for large purchases or expenses, and they come with interest fees from the lender. Learn more here ..read more
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When should I pay my credit card bill?
Lexington Law | Our Official Credit Repair Blog
by Sarah Raja
1M ago
According to FICO®, payment history makes up 35 percent of your credit score. Learn when you should make payments and how to maximize your card’s grace period ..read more
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What is an authorized user on a credit card?
Lexington Law | Our Official Credit Repair Blog
by Brittany Sifontes
1M ago
An authorized user is someone added to the primary cardholder’s account who has permission to make charges but isn’t liable for payments. Learn more here ..read more
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How to build credit in the U.S. as a new immigrant
Lexington Law | Our Official Credit Repair Blog
by Paola Bergauer
1M ago
You can build credit as a new immigrant in the U.S. by getting a bank account, an SSN or ITIN and a credit card. Get more tips here ..read more
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Does checking your credit score lower it?
Lexington Law | Our Official Credit Repair Blog
by Moriah Beaver
1M ago
Checking your own credit score, which is called a soft inquiry, doesn’t lower it. However, a hard inquiry can impact your score. Read on to learn more ..read more
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What happens to credit card debt when you die?
Lexington Law | Our Official Credit Repair Blog
by Nature Lewis
1M ago
If a person has debt when they pass on, their estate or a probate court may use their assets to pay off the balance. This guide discusses the details ..read more
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What are the different types of credit scores?
Lexington Law | Our Official Credit Repair Blog
by Alexis Peacock
1M ago
Is your credit score different depending on which scoring model you check? Learn about the different types of credit scores, including FICO and VantageScore ..read more
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