After the cold, rain and wind we’ve had this year, if you have a garden you’re probably pretty excited to get out and get it ready for brighter days. This is a great opportunity to do some maintenance work on your home to make sure you’re as protected as possible against the elements. All the same, it’s important to avoid some of the common mistakes we see each year. Read on to see our garden maintenance dos and don’ts… Here’s what you should do: Have a poke around your attic Get inside your attic and check for any signs of roof damage, like sagging, water rings or sunlight coming through. Rem ..read more

Our central heating systems (usually!) enjoy a break over the summer. But when Autumn arrives, it’s time to start prepping our homes for the colder nights ahead. Because nobody wants a cold home due to a broken boiler. To make sure it’s in tip-top condition, follow these steps: Get your heating on First up, check your heating. Switch it on – you may need to turn your thermostat up to get it going. Then after 10-15 minutes, feel the top and bottom of your radiators to see if they’ve warmed up evenly. Bleed your radiators Is a radiator cooler at the top than the bottom? You’ve got air trapped in ..read more

We hope you’ll never been involved in a car accident. But should the worst happen, it’s important you know what to do. Here are some steps you should take: Get the driver’s details Vehicle registration Name Telephone number Address Email Details of any witnesses – this is important, regardless of whose fault the accident was Take photos Use the camera on your phone to take some pictures. This will help you to capture the position of the cars and any damage. Take photos of the registration plates of anyone involved. If you have a dashcam, remember to save and download your footage. Contact us ..read more

Car thefts are on the rise. These are due to the ongoing shortage of car parts and delays in the delivery of new vehicles. But there is some good news. There are plenty of ways you can help keep your car safe by investing in some extra security measures. Cars with keyless entry automatically unlock when the key fob becomes detectable. Great if you’ve got your hands full. Not so good if a hacker or thief can trick your car , into thinking the key fob is nearby. Car companies are continually developing new ways to update technology and anti-theft devices. So, if you’re contacted about a recall o ..read more

Missed out on Glastonbury this year? Fear not. Let the festival vibes come to you by creating your very own ‘Glasto in your garden’ party with our tips: The Joy of Decs Set the mood with festival decorations – we’re thinking bunting, fairy lights and paper lanterns to create the right atmosphere. Block Rockin’ Beats Want to relive the sounds of Dolly Parton in the Legends slot? Create a Glasto playlist featuring all your fave artists that have graced the festival over the years. Star Performer Is there a secret rock god out there? Go full-on and encourage live music performances by family, fri ..read more

You may have heard of the term ‘wear and tear’. But do you know what it means? Worry not. We’ve created this simple guide to help you get to grips with it and avoid any problems. Tell me more… In a nutshell, wear and tear is the damage that happens naturally to your home and possessions over time. But it also includes things that haven’t been maintained. Most home insurance policies only cover you for sudden events such as fire, floods or theft. They won’t cover damage caused by wear and tear. So what’s classed as wear and tear? Damage that’s classed as wear and tear could include things like ..read more

As we’ve just seen, the recent cold weather has led to freezing conditions. And falling temperatures can mean frozen pipes…which if they burst, can mean a lot of damage to your home. So avoid trouble and follow these tips. Insulation is what you need Keeping your pipes insulated is key to avoiding problems. And it’s not just pipes in your home, either. Make sure pipes in unheated areas, like your loft or garage, are insulated, too. Wrap them in soft foam or pipe lagging to protect them from the cold. If you notice any damage or weak spots, get them repaired straight away. Keep the heating at 1 ..read more

With winter approaching, you’ll want your home to be warm and cosy. So we’ve pulled together some advice on how to keep your boiler and plumbing in tip-top condition. If you have our Home Emergency cover, we’re here to help if things go wrong. But it’s still important to make sure everything is still running smoothly. Service your boiler and thermostats Boilers are like cars; to keep them in peak condition they need regular servicing. Our Home Emergency Cover requires that your boiler is serviced every 15 months (or more often if the manufacturer recommends it). Get your thermostatic radiator ..read more

E-bikes and e-scooters are an increasingly popular way to travel. But if you have one, you may not be aware of the risks that some e-bike chargers pose. A recent report from consumer safety charity Electrical Safety First has identified some e-bike chargers potentially causing fire or electric shock. What should I do? If you have an e-bike or e-scooter charger, check that the plug meets UK standards, such as being the right size and that it has a fuse. Better still, ask the company you bought the charger from to confirm that it meets those UK standards and is safe to use ..read more

You’re probably not a stranger to the term fintech, but have you heard of fintech’s cousin, insurtech? Worry not! As a proud insurtech ourselves, allow us to introduce you and show you how we’re using tech to make insurance better for people like you. So what does insurtech mean? In a nutshell, an insurtech is an insurance company that’s led by and uses new technologies to the benefit of its customers. At Policy Expert, we use our unique tech platform to make insurance more accessible, fairer and simpler. We’re particularly proud that, even though we’ve always used tech, we’re older than the t ..read more