In the world of smartphones and apps, there are a lot of ways to make extra money without leaving your day job. In this post, we will see the Simple Steps to rent out your Apartment with Airbnb Earn Easy Cash. Airbnb website and app is a great way to earn extra money by renting your extra room, entire house or even spare apartment to the travelers. This short term renting service can be a good way to make some money by allowing someone to stay in your house and they will pay you some good amount as rent for that. Currently, more than 2.9 million properties in over 34,000 cities ar ..read more

Employees’ Provident Fund has a dedicated portal to register all your complaints related to EPF. An employee in India can register any question/issues in related to their EPF accounts like withdrawal, EPF transfer or complaint against their employer and many more. In this post, we will see how to register your EPF grievances online in EPFiGMS portal. This website is connected to all regional PPF offices in India, hence any complaint or concern registered at this portal is communicated immediately to the concerned PF office immediately. Usually, your grievance will be solved within 3 to 30 ..read more

PPF is one of the most popular investment options for retirement in India. The Indian Government has expanded the PPF schemes from nationalized banks, post offices to major private banks in India so that PPF scheme is accessible to more people in India. In this post, we will see how to open PPF account in HDFC bank. HDFC is the latest bank to join in providing PPF scheme to mobilize retirement savings in India. The PPF Scheme offers an investment opportunity with decent returns coupled with income tax benefits in India. Currently PPF account can be opened in selected HDFC branches, SBI ..read more

Atal pension yojana (APY) is a guaranteed pension scheme focused on citizens in the unorganized sectors in India. In this post, we will see How to open Atal Pension Yojana (APY) in HDFC Bank in Online and Offline. Under this scheme, there is guaranteed monthly pension for the subscribers – ranging between Rs. 1,000 and Rs. 5,000 per month, depending on the contribution and the period. How to open Atal Pension Yojana in HDFC bank in Online and Offline? You can open APY in HDFC in offline and online mode. First we will see offline mode in HDFC branch. 1. Existing HDFC saving acc ..read more

Sukanya Samriddhi Yojana is aimed at encouraging the parents to build a corpus fund for the future education and marriage expenses of their female child. In this post, we will see how to open Sukanya Samriddhi Account in HDFC Bank. What is Sukanya Samriddhi Yojana? Sukanya Samriddhi Yojana is a deposit scheme exclusively for a girl child under the Beti Bachao Campaign. The Sukanya Samriddhi Yojana matures only in 21 years or till the marriage of the girl after she turns 18, but partial withdrawal of 50 per cent is allowed after she turns 18 for higher education expenses. It is ..read more

Aadhaar Virtual ID is an user-generated temporary 16-digit random number that can be used for authentication along with fingerprint instead of actual Aadhaar number. This temporary 16-digit number will be valid for a certain period of time. In this post, we will see simple steps to generate your Aadhaar Virtual ID. The main aim of Aadhaar Virtual ID is to protect the privacy of the Aadhaar holder like his/her personal data including the demographic and biometric information mentioned on the actual Aadhaar card. From June 1, 2018, all the agencies that require Aadhaar authentication sho ..read more

UMANG App (Unified Mobile Application for New-Age Governance) is a new age e-governance app to access Governance services ranging gas booking, EPF, NPF and many more. The main aim of UMANG is to avail multiple government services through a single mobile app with ease and efficiency. Currently, UMANG app supports English + 12 regional languages like Hindi, Tamil, Kannada, Assamese, Gujarati, Bengali, Odia, Punjabi, Malayalam, Marathi, Telugu, and Urdu How to download and register on UMANG app? You can register on UMANG app through 1) Web portal or 2) Mobile App. You can download ..read more

When it comes to making tax saving investments, most of us are well versed with the ins and outs of Section 80C of the Income Tax Act, 1961. However, there is a limit of Rs. 1.5 lakhs on the tax savings that can be availed through the popular 80C investments. In this post, we will see various tax saving options beyond Section 80C. Here is a list of deductions that you can claim other than Section 80C. Use these deductions and reduce your taxable income as much as possible. There are various deductions available to us, but we miss out on them due to lack of awareness. Medical Ins ..read more

What is Paytm Postpaid – Paytm Postpaid is a pre-approved credit service for Paytm Customers, similar to your credit card service. The only catch is that you can use this money for the services and purchases in Paytm – which included making recharges, bill payments, movie booking or shop on Paytm Mall. Who Can avail Paytm Postpaid? Currently, Paytm is offering this credit facility to selected customers. In Paytm Postpaid, you get up to 45 days interest-free credit ranges from Rs 3,000 to Rs 10,000 and is extendable up to Rs 20,000 based on your repayment history. The credit limit ..read more

Since many NRIs find difficult to visit the bank branch in India to complete the account opening formalities, they prefer to open these account at their convenience from their respective countries. In this post, you find the simple steps to open NRI accounts from overseas. Who is NRI (Non-Resident Indian)? Non-resident Indian is an Indian national who has gone abroad for the purpose of employment, studies or business and stayed in a foreign country for a period not less than 182 days. Non-Resident Indians living in overseas countries are permitted to open various deposit accounts na ..read more