Sometimes, it’s difficult to explain in words the value we aim to deliver. Dimensional Fund Advisors sum it up nicely. Dimensional Fund Advisors - Having a Financial Coach in your Corner ..read more

Dimensional Fund Advisors - You Can Do Better Than Indexing ..read more

As the new year begins, numerous media outlets will present 2024 stock market forecasts by various analysts, making bold predictions about stocks, bonds, and the economy. However, before placing reliance on these forecasts, let's examine why they hold such allure.   Our brains crave predictability We seek certainty over uncertainty due to an innate preference. Facing an unpredictable future, we desire clarity and assurances, satisfying our brain's need for order. Predictions, even inaccurate ones, provide a semblance of control and alleviate anxiety. Despite the complex and unpredictable ..read more

I was humbled to be asked to guest on The Rational Reminder Podcast alongside the greats and legends of the investment world – including the odd Nobel Prize Winner – to share the story behind The Retirement Café Handbook and why keeping a rational head when investing for and through retirement is so critical. The influential Rational Reminder Podcast offers a weekly reality check on sensible investing and financial decision-making. Canadian investment expert hosts, Benjamin Felix and Cameron Passmore, discuss lifestyle asset allocation before sharing their review of my book as their book of t ..read more

In 2022-23, 32% of UK businesses reported a cyber attack or breach. Protecting our client’s data is an incredibly important priority for us at MFP Wealth Management, so gaining re-accreditation to Cyber Essentials helps to secure our IT against such attacks. Cyber Essentials is a scheme that aims to protect the confidentiality, integrity, and availability of company information from internet threats. This accreditation will protect us against 80% of the most common cyber-attacks. We take the storing, protection and sharing of client data extremely seriously, so achieving this accreditation ..read more

Rory Sutherland, behavioural economist and Vice Chairman of Ogilvy UK, wrote about ‘doorman fallacy’ on page 126 of  Alchemy: The Dark Art and Curious Science of Creating Magic in Brands, Business, and Life. « The ‘doorman fallacy’, as I call it, is what happens when your strategy becomes synonymous with cost-saving and efficiency; first you define a hotel doorman’s role as ‘opening the door’, then you replace his role with an automatic door-opening mechanism. The problem arises because opening the door is only the notional role of a doorman; his other, less definable sources of value ..read more

It’s easy for most investors to remember the more important financial decisions they’ve had to make in life. These decisions often involved larger sums of money or came at a time when they were especially anxious about their financial future.   It’s at times like these that many investors seek out the help of a financial adviser. While most people would acknowledge that doing financial planning is an important practice, it’s only when it becomes urgent that they take time out of their busy schedule to meet with a professional.   In the work that I do, approaching retirement is a sign ..read more

The stock market might be one of the most misunderstood concepts in the world. Given its central role in helping investors become financially independent, it’s crucial to understand what it is, what it isn’t, and how it functions.   Unfortunately, rather than playing the role of educator, the financial media have a vested interest in focusing on sensationalism, short-term events, and fear-driven stories. In this article, I aim to bring the important concepts back to basics. I’ll unpack the various stock market misconceptions and provide a clear framework for thinking about the stock mark ..read more

Author and podcast host Justin King celebrated the launch of his latest book, The Retirement Café Handbook, with dozens of clients and contributors on 22nd September 2023. He hosted a lunch at Christchurch’s Captain’s Club Hotel and Spa, where he gave a short talk of thanks and showed testimonial videos from some of the key contributors to the podcast and book. Video Block Double-click here to add a video by URL or embed code. Learn more I was honoured to be invited to appear on Pete’s podcast this week to chat all about my one-day-old new book, The Retirement Café Handbook - Nine Accelerator ..read more

Pete Matthew is the undisputed guru of personal finance as host of his phenomenally successful YouTube channel, MeaningfulMoney, and his podcast of the same name. I was honoured to be invited to appear on Pete’s podcast this week to chat all about my one-day-old new book, The Retirement Café Handbook - Nine Accelerators for a Successful Retirement. Pete is a considered and thorough interviewer, so he posed some fantastic questions about my framework for a successful retirement, and the origin of the three levers of success (Purpose, Self-care and Planning). We delved into some of the podcas ..read more