What does remortgaging mean? Remortgaging means to move your current mortgage to a different/new lender or product against the same property. This could mean applying to the same lender/bank or a new mortgage lender. Remortgaging can help raise money for home improvements or a special purchase, but it is important to consider whether it is an affordable route, as your home could be at risk if you can’t make the payments. It is worth shopping about for new mortgage deals if yours is coming up to the end. If your property is worth more now than when it was purchased, your loan-to-value ratio mig ..read more

How to find out the age of your house. A simple way to find out the age of your house is to check the HM Land Registry records, as they have historical ownership records called Title Registers, or Deeds. This post is written by Mark King Properties, a professional property cash buying service in South Wales UK. If you are looking to sell a house fast, contact Mark King Properties today. You can discover the age of any property by checking when the original transfer took place from the property developer to the first owner. It is worth checking any documents obtained when buying the property ..read more

10 Helpful Tips & Things To Consider When Choosing a Mortgage  When buying a property, the majority of people require a loan to help pay for it. This type of loan is called a mortgage and is likely to be the most significant financial commitment you ever make. The loan is something that the applicant will pay back, with interest over time.  With thousands of products to choose from, selecting the right mortgage can be overwhelming, which is why we have written this guide to help you navigate through the mortgage minefield. Below you will find our top 10 considerations when choo ..read more

The main things both buyer and seller need to be aware of when buying or selling a leasehold property Buying or selling a Leasehold property is not without its challenges, and we know first-hand the complications that can arise when dealing with this type of transaction. This post shares considerations for both the buyer and seller, and we hope it provides some clarity on a generally misunderstood topic. This post is written by Mark King Properties, a professional property cash buying service in South Wales UK. The Freeholder owns the land and therefore controls the building. The Freeholde ..read more

The MET Office has issued a rare Amber, extreme heat weather warning after consultations with Public Health England. The warning says to prepare for temperatures to reach a staggering 35 degrees in some areas of the UK. There have also been concerns regarding people’s health and wellbeing during such extreme weather conditions. The vast majority of people do not have air-conditioning in their homes, and the rising heat presents a lot of challenges. As much as we enjoy visiting idyllic locations, and sitting by the pool with a good book, it’s not quite the same at home when you’re stuck to y ..read more

As UK house prices continue to soar, it seems that any hope for the property market to calm is a long way off. With each month that passes, new records are being broken, which fuels mass speculation that a crash in the property market is inevitable. The increase in property demand is down to incentives such as stamp duty holidays, lower mortgage interest rates and 95% mortgages, making the prospect of purchasing a property a more achievable reality.  Saving money to buy a house The ongoing pandemic has also contributed to the spike in property demand.   Lockdown created opportunitie ..read more

What is the Modern Method of Property Auction? The Modern Method of Property Auction has been a very popular topic of interest in the property market over the past few months, but for all the wrong reasons. After being asked many questions on this subject, I have decided that a blog post could be useful, to understand what this type of service involves, whom it benefits, and the many disadvantages. What is the Modern Method of Property Auction?What does the Modern Method of Property Auction Involve? Essentially it is an estate agency sale that’s dressed up as a property auction. The process a ..read more

When it comes to selling a house fast, the golden ticket has to be when a Professional Property Cash Buyer comes along and makes you a fair, guaranteed, cash offer with minimal fuss. That is exactly what I do here at Mark King Properties, unlike an “amateur” property cash buyer who can offer no certainty, or have circumstances that may change resulting in them having to take a mortgage, my clients have the comfort and security of knowing that any cash offer I make will complete on time, with no risk and more importantly with no costs. When a buyer pulls out of a house sale (which is somethin ..read more

When a house sale falls through, it can be soul-destroying for all parties involved. Sadly, statistics show that for one reason or another, one out of three house sales does not reach completion, leaving many disappointed and out of pocket.  As this is so incredibly common, we thought it would be helpful to write a guide informing you of the common reasons that house sales tend to fall through, so you know what to look out for, but also to assess if putting your property on the “open market” is the best option available.  As a professional property cash buyer of over 20 years, I ha ..read more

Selling a house or a home is a big step for anyone to make. If you’re considering putting your property on the local market here in South Wales, the first thing you’ll want to understand is exactly how much your home is worth. Maybe you purchased your property a long time ago, and you’re not sure how much it would sell for. Or perhaps you inherited a house, and you want to make sure you put it up on property listings for a fair price. Whatever your reason, understanding the value of the property is an essential part of the sales process. The better you price your property for the area, the mor ..read more