12 Steps To Creating A Solid Financial Plan For Yourself
Clever Girl Finance Blog
by Bola Sokunbi
1w ago
No one cares more about your financial well-being than you, so having a personal financial plan is important. Knowing how to make a financial plan will allow you to save money, afford the things you want, and achieve long-term goals like saving for college and retirement. Table of contents What is a financial plan? Create a list of things to plan for How to make a financial plan Expert tip: Consider your needs for each life stage Determine the type of financial plan you need Tips on how to frequently review your financial plan What is a financial plan using an example? Is a financial plan t ..read more
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8 Tips To Make A Money Vision Board
Clever Girl Finance Blog
by Fo Alexander
1w ago
Learning how to make a money vision board can be incredibly helpful for financial management. When it comes to goals, the adage rings true: “Out of sight, out of mind.” But if you take the time to create a vision board, you’ll constantly be reminded of your goals. Table of contents What is a vision board? Why is a money vision board a good idea? Using a vision board to achieve your money goals Expert tip: Keep a positive money mindset How do you format a vision board? What questions should you ask yourself when creating a financial vision board? Articles related to having a plan for your mo ..read more
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6 Practical Tips For How To Stay On Budget
Clever Girl Finance Blog
by Marissa Geannette
2w ago
How can you ensure you don’t go over your budget? Staying focused with money can be challenging for many of us (raising my hand here!). The temptation to overspend, unexpected expenses, and lifestyle inflation are just a few obstacles that can get in the way. However, with the right strategies, learning how to stay on budget can be done! Table of contents Fundamentals for budgeting success 6 Tips for staying on budget Expert tip: Try loud budgeting How can you ensure you don’t go over your budget? What is the best way to stay on a budget? Why can’t I stay on a budget? Articles related to bu ..read more
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Why Did My Credit Score Drop? 11 Reasons
Clever Girl Finance Blog
by Sarah Sharkey
2w ago
Your credit score is an important number that can have a big impact on your life. Although it is just three digits, it can tell potential lenders a lot about your creditworthiness. If you regularly monitor your finances, you may notice when your credit score lowers. If it happens unexpectedly, you might ask, “Why did my credit score drop?” Table of contents Why did my credit score drop? 11 Common factors Expert tip: Don’t panic if your credit score changes slightly Why did my credit score go down when nothing changed and how can I tell? 4 Ways to increase your credit score after a drop ..read more
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How Do Balance Transfers On Credit Cards Work
Clever Girl Finance Blog
by Bola Sokunbi
2w ago
One of the common ways to manage multiple credit cards and pay off debt quickly is by doing a credit card balance transfer. Are you wondering, “How do balance transfers on credit cards work?” or “What is a balance transfer?” Find out more here! Table of contents How do balance transfers on credit cards work with credit card companies? The psychology of credit card balance transfers How to do a credit card balance transfer the right way Expert tip: Beware of interest rates Alternatives to a credit card balance transfer Should I do a balance transfer? Will a balance transfer hurt my ..read more
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14 Most Useful Personal Finance Ratios And How To Apply Them
Clever Girl Finance Blog
by Kate Braun
1M ago
The term personal finance ratios might give you flashbacks to math class, learning various formulas, equations, and ratios. Back then, if students looked like they were zoning out, your teacher might have told you “pay attention, this will be useful to you later.” Well, this time, you don’t have to wait—a lot of the equations below will be useful to you right now! Table of contents What is a personal finance ratio? 14 of the most useful personal finance ratios Expert tip: Consider money ratios within the context of your life Why are personal finance ratios important for you? What are t ..read more
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The Best Way To Invest $20k
Clever Girl Finance Blog
by Nicole Christiano
1M ago
Picture this: you’ve just received or saved $20,000 but are unsure what to do with it. You could spend it on a luxurious vacation or a new car, or you could invest it wisely to set yourself up for financial stability in the future. So, let’s find out the best way to invest $20k! Table of contents Short-term strategies to invest $20k Mid-term investment strategies to invest $20k Long-term strategies to invest $20k Other ideas to invest 20k? Think outside the box! 4 Key things to remember Don’t forget to do your research Expert tip: Starting a business is a great way to invest ..read more
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Stealth Wealth: 11 Ways To Leverage The Secrets Of The Wealthy
Clever Girl Finance Blog
by Marissa Geannette
1M ago
Do you know someone who takes the bus to work, makes their own lunches, and never takes luxurious vacations? Or perhaps you have a neighbor who lives in a modest house, drives an average car, and cuts their own grass? We all know people like this, and we might even be people like this who’ve achieved stealth wealth! Table of contents Stealth wealth meaning Expert tip: Follow your own path to achieve stealth wealth What is meant by stealth wealth? What are subtle signs of wealth? What are the benefits of stealth wealth? Articles related to wealth building Leverage the sec ..read more
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6 Steps For Getting Clarity To Achieve Your Life’s Goals!
Clever Girl Finance Blog
by Kate Underwood
1M ago
When you don’t know exactly what you want, how will you know when you have it? That problem is precisely why it’s so important to gain an understanding of what you want in your life. Getting clarity to achieve your life’s goals is possible. Table of content Why getting clarity in your life is so important 6 Practical steps to achieve clarity Expert tip: Take the time you need to find direction What does it mean to seek clarity? How do you find inner clarity? How can I get clarity fast? Articles related to getting direction for your life You can live with clarity and purpose! Sometimes, yo ..read more
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5 Benefits Of Meeting In Person And Why You Should Do It Often
Clever Girl Finance Blog
by Erin Gobler
1M ago
Meeting in person is one of the best ways to make important connections that can help take your career to the next level. There are so many benefits, even if you work remotely. Once you see all the great things about meeting with colleagues and others in your career field, you won’t want to miss out! Table of contents But first, what is networking? Why is networking in person important? 5 Benefits of meeting in person Expert tip: Create a schedule for in-person meetings Can’t meet in person? Leverage technology! How to have a successful in person meeting Why is meeting in-person better than ..read more
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