So many of us enjoy talking and dreaming about our goals, but achieving them is another issue. It’s exciting to think about the possibilities of what can happen when we accomplish new goals, but unfortunately, lots of us give up or don’t even get started. So in this article, I’m sharing 5 ways to achieve your goals: examples included. Remember that although achieving your goals is rarely easy, it’s totally worth it! Table of contents How to achieve your goals: 5 Key ways Expert tip: Don’t get discouraged Examples of ways to achieve your goals What is stopping you from achieving your goals ..read more

When it comes to personal finance, one of the biggest conversations has always been about active vs passive income. Knowing about their differences and how to use them in your life will help you succeed with money and create a more stable financial situation. Keep reading to learn more! Table of contents What is active income? What is passive income? The differences between active and passive income streams Expert tip: Diversify your income sources How to use both types of income in your life Is rental income active or passive?  Is it better to have passive income vs active income?&nbs ..read more

Interest is no fun unless you are earning it. When you have to pay for it, it can be a major hindrance. It’s even worse when you have capitalized interest that starts to compound. So how do you avoid that? Keep reading to learn more about how capitalized interest works and how borrowers can avoid it or pay it off on their student loans. Table of contents What is capitalized interest? How capitalized interest works on student loans Expert tip: Don’t skip over reading your loan agreement How do you end up with a capitalized interest student loan? How can you avoid a capitalized interest ..read more

When you’re budgeting and want to boost your savings, the last thing you might consider doing is spending more money. But there are situations where choosing quality over quantity can actually help you save more in the long run. Keep reading to learn more! Table of contents Quality over quantity meaning How spending more can save you money in the long run 10 Quality over quantity examples Expert tip: Be consistent in your choices on quality Why choosing quality improves your life: 6 Reasons What is the theory of quality over quantity? What does quality over quantity mean in relationships? A ..read more

When you are paid on a biweekly basis, it may make sense to create a biweekly budget. A biweekly budget is perfect for those who get paid every other week. You can structure your budget around your paychecks so you don’t miss anything with your money, and you can find out how here! Table of contents What is a biweekly budget? How does a biweekly budget work? How to create a biweekly budget Biweekly budgeting tips What to do when you have a third paycheck Best biweekly budget template options Expert tip: Save a “fun” fund too How much should I save bi-weekly? Is a bi-weekly budget different ..read more

Losing a job is scary for anyone—especially if you haven’t attained financial independence. Not only do you have to figure out how to live without a job, but there’s the added stress of having to find a new one. Though it can be daunting to navigate unemployment, it is possible. Keep reading to learn how. Table of contents 1. Cut back on your expenses 2. Contact lenders and creditors 3. See what benefits you qualify for 4. Find ways to make side income Expert tip: Prioritize your health to reduce stress How do I cope without having a job? What to do if you are broke and unemployed? How ..read more

No one cares more about your financial well-being than you, so having a personal financial plan is important. Knowing how to make a financial plan will allow you to save money, afford the things you want, and achieve long-term goals like saving for college and retirement. Table of contents What is a financial plan? Create a list of things to plan for How to make a financial plan Expert tip: Consider your needs for each life stage Determine the type of financial plan you need Tips on how to frequently review your financial plan What is a financial plan using an example? Is a financial plan t ..read more

Learning how to make a money vision board can be incredibly helpful for financial management. When it comes to goals, the adage rings true: “Out of sight, out of mind.” But if you take the time to create a vision board, you’ll constantly be reminded of your goals. Table of contents What is a vision board? Why is a money vision board a good idea? Using a vision board to achieve your money goals Expert tip: Keep a positive money mindset How do you format a vision board? What questions should you ask yourself when creating a financial vision board? Articles related to having a plan for your mo ..read more

How can you ensure you don’t go over your budget? Staying focused with money can be challenging for many of us (raising my hand here!). The temptation to overspend, unexpected expenses, and lifestyle inflation are just a few obstacles that can get in the way. However, with the right strategies, learning how to stay on budget can be done! Table of contents Fundamentals for budgeting success 6 Tips for staying on budget Expert tip: Try loud budgeting How can you ensure you don’t go over your budget? What is the best way to stay on a budget? Why can’t I stay on a budget? Articles related to bu ..read more

Your credit score is an important number that can have a big impact on your life. Although it is just three digits, it can tell potential lenders a lot about your creditworthiness. If you regularly monitor your finances, you may notice when your credit score lowers. If it happens unexpectedly, you might ask, “Why did my credit score drop?” Table of contents Why did my credit score drop? 11 Common factors Expert tip: Don’t panic if your credit score changes slightly Why did my credit score go down when nothing changed and how can I tell? 4 Ways to increase your credit score after a drop ..read more