An F.S.A (Flexible Spending Account) is a tax-advantage savings to help you when paying for medical or health-related expenses. You put pre-tax money into the account (through your paycheck or through a direct contribution) and as long as that money is spent on health-related expenses, you won’t have to worry about taxes. Check out the … 6 Unique Things to Purchase with Your F.S.A Read More » The post 6 Unique Things to Purchase with Your F.S.A appeared first on City Girl Savings ..read more

Preparing for your annual review is generally a year-round endeavor. Your annual review is a crucial opportunity to reflect on your performance, set goals, and discuss your professional development with your boss. That means you’ll need to prepare for your annual review, so you can make the most of it! Sure, it can be a … 5 Ways to Prepare for Your Annual Review Read More » The post 5 Ways to Prepare for Your Annual Review appeared first on City Girl Savings ..read more

If you practice gratitude on a regular basis, then you know that things will always be okay. No matter how bad something is, there’s this light at the end of the tunnel. You appreciate the good times, you learn from the bad times, and you stay humble. It’s a magical thing. If you don’t practice … #102: 6 Ways Gratitude Leads to a Richer Life Read More » The post #102: 6 Ways Gratitude Leads to a Richer Life appeared first on City Girl Savings ..read more

As a small business owner, I can honestly say that every dollar counts. That includes dollars coming in and dollars going out. Unfortunately, a lot of small businesses and new, small start-ups don’t make it. It’s unfortunate because small businesses employ individuals, innovate the marketplace, build community, and provide a space for people who want … 5 Reasons to Support Small Businesses Read More » The post 5 Reasons to Support Small Businesses appeared first on City Girl Savings ..read more

Just 3 months before you’re listening to this episode, my sweet, kind, genuine mom, my last parent passed away. She had been terminally ill for years and it finally took her. 10 years before that, my dad was killed by a drunk driver at 4 in the afternoon on a road he’d driven on just … #101: Adversity Breeds Resilience: How I Handle Hard Times Read More » The post #101: Adversity Breeds Resilience: How I Handle Hard Times appeared first on City Girl Savings ..read more

O.M.G! I can’t believe we’ve reached 100 episodes of the City Girl Savings podcast! First off, where does the time go?! Second, I’m so glad I bit the bullet and decided to launch the podcast in January of 2022. I had been contemplating a podcast for a long time, but the timing never felt right. … #100: Celebrating 100 Episodes – Raya’s Favorite Episode Roundup Read More » The post #100: Celebrating 100 Episodes – Raya’s Favorite Episode Roundup appeared first on City Girl Savings ..read more

Is it just me or do the holidays always seem to fly by?! Summer ends, Fall begins and before we know it, we’re shouting “Happy New Year”! I love it. It’s such a great time of the year, but it’s too easy to put yourself on the backburner. Let’s savor the holiday season! Even though … 5 Ways to Make Time for Yourself During the Holidays Read More » The post 5 Ways to Make Time for Yourself During the Holidays appeared first on City Girl Savings ..read more

Because the coaching industry is so new, it’s no surprise that most people assume they need a financial advisor, instead of a financial coach. I’ve been a financial coach since 2015 and many people have called me a financial advisor (which I’m not) and sought services outside of my wheelhouse. That’s why I’m so excited … #99: Financial Coach versus Financial Advisor with Grace Kilgore Read More » The post #99: Financial Coach versus Financial Advisor with Grace Kilgore appeared first on City Girl Savings ..read more

The Christmas Shopping List. An integral part of the holiday season and your holiday spending budget! For those of you who wing it every holiday season when shopping for presents, you’ll find this article insightful and inspirational! The Christmas Shopping List is a list of all the items you need to buy and spending that … 6 Parts of a Successful Christmas Shopping List Read More » The post 6 Parts of a Successful Christmas Shopping List appeared first on City Girl Savings ..read more

Back in the Spring of 2023, I was diagnosed with ADHD (Attention Deficit Hyperactivity Disorder), and after reading up on the symptoms and signs, everything in my life just made sense! It was a bittersweet relief to finally understand how my brain works, why I struggled with tasks, and why I sought dopamine hits (like … How to Manage Impulsive Spending if You Have ADHD Read More » The post How to Manage Impulsive Spending if You Have ADHD appeared first on City Girl Savings ..read more