Every year, I set aside time to visit my doctor and take stock of my physical health. It’s important to me to make sure that I’m doing what I can to stay healthy for my kids as well as myself. And if my doctor should find any issues, I like the peace of mind that comes from knowing I’m getting ahead by taking good care of myself. As the headline suggests, I also like to do the same with my finances. Even though there’s no way to know for sure what may be in our future, we can still take steps to ensure that our wealth is well-protected and give ourselves peace of mind. This is especially true ..read more

On June 14, 2022, Fox Business reported that “Wall Street’s favorite recession indicator is flashing red.” The same day, AP News reported that an inversion in U.S. Treasury bond yields “raises worries over recession.” For Americans nearing retirement, these sorts of headlines and news stories may seem discomforting, while those whose retirement is still decades away may assume there’s still plenty of time to readjust. For me, stories like these represent opportunities and perhaps a call to action. The sooner we move to diversify and protect our portfolios, the sooner we can enjoy peace of mind ..read more

When you hear “gold bars,” visions of underground bank vaults sealed tight and stacked high with glimmering gold bricks may come to mind. While vaults like this do exist, gold bars are much more accessible than the everyday gold owner may imagine. Gold bars are portable, private and liquid, and in some ways, more straightforward to buy than gold coins. Find out how to go about understanding gold bars and selecting the bar that's best for your precious metals portfolio with these five steps. As America’s Gold Authority®, we’re here to walk you through how and where to buy gold bars. How to Buy ..read more

You may have heard the term “peak gold” and wondered what it meant. Simply put, peak gold is the maximum rate of global gold extraction, after which mining will slowly decline until gold can no longer be extracted at a profit. For a more complete understanding of peak gold, we examine the concept’s importance to the precious metals industry, signs of a potential peak gold scenario, and analysts’ predictions regarding peak gold. Why Peak Gold Matters For those looking to buy gold, a discussion of peak gold is part of a larger issue of supply and demand trends. Because global gold production dir ..read more

I’m incredibly proud of my children. Watching them grow has truly been exciting, tiring, humbling, and a true blessing. I’m confident that if something were to happen to me, they would continue on a path to success, happiness, and fulfillment in life—and part of that confidence comes from knowing that we’ve taken, and continue to take, time as a family to discuss what it means to leave a financial legacy. As for how to approach the topic of wealth with your children, Beth Mayfield and Caroline McKay of CIBC Private Wealth Management co-wrote an article released on February 8, 2022, that identi ..read more

If you’re starting your retirement planning journey, you might be confronted with a lot of finance jargon. Even armed with a degree in economics, I sometimes find it hard to read through material on retirement planning. Cash surrender value, charitable remainder unitrust, codicils, dollar cost averaging, and a whole host of acronyms like AGI, AMT, CSV, COLAs, GSTT, IRD, and ILITs can make my head spin and leave me wanting to procrastinate. To help you better understand the language of retirement planning, I thought I would take nine terms that are commonly used in this area, but not necessaril ..read more

For many of us, saving for retirement doesn’t mean just saving for retirement. We’re also looking beyond our own lifetimes and hoping to build a financial legacy that can continue to grow and support future generations. But what does building a legacy look like during times of economic uncertainty? Predictions of recession may affect when some workers retire. This, in turn, may impact retirement portfolio strategies. On May 31, 2022, Forbes wrote, “On top of current challenges created by severe talent shortages and rising costs, many economists predict the potential for a global recession.” In ..read more

A year ago, I wrote a Gold News & Views piece about what I keep in mind over the Memorial Day weekend. I wrote about the unprecedented challenges we had been facing for more than a year—challenges that we continue to face today, along with new challenges and, as always, an uncertain future. But in the face of these challenges, and as we enter this Memorial Day weekend, I still find myself full of hope for the future. That hope is founded on the gratitude I feel to live and work in a country that, through our freedoms, allows us to face challenges head-on and turn them into opportunities fo ..read more

AUSTIN, Texas, May 25, 2022 /PRNewswire/ — U.S. Money Reserve has furthered its commitment as a longstanding supporter of the U.S. Navy Memorial by announcing it is now the official precious metals IRA partner of the U.S. Navy Memorial. The first Legacy Eagle gold and silver coins were presented to the U.S. Navy Memorial during the Blessing of the Fleet to celebrate this momentous occasion. On Saturday, April 9th, 2022, Philip N. Diehl (35th Director of the U.S. Mint and President of U.S. Money Reserve) and Edmund C. Moy (38th Director of the U.S. Mint and S ..read more

Right behind the winter holidays, summer tends to be the most expensive season of the year, thanks mainly to vacation spending. It makes sense—a simple trip to an amusement park can quickly add up to far more than you planned on spending. So what can you and your family do to cool down your summer spending and turn up the heat on saving for the future? Here are eight ideas to help you manage your summer budget. 1. Go on a “Nearcation.” Like many of you, I often feel the need to get away. I love what I do, but there’s something special about being able to take time with my family and remove our ..read more