Flamboyant, fast, and with a fleeting focus! This was the stereotype associated with Millennials about a decade ago. Not that they cared! A decade has rolled by, and today, the Millennials’ pilot batch is closing on its 40thyear. Naturally, Generation Y has sobered down a lot. This explains why the largest living generation of our ..read more

Q1: What is a credit score? A1: Credit Score is a 3-digit number created by 3 major Bureaus – Experian, Equifax, and Transunion which represents your creditworthiness. The higher the score, the more likely you will repay your debts. Q2: How do you check your credit score and is it free? A2: The Fair Credit Reporting Act ..read more

Since the real estate market is always changing, the Federal Housing Finance Agency (FHFA) evaluates the maximum loan limits for conforming loans each year, including jumbo loan amounts. 2019 has seen an increase in the conforming loan limit to $484,350 for a single family home. In areas where the median home prices are well above ..read more

Home prices have completely stabilized and the shortage in housing supply is fast becoming a thing of past. Great news then for potential homebuyers who have come right into the mix! Only time will tell whether we are nearing the tail-end of the present cycle but from the looks of it, the market is certainly ..read more

FHA loan options in 2019 offer incredible alternatives for potential home buyers and existing homeowners. Workable terms and flexible payments cater to a variety of loan needs. Traditional fixed and adjustable rate FHA mortgages for homes continue to exist, but special opportunities which include energy efficient incentives, graduated payments, and reverse mortgages are available this ..read more