Finance Smiths
203 FOLLOWERS
A smith is a person who works with something. Given the focus of this blog on personal finance and investment, Finance Smiths seems to be an apt description for what I am trying to achieve with it. A frank discussion on how my wife and I approach our personal finances and investments, which I hope will be useful to anyone reading this blog.
Finance Smiths
11M ago
Can’t believe it’s already June! The weather has been so hot and humid with occasional sudden drastic changes from sunny to rainy in the same day. My older boy started falling sick and this spread to my younger boy before reaching my wife, helper and I. Which means more sleepless nights and cranky days for ..read more
Finance Smiths
1y ago
I know. 2nd post on my blog within 24 hours. Not to mention more recent updates of our net worth (not just liquid assets anymore but minus the value of our mortgage and personal loans, urgh), cryptos and robo-advisors for Apr 2023. What’s happening?! The past 6 months felt like a whirlwind of life and ..read more
Finance Smiths
1y ago
I haven’t posted in about a month and decided to just come up with a short post on what has been happening. I’m mainly busy with maintaining my family life. Weekdays are about alternating work from home and work in office with my wife. It’s important for both of us to have this balance. Working ..read more
Finance Smiths
1y ago
It’s coming to the end of Q1 2023 and already looking like an intense & painful year. There are a few major life expenses this year that I’m in the process of dealing with. I couldn’t spread them out over the next few years because they somehow all got squeezed together at the same time ..read more
Finance Smiths
1y ago
Happy CNY to everyone! It has been 2 months since my last post and time has certainly gone by quick. I guess this is how it is as parents to a toddler and baby. When work slowed down in Dec as people went on leave, I took a break as well to enjoy the Christmas ..read more
Finance Smiths
1y ago
Haha, I read with much interest My15HWW’s post about us – A Household with $350K Annual Income Can Still Be Financially Struggling? It’s a great case study of how a Dual Income With Kids household can get themselves into financial trouble by making just a few too many bad lifestyle creep, spending and investment decisions ..read more
Finance Smiths
2y ago
I was not looking forward to updating my Liquid Assets Google Sheet today. It was looking like a terrible month financially for us and finalising the 31 May 2022 numbers on my blog just made it a lot more real. This has to be the one of the worst end of month performance for us ..read more
Finance Smiths
2y ago
In the aftermath of the LUNA price collapse, my cash position was running low because I had averaged down on my tech stocks and crypto positions. Based on what I can see from the consequences of the UST de-peg, it seems like regulation is coming hard for stablecoins. I decided to transfer my USDC and ..read more
Finance Smiths
2y ago
My last blog post was more than a month ago and I honestly couldn’t think of a more polite way to word the title of my latest blog post. The biggest news is that my wife is pregnant with another boy and gynae visits and expenses started to pile up. My wife and I got ..read more
Finance Smiths
2y ago
Russia has invaded Ukraine and they are now at war. It’s unbelievable to me what has happened in the span of a few weeks since my last update on the blog. I’m not going to comment any further on the Ukraine crisis since it’s covered everywhere on the media. I just hope that things will ..read more