Call us now on 05793 20836 if you need your cover in a hurry Mortgage protection insurance is mandatory when getting a mortgage in Ireland. Getting it sorted out in good time is critical. But what happens when you’re about to close on your new house, and suddenly, there’s a hiccup because your mortgage protection isn’t in place. That can stall your entire deal, turning what should be excitement into a nail-biting cliffhanger. Once upon a time, you’d struggle to get your mortgage protection quickly. It could have taken around five working days I know, five days is hardly ages But it is when ..read more

Hi, my boyfriend needs life insurance. He has a history of heavy drinking and is a recovering alcoholic since 2020. We were insured with a company pre alcoholism but stupidly I cancelled the policy. Now that I have had to declare his health when applying to a new insurer he is being declined. We just want to insure against the mortgage. Can you help us? Sarah M Life Insurance and Alcohol Getting life insurance or mortgage protection if, you enjoy a good drink, but maybe a bit more frequently than the average Joe or Joanne. Unwinding with a few drinks is a big part of our culture and ho ..read more

What is Reviewable Income Protection? Have you ever seen a TV show or movie where a desperate character takes a loan from a shady one? But when they go to make a payment, the interest is so high that suddenly, there’s no hope of them ever paying it back. Then it cuts to the next scene, and a large gangster dude is standing on their doorstep, threatening to break their legs. Okay, so I may be exaggerating a bit here, but that’s kind of what Reviewable Income Protection is like. The insurer is the heavy on the doorstep threatening you with immense financial pain. You might think that’s a weird ..read more

You probably remember learning about Maslow’s Hierarchy of Needs in school. You know the one: the pyramid of stuff you need in life to be happy. WiFi lols. Not to be confused, of course, with the food pyramid – though I’ll fight anyone who argues that potatoes, bread, and chocolate aren’t anything other than fundamental to happiness. So, at the bottom of Maslow’s pyramid are basic physical needs. More specifically: food, water, warmth, rest, security and safety. In a word: Home. While home may be where the heart is, it’s mostly a warm place with a comfy bed you can kip in and a Wi-F ..read more

Income Protection for Contractors As an independent contractor you’ve experienced it all. The great days where it’s gone spectacularly well and the other ones where you’ve considered packing it all in to permanently push pens. Being self-employed is a rollercoaster. Sure, your friends (and your ma) probably think you spend all day swanning around sipping fancy Ethiopian coffee and consulting, but there’s a boatload of paperwork and tax-keeping involved too. There’s definitely the added bonus of a little more freedom and, at the very least, it feels like you’re not-so-entirely stuck on the ham ..read more

Stuck for time? Complete this questionnaire and I’ll send you a quote taking your digestive disorder into account. ___ Are you worried that your digestive disorder might affect your ability to get life insurance or mortgage protection? Don’t fret; we’ve got you covered. In this comprehensive guide, we’ll explore the implications of seven common digestive disorders on and give you some insights for your specific condition. Upcoming Investigations Now, before we dive into the nitty-gritty of digestive disorders, let’s address the elephant in the room. Many clients worry about what happens if t ..read more

You finally did it – you bought life insurance. You head out for lunch, feeling like an official grown up, having done the right thing and applied for life insurance online And you did it on company time! Double win. You take your phone out of your pocket to call your partner with the good news (they’ve been at you for ages to get your  life insurance sorted) No reply. You look down at your phone to redial, stumble onto the road and Yep, you get killed by Pink. I know, what are the chances. But what happens now? Will Your Life Insurance Payout if you die in an Accident? If your policy h ..read more

As you embark on the exciting journey absolute headmelt that is trying to buy a home in Ireland, there’s one thing that you can’t avoid – getting mortgage protection. You see, in Ireland, mortgage protection is a mandatory requirement for getting a mortgage. Not only does the bank get the deeds of your home as security, you also have to take out a life insurance policy to pay your mortgage should you shuffle off unexpectedly. Sure isn’t it a great little country. So, before you make that call to DNG Sherry-Lisney and make a ridiculous bid on a shoebox (that will soon be trumped by some other ..read more

Introduction: The Role of Life Insurance for Single Dads Being a single dad comes with its unique set of challenges and responsibilities, with the well-being and future of your children resting squarely on your shoulders. In this comprehensive guide, we’ll explore the world of life insurance specifically tailored for single dads. We’ll address crucial questions and provide helpful tips to help you make well-informed decisions and ensure a secure future for you and your little ones. The Importance of Life Insurance for Single Dads As a single dad, you bear the sole financial responsibility for ..read more

Income Protection for Construction Workers Ever worked on a site in frosty weather, shards of ice clinging precariously to your high-vis jacket? It’s a scene all too familiar to construction workers across Ireland. Welcome to the harsh realities of working in an industry where one misstep can snatch that hard-earned salary out of your grasp in a heartbeat. If you’re navigating heavy machinery and heights, the term ‘Occupational Hazard’ takes a whole new meaning. In fact, 794  construction-related accidents were reported in 2022. That’s a big number, isn’t it? So, the question is – in a ga ..read more