New YNAB is clicking better this time. I feel like I can actually see how much money we have and where it is going. Seriously, avoid the credit card tracking. It’s just dumb and messes everything up. October 2022 Category Previous Budgeted Spent Remaining Monthly Bills Mortgage $2,100.00 $2,100.00 $0.00 Phone $44.00 $44.00 $88.00 Internet $49.99 $49.99 $0.00 Electricity $13.16 $240.00 $148.65 $104.51 Natural Gas $221.42 $21.99 $24.55 $218.86 Water/Sewage $5.47 $123.27 $128.74 $0.00 Trash $51.54 $51.54 $0.00 Car Insurance $144.74 $144.74 $0.00 Car Payment ..read more

Going back to new YNAB, BUT I am not participating in their stupid credit card system, and that seems to be making a big difference. We treat our credit cards like cash anyway, because they’re paid off weekly, so it doesn’t really make sense to complicate things. Hopefully I’ll be able to stay on top of the budget better this way. Weekly Budget Report October 2022 Category Previous Budgeted Spent Remaining Monthly Bills Mortgage $2,100.00 $2,100.00 $0.00 Phone $44.00 $44.00 $88.00 Internet $49.99 $49.99 $0.00 Electricity $13.16 $240.00 $148.65 $104.51 Natural Gas $2 ..read more

Weekly Budget Report September 2022 Category Previous Budgeted Spent Remaining Monthly Bills Mortgage $2,100.00 $2,100.00 $0.00 Phone $44.00 $44.00 Internet $49.99 $49.99 Electricity $9.36 $240.00 $236.20 $13.16 Natural Gas $213.71 $30.00 $243.71 Water/Sewage $7.91 $120.00 $122.44 $5.47 Trash $51.54 $51.54 Car Insurance $5.96 $140.00 $145.96 Car Payment $300.00 $300.00 TOTAL $3,075.53 $2,458.64 $616.89 Everyday Expenses Groceries $62.77 $800.00 $194.17 $668.60 Alcohol $29.56 $70.44 $100.00 Fuel $184.16 $200.00 $384.16 Spouse ..read more

August 2022 Category Previous Budgeted Spent Remaining Monthly Bills Mortgage $2,100.00 $2,100.00 $0.00 Phone $460.00 $40.00 $527.02 -$27.02 Internet $49.99 $49.99 $0.00 Electricity $26.60 $130.00 $147.24 $9.36 Natural Gas $178.17 $61.67 $26.13 $213.71 Water/Sewage $2.38 $125.00 $119.47 $7.91 Trash $48.34 $51.54 -$3.20 Car Insurance $4.47 $140.00 $138.51 $5.96 Car Payment $300.00 $300.00 $0.00 TOTAL $2,995.00 $3,459.90 -$464.90 Everyday Expenses Groceries $53.55 $800.00 $790.78 $62.77 Alcohol $77.03 $47.47 $29.56 Fuel $144.88 $200.00 ..read more

Weekly Budget Report August 2022 Category Previous Budgeted Spent Remaining Monthly Bills Mortgage $2,100.00 $2,100.00 $0.00 Phone $460.00 $40.00 $527.02 -$27.02 Internet $49.99 $49.99 $0.00 Electricity $26.60 $130.00 $147.24 $9.36 Natural Gas $178.17 $61.67 $26.13 $213.71 Water/Sewage $2.38 $125.00 $119.47 $7.91 Trash $48.34 $51.54 -$3.20 Car Insurance $4.47 $140.00 $138.51 $5.96 Car Payment $300.00 $300.00 $0.00 TOTAL $2,995.00 $3,459.90 -$464.90 Everyday Expenses Groceries $53.55 $800.00 $729.35 $124.20 Alcohol $77.03 $47.47 $29.56 ..read more

Weekly Budget Report August 2022 Category Previous Budgeted Spent Remaining Monthly Bills Mortgage $2,100.00 $2,100.00 $0.00 Phone $460.00 $40.00 $527.02 -$27.02 Internet $49.99 $49.99 $0.00 Electricity $26.60 $130.00 $147.24 $9.36 Natural Gas $178.17 $61.67 $26.13 $213.71 Water/Sewage $2.38 $125.00 $119.47 $7.91 Trash $48.34 $51.54 -$3.20 Car Insurance $4.47 $140.00 $138.51 $5.96 Car Payment $300.00 $300.00 $0.00 TOTAL $2,995.00 $3,459.90 -$464.90 Everyday Expenses Groceries $53.55 $800.00 $578.06 $275.49 Alcohol $77.03 $47.47 $29.56 ..read more

Loans Loans Interest Starting Amount Last Month Change Total Paid Off Total Payments Est. Payoff Date Law Loan J 7.90% $42,522.00 $32,424.79 $32,424.79 $0.00 $10,097.21 $14,151.76 Jul 2021 Law Loan C 7.90% $34,674.00 $50,842.08 $50,842.08 $0.00 -$16,168.08 $14,151.76 Apr 2023 Law Loan I 7.90% $40,705.00 $37,204.67 $37,204.67 $0.00 $3,500.33 $14,151.76 Jul 2024 Law Loan F 6.80% $44,500.00 $59,017.14 $59,017.14 $0.00 -$14,517.14 $14,151.76 Apr 2026 Law Loan D 6.80% $17,000.00 $17,085.41 $17,085.41 $0.00 -$85.41 $14,151.76 Sep 2026 Law Loan B 4.60% $16,047.39 $15,461.08 $15,461.08 ..read more

Weekly Budget Report August 2022 Category Previous Budgeted Spent Remaining Monthly Bills Mortgage $2,100.00 $2,100.00 $0.00 Phone $460.00 $40.00 $500.00 Internet $49.99 $49.99 $0.00 Electricity $26.60 $130.00 $147.24 $9.36 Natural Gas $178.17 $61.67 $239.84 Water/Sewage $2.38 $125.00 $119.47 $7.91 Trash $48.34 $48.34 $0.00 Car Insurance $4.47 $140.00 $144.47 Car Payment $300.00 $300.00 TOTAL $2,995.00 $2,465.04 $529.96 Everyday Expenses Groceries $53.55 $800.00 $297.96 $555.59 Alcohol $77.03 $47.47 $29.56 Fuel $144.88 $200.00 $3 ..read more

July 2022 Category Previous Budgeted Spent Remaining Monthly Bills Mortgage $2,100.00 $2,100.00 $0.00 Phone $420.00 $40.00 $460.00 Internet $49.99 $49.99 $0.00 Electricity $32.33 $130.00 $135.73 $26.60 Natural Gas $147.15 $61.67 $30.65 $178.17 Water/Sewage $125.00 $122.62 $2.38 Trash $48.34 $48.34 $0.00 Car Insurance $2.98 $140.00 $138.51 $4.47 Car Payment $300.00 $300.00 $0.00 TOTAL $2,995.00 $2,925.84 $69.16 Everyday Expenses Groceries $49.03 $800.00 $795.48 $53.55 Alcohol $77.03 $77.03 Fuel $250.00 $105.12 $144.88 Spouse Spen ..read more

Weekly Budget Report July 2022 Category Previous Budgeted Spent Remaining Monthly Bills Mortgage $2,100.00 $2,100.00 $0.00 Phone $420.00 $40.00 $460.00 Internet $49.99 $49.99 $0.00 Electricity $32.33 $130.00 $135.73 $26.60 Natural Gas $147.15 $61.67 $30.65 $178.17 Water/Sewage $125.00 $122.62 $2.38 Trash $48.34 $48.34 $0.00 Car Insurance $2.98 $140.00 $138.51 $4.47 Car Payment $300.00 $300.00 $0.00 TOTAL $2,995.00 $2,925.84 $69.16 Everyday Expenses Groceries $49.03 $800.00 $795.48 $53.55 Alcohol $77.03 $77.03 Fuel $250.00 $52.97 ..read more