Hope’s Travel Plans and The Garden
Blogging Away Debt
by Hope
1w ago
I bet long term readers of BAD saw the title and slapped their foreheads, thinking here we go again. Hope will never learn. However, I am here to show you differently. For the first time, maybe ever, I have no travel plans for the next 8 months. And that seems like an eternity. (We are going to go to Texas for Thanksgiving this year – driving.) So with no plans to leave, especially over the summer. It is the perfect year to dig in to my garden. Every year in the past, I have gone somewhere for a week or two, typically Texas, and my garden just falls apart without maintenance and watering and c ..read more
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Yardwork – Ugh!
Blogging Away Debt
by Hope
1w ago
The grass is growing again. I think I could end my post there with all the pain that thought causes me. Don’t get me wrong. I love my gardening and my yard and all that…but the weekly maintenance is a pain. Last year, you all gave me a hard time about continuing to pay for yard service. And I am trying to do better and take your advice. So I’m taking on my yardwork, and biting the bullet and going to purchase the lawn tools I need. And I dread it all the way around. I do not look forward to: Having to maintain the equipment. As good as I am with computers, I am just as bad if not worse with m ..read more
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Financial Responsibility from Work-Related Illness
Blogging Away Debt
by Ashley
2w ago
I saw this meme on a friend’s Facebook page (no original attribution was provided), and it struck a chord with me. It reads: “Everything is super important. Until you are sick. Then you realize there was only ever one thing that was important. Your health. But nonetheless we borrow from the bank of our health, taking loans on stress and sleepless nights to pay for something that doesn’t really matter.” This probably stuck a chord with me because here I am, recovering from a strange illness that has sidelined me from normal “life” stuff for the time being (though hopefully not for long). But l ..read more
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Saving for Christmas
Blogging Away Debt
by Hope
3w ago
Before you all come for me. Although, I imagine my last post triggered some of you and you’ve already let me have it in the comments. My budget in the last post was an IDEAL WORLD, not my reality and certainly not currently. Right now, it’s basics and debt. However, there are two things I haven’t shared with you about my current finances. And based on the subject line, you can probably guess what one of them is. I am saving for Christmas. Saving Plan for Christmas You will all remember that this past Christmas was a real struggle for me. But I ended up being really proud of what I was able to ..read more
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Landed More Work and Back in Therapy
Blogging Away Debt
by Vicky Monroe
1M ago
123rf As I mentioned a few posts ago, my partner had a reduction in bonus income, which I’ve been trying to make up for by finding new clients. The first prospect that I found ended up only needing me to complete a one-off project. However, I’ve since landed a client who needs regular weekly newsletters. Plus, one of my existing clients increased my workload. Between these two projects, I’m earning enough to make up for the decrease in bonus income. With the seemingly tenuous state of the economy, I didn’t think I’d be able to drum up extra work this quickly, so I’m very grateful. Back in Th ..read more
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Making the Plan Now
Blogging Away Debt
by Hope
1M ago
I anticipate getting my first “big” paycheck towards the end of this week. Therefore, I am glad I asked about the credit card idea, mentioned my idea of prepaying my mortgage and so on. It will definitely be better for me to have a solid plan ahead of time versus deciding how to use it when it’s burning a hole in my hand. These are the decisions I have made thus far for March: I am going to pay $1,515 to my mortgage. This is the remainder owed for March and then pay April’s payment in advance. This will put me on track to be one month ahead on my mortgage going forward. (And yes, I have confi ..read more
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Looking at Credit Card Debt Differently
Blogging Away Debt
by Hope
1M ago
I am so excited to being on my way to getting to really tear into my debt. But I do believe I need to prioritize paying back my personal loans first, then the credit cards.  However, I’ve found a TikTok creator (not an affiliate link, just a link to the TikTok creator’s profile) that gave me a different way of looking at credit card debt. One that I enjoy. And I thought I would try out her perspective on my existing credit card debt. Now she’s all about paying off the debt, but also takes into consideration the method and how it affects your credit score. (I used to be very concerned abou ..read more
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Unexpected Blessing
Blogging Away Debt
by Hope
1M ago
Well, my goal of Two No Spend Months kind of flopped when my heat went out, my glasses broke, and so forth and so on. I didn’t exactly no spend. But I didn’t spend anything I didn’t HAVE TO! Our Neighbors I don’t know if I have written much about my neighbors here. When we first moved into our house, 4 of the 8 houses closest to us were rentals. Over the last, almost 7 years, there have been some changes. Now only 3 of them are rentals. But most of our neighbors are pretty up there in age. In fact, of the 5 non-rentals, 4 of them have been there longer than us. And we LOVE our long term neighb ..read more
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Four Weeks of Interviews
Blogging Away Debt
by Hope
1M ago
The last week of December, I heard from a past client asking if I was available for a big role. I was so excited to hear from him. Not only was he one of my favorite clients, but, of course, I wanted more work. But I was also immediately torn as I felt a loyalty to my accounting client. He and I scheduled a call for the second week of January to touch base. And the day before that call…I was laid off. So while I was devastated in one sense, my availability opened up and need for work became urgent. Round and Round of Calls The first call went great. The role he described was a dream role. And ..read more
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Still Looking for More Work
Blogging Away Debt
by Vicky Monroe
1M ago
Pexels In my last update I talked about the bonus changes at my partner’s work being worse than expected. I was feeling kind of down about it, but now we have more reasons to be hopeful. It seems like there will be a new internal role opening up at my partner’s company this summer. It would be a move into a different department that has much higher base salaries because they don’t really have a bonus program. My partner has spoken to the hiring manager and some other employees in that department and the response has seemed really positive. A few people have even offered their personal recomm ..read more
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