Confirmation bias is the tendency for people to cherry-pick and interpret information that support their existing beliefs. This often results in contradictory actions ..read more

Amount of financial support I would receive during COVID-19 crisis ..read more

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Sharing my WWJBH (稳稳吃米粉) portfolio! If you think  Dividend Warrior's portfolio is heavy on REITs, you ain't seen nothing yet! Heheh ^^ My Current Top 5 positions: $Mapletree Com Tr(N2IU.SI) 31.6%  $Mapletree Ind Tr(ME8U.SI) 23.1%  $ComfortDelGro(C52.SI) 18.1%  $Frasers Cpt Tr(J69U.SI) 16.2%  $UOB(U11.SI) 11.2% If you are interested in knowing how my life has been since 2015, read on. Be warned, it's gonna be a long read hor, I am gonna write like lor soh @Turtle_Investor >_< After my surgery a couple of years back, I did not have the energy and mood to continue my blog and during tha ..read more

France is a country seemingly under siege. A man drove a delivery truck through a crowd in Nice, France. A failed military coup in Turkey. Racial tensions came to a boil as the blacks sniped police officers in Dallas. Public Shootings in a German shopping mall. Donald Trump delivered his GOP convention speech like a war-time president, dark and angry. The South China Sea dispute remain contentious, straining ties between ASEAN and China. Am I concerned about recent geopolitical developments? Sure, I am. But I am not letting these fears stop me from living my life. The world has always been a ..read more

Applying for SCRIP has its advantages which benefit investors with certain objectives. 1) SCRIP allows an investor to build up his position in a long-term core counter without having to pay the fees and we all know fees significantly erode our returns over time. In the case of OCBC and Raffles Medical Group, the discounted pricing of their SCRIP make it even more worthwhile. Both companies have solid earnings & dividend growth and management are still pursuing sustainable growth. OCBC just completed a massive acquisition of Barclays' private wealth management business in Singapore and Hon ..read more

I received my first cheque from Nuffnang a few days ago. Yippee! Time to spend it on my weekly Starbucks indulgence..... >___< Set meal from Starbucks. Cappuccino with buttermilk chicken & egg croissant.  I know what you all are thinking. OMG! What happened to the frugal-minded DK? What have you done with him!?!?!? LOL.....Life is short, fragile and unpredictable as sadly shown by our finance minister collapsing in the middle of a meeting due to stroke. Sometimes, it is alright to slow down and smell the roses. Live a little. Pamper yourself. Spend more time with your loved ones ..read more

The sharp drop in Nikkei, Hang Seng and European banks last week spooked investors all over the world. There have been whispers of 'Is this 2008 all over again?' Gold rocketed up to its peak in a year! Not only is everyone feeling 'risk off', it is 'fear on'! As usual, we can always count on the good ol' financial journalists to tell us the possible reasons (CoCo bonds & Oil-producing countries' SWFs liquidating equities to raise funds). Thanks guys! Next time, why dun you be so kind to inform us BEFORE shit actually hit the fan? As if 'China hard landing' and 'Oil price plunge' are not s ..read more

In all the past global economic recessions, central banks would usually step in and stimulate/ prop up the economy with loose monetary policies. Governments would also implement certain fiscal policies and even extreme measures (bailout) to help businesses to survive a sharp downturn. Ben Bernanke cut interest rates from more than 5% to 0% in the previous crisis and kept it that way over 7 years. The world also enjoyed 3 rounds of QE. Seeing the effectiveness of these 2 measures, major central banks in Europe and Asia follow suit. Everyone kept interest rates low and carried out their version ..read more

This year, Singaporeans celebrate five decades of nation-building. Development, transformation and progress of this once fishing village into a modern city has been nothing short of an economic miracle. As we look forward to the next 50 years, how will SG100 be like? Will Singapore still prosper? Will Singapore still be relevant in the distant future? It is no secret that the Singapore market is lagging other major global indexes in recent years. The 2013 'penny stocks debacle' has somewhat dealt a crippling blow to the confidence of local retail investors. So naturally, people are starting to ..read more