This is the stock price chart of Asian Paints over the past 19 years (since May  2000). Point to point, the stock is up over 80x. Our brain that works with perfection in hindsight would lead us to believe that  buying and holding the stock during these 19 years would have been an easy choice for anyone who did it. After all, the only thing the investor would  have done during these 19 years was, well, nothing. I wish investing was that easy. Of course, the idea of buying and holding high-quality businesses over a long  period of time is simple. Everyone knows that, and even tho ..read more

Dussehra is one of the most popular festivals in India. This festival signifies the victory of good over evil. As per the Mythological story, Dussehra is important of curbing our greed and destroy our bad intentions. Here, we’re going to discuss some financial lessons inspired from the Dussehra that can be imbibed for leading a healthy financial life. Lead a discipline life: Lord Rama follows a discipline, responsible life. This theory, we can apply in our financial planning. We must save wisely, spend cautiously and invest smartly to lead a disciplined financial life. And this way, we can ..read more

Our Indian culture places teachers (‘Guru’) above God. In life, we all have at least one teacher who leaves an imprint on our thoughts as well as life. Teachers have been a guiding force in molding our life as it is today. On Teacher’s Day today, sharing you few financial lessons we learnt from our teachers. Virtue Learning from Teachers Financial Learnings imbibed Discipline Teachers are disciplined. Always. They value time and teach us the same. Investing in a disciplined manner always rewards in a long term.  Good and bad times will always come in ..read more

Our Indian culture places Teachers (‘Guru’) above God. In life, we all have at least one teacher who leaves an imprint on our thoughts as well as life. Teachers have been a guiding force in molding our life as it is today. On Teacher’s Day today, sharing you few financial lessons we learnt from our teachers: Virtue Learning from Teachers Financial Learnings imbibed Discipline Teachers are disciplined. Always. They value time and teach us the same. Investing in a disciplined manner always rewards in a long term.  Good and bad times will always come in ..read more

Impulse shopping / purchases are those unnecessary purchases that you end up doing which costs you your potential savings. They are the unplanned, “just like that” purchases you engage in without thinking.  These purchases eat up your money slowly, with you then thinking – “where exactly did my money go?”. Some examples of impulse buying: Example – going to grocery store to buy bread and additionally purchasing chocolates only because you were denied change by the shopkeeper and you did not want to persist with the shopkeeper for change. Example 2 – eating out on a weekday only becaus ..read more

Parents are the first teachers of their kids. So they can be the best teachers to give their kids financial tips. Ever heard your parents say you need to stop overspending? Parenting has never been easy. You as a parent might have learnt the importance of financial planning late in life. You would definitely not want your kid to go through the same. If you are a parent you need to do the real talk. Talking investing related matter doesn’t mean you teach ELSS to a toddler. According to the age of your kid, start having suitable financial talks with them. A few small steps with time can make ..read more

As someone who is into trading and investing, we do understand the nature of information that you share across related platforms. Thus, we value the safety of your funds and securities and prioritize it. We want your funds, securities and other sensitive information to remain secure. Follow these simple dos and don’ts to avoid falling prey to fraudulent practices. When you are into investing and trading, there are multiple transactions that you carry out and thus you need to be careful. Also read: Cost associated with delay in investments The Do’s of investing: Always examine the sub-broker/ A ..read more

As someone who is into trading and investing, we do understand the nature of information that you share across related platforms. Thus, we value the safety of your funds and securities and prioritise it. We want your funds, securities and other sensitive information to remain secure. Follow these simple dos and don’ts to avoid falling prey to fraudulent practices. When you are into investing and trading, there are multiple transactions that you carry out and thus you need to be careful. The Do’s of investing: Always examine the sub-broker/ Authorised Person’s credentials before Account opening ..read more

Are you a smart investor? Along with having a long-term perspective, a smart investor also saves taxes by selecting the right schemes. The answer to saving taxes – ELSS. Let’s find out how opting for the ELSS scheme can benefit you in multiple ways. 1. Long-term value growth:The lock-in period for ELSS is 3 years. However, you can continue your investments and let it grow to accumulate more wealth. Thus, you may not redeem it after the end of 3 years. Basically, equity investments are subject to market risks. But you have the chance of having higher returns along with tax exemption as these fu ..read more

A month has already passed in 2019. Still have no plans regarding your investment journey this year? What is this year going to bring if you decide to invest or are already investing? Markets can be unpredictable but you can start this year better off by having a few investment strategies. These moves can help you grow your wealth this year. Read on to find out these steps. 1. Harvest capital gains from equity mutual funds: Small investor’s appetite has not depressed after the reintroduction of  the tax on long-term capital gains from stocks and equity funds. In 2018, the monthly SIP inflows i ..read more