Navigating the turbulent waters of the housing market can be an arduous task. Homeownership, often a synonym for stability and investment security, is becoming increasingly unattainable for many. But what if there were a scheme that could make monthly mortgage payments palatable for homeowners and first-time buyers alike? Enter the Own New Rate Reducer Scheme, a financial innovation set to ... Read More The post <strong>Own New Rate Reducer Scheme – A Game Changer in Mortgage Affordability</strong> appeared first on Mortgages Northampton | Grange Mortgages ..read more

Many homeowners are blissfully unaware of the money they could save by re-mortgaging their home. Whilst interest rates have seen some volatility, rates are starting to stabilise, inflation is coming down and mortgage deals have been getting cheaper in the second half of 2023. If you’re coming to the end of a mortgage deal on a historically low interest rate, ... Read More The post When Is The Best Time To Remortgage? appeared first on Mortgages Northampton | Grange Mortgages ..read more

If you are looking for ways to improve your credit score before applying for a mortgage, we can help. One of the factors that lenders consider before approving a mortgage, is your credit score. A good credit score shows that you are a responsible borrower. On the other hand, a low credit score can make it difficult to get approved ... Read More The post The Best Ways to Improve Your Credit Score Before Applying for a Mortgage appeared first on Mortgages Northampton | Grange Mortgages ..read more

If you are looking for ways to improve your credit score before applying for a mortgage, we can help. One of the factors that lenders consider before approving a mortgage, is your credit score. A good credit score shows that you are a responsible borrower. On the other hand, a low credit score can make it difficult to get approved ... Read More The post The Best Ways to Improve Your Credit Score Before Applying for a Mortgage appeared first on Mortgages Northampton | Grange Mortgages ..read more

When Should You Re-mortgage? Re-mortgaging is the process of changing your mortgage deal and this could be for a number of reasons. The reason why you are re-mortgaging may impact when you need to do it. So in this article we are going to look at when you should re-mortgage and tips for the process. Why should you re-mortgage? Most ... Read More The post <strong>When Should You Re-mortgage?</strong> appeared first on Mortgages Northampton | Grange Mortgages ..read more

Can You Get A Mortgage Without A Deposit? Among the many different mortgage products available in the UK, are mortgages that do not require a deposit. Before the financial crash of 2008, mortgages with very low deposits were more common but due to the resulting financial regulations, it became harder to get a mortgage. The tighter restrictions on who can ... Read More The post <strong>Can You Get A Mortgage Without A Deposit?</strong> appeared first on Mortgages Northampton | Grange Mortgages ..read more

Welcome to the latest in our series of blogs on money saving tips. In this article we’ll share a few ways you can save money with your credit card. We’ll also give a brief overview of what a credit card is for and how they work.   How do credit cards work? Credit card companies make money by charging sellers ... Read More The post How To Save Money With Your Credit Card appeared first on Mortgages Northampton | Grange Mortgages ..read more

With the working world on its knees from the devastation of COVID, no one can really say that their job is completely safe, and that is a scary thought.  Supposing that, out of the blue, you no longer had a job.  Could you cope? Would you still be able to pay your bills and put food on the table? This ... Read More The post Income Protection Options Post-COVID appeared first on Mortgages Northampton | Grange Mortgages ..read more

Let’s face it; despite more homes being built, getting a mortgage is decidedly more difficult than it was even just a year ago.  The pandemic has upset global markets and banks are responding by putting in tougher measures and even heading into previously uncharted financial territory.  And it is potential buyers who are feeling the effects of this. Banks are ... Read More The post What Buyers Can do About Tighter Lending Policies from Banks appeared first on Mortgages Northampton | Grange Mortgages ..read more

As we emerge from the COVID pandemic, an increasing number of people seem set on moving to new and less populous locations, and many first-time buyers are looking to cement their roots before another wave – or a different pandemic hits. Whatever the reasons, the UK’s housing market is becoming increasingly buoyant, but this is still a process fraught with ... Read More The post Purchasing a House in 2020: Everything You Should Know appeared first on Mortgages Northampton | Grange Mortgages ..read more