You don’t have to go nuclear on working for a living
Monevator - Earning
by The Investor
2y ago
Today I woke up late and 10 miles from home. What a dirty stop-out, eh? Not really. I visited a friend, the talk ran on and on, and I couldn’t be bothered to schlep back across London on the last tube home. Instead we carried on until 2am (aided and abetted by a very nice montepulciano) and then it was spare room sofa-surfing for me. My friend headed off to work early. I’m not sure exactly when he left, but given I had no intention of getting up at the ungodly hour I heard him go into the bathroom, it could well have still been dark. I showered and strolled off to the train station  ..read more
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Could you outsource your job to China?
Monevator - Earning
by The Investor
2y ago
I love this article on The Register about a man who was found to have secretly outsourced his entire job to China: A security audit of a US critical infrastructure company last year revealed that its star developer had outsourced his own job to a Chinese subcontractor and was spending all his work time playing around on the internet. The firm’s telecommunications supplier Verizon was called in after the company set up a basic VPN system with two-factor authentication so staff could work at home. The VPN traffic logs showed a regular series of logins to the company’s main server from Shenyang ..read more
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Types of entrepreneurs
Monevator - Earning
by The Investor
2y ago
There are a few entrepreneur characteristics that you find more often in the self-made wealthy than in other homo sapiens. Most entrepreneurs have something to prove to the world, for instance, and the few who don’t usually want to change it.1 And they all want to be rich, too, whatever they say – if only in that we all secretly want to be rich (even if we’re aware that there are pros and cons to being wealthy). What about creativity? Tenacity? A head for numbers? A nose for a deal? These supposed key traits seem to be as randomly distributed amongst entrepreneurs as Mr Potato Head piece ..read more
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Entrepreneur characteristics
Monevator - Earning
by The Investor
2y ago
The death of Steve Jobs saw huge media coverage and an outpouring of emotion across Facebook and Twitter. For those of us who were geeks before most people had heard of the word – let alone before it became a bit cool – it was all rather surreal. Don’t get me wrong – I was adding to the eulogies, too. Steve Jobs has inspired me since I first encountered the Apple story back in the early 1980s, when I was reading books like The Hacker’s Handbook and programming my dad’s clunky PC to simulate a Pentagon computer. It began a love/hate relationship with technology that continues to this ..read more
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Ten lessons learned from accidentally starting a business
Monevator - Earning
by The Investor
2y ago
The Money Grower from the Mon£yGrow£rs blog shares some insights on starting a business. I am always impressed by people who set goals and stick to them. My own life has been less planned, in that wonderful things have happened but more by luck than design. Some people would call it making the most of opportunities; some would call it sheer good fortune. Either way is OK with me. In this article, I will tell you how my partner and I accidentally started a business, the ups and downs that have followed, and what I have learned along the way. From sickness to starting a business In mid-2003, I ..read more
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From Parkinson’s Law to the Pareto Principle… and back
Monevator - Earning
by The Investor
2y ago
Young corporate go-getters are often amazed at the attitude of their more jaded peers. They find some people who’ve been ‘enjoying’ the grind for a decade or more feel entitled to goof around to make the day more bearable. Early in my wage-earning life I met one of them, a pleasant middle-aged bloke – let’s call him Graham – who told me he adopted a ‘two-for-one’ principle. For every two hours he worked, he took one hour off. Graham explained that the company sucked up so much of his week, and was run so poorly and inefficiently, that he had to strike back for the sake of fairness. What about ..read more
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Salary sacrifice: the downsides in a crisis
Monevator - Earning
by The Accumulator
4y ago
Many Monevator readers will be reaping generous tax breaks on their pension contributions made available through salary sacrifice schemes. But what’s less widely understood is that salary sacrifice can work against you if it lowers your salary below critical thresholds, or if your employer hasn’t been transparent about what your salary officially is. Badly administered schemes operate in a grey area that leaves employees in the dark about potential downsides – such as the risk of reduced redundancy pay, sick pay, and other benefits – whether by accident or unscrupulous design. (Delete as appl ..read more
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