Since June 2020, this series of blog posts that shed some light on my income and expenses has been rather fun. Thankfully, I have plenty of data, and I already know pretty well how things are in the back of my mind, but nothing beats writing a blog post to improve clarity. Income and expense […] The post Report: Alternative Income & Expense (2023) appeared first on Turtle Investor ..read more

Looking back, it has been more than ten years since I had my first taste of business class travel. Back then, I remember that my wife and I had booked a package deal (well, they had the cheapest prices) with a tour agency for our Qatar Airways flights plus a stay at Alila Uluwatu, and […] The post Business Class Flights Are Nice, But Only 1 Perk Is Truly Important To Me appeared first on Turtle Investor ..read more

Throughout the years, I have bought hundreds of items from online marketplaces such as Lazada and Shopee. Interestingly, if I have to choose one single item to put the spotlight on, there is no doubt in my mind that this affordable machine ranks at the very top. One of the best things I ever bought […] The post Review: PowerPac Wet Vacuum Cleaner Is My Best Lazada Buy Ever appeared first on Turtle Investor ..read more

It is a little bit of an exaggeration to call my experience a nightmare, but I know people who had funds-related issues that unfortunately required urgent attention and couldn’t get any. Not too long ago, I realized that I had misplaced my Crypto.com Visa Card after not using it for a very long time. Totally […] The post Crypto.com Customer Service Nightmare appeared first on Turtle Investor ..read more

MariBank has done a fantastic job with Mari Invest. I would have to say that it was a stroke of genius to integrate the option to invest in Mari Invest right inside the MariBank mobile app. With the potentially higher returns that are in your face every time we launch the app, it has successfully […] The post Negative Returns For Mari Invest (I Won’t Be Losing Any Sleep) appeared first on Turtle Investor ..read more

Syfe REIT+ portfolio has just been rebalanced in line with the March 2024 semi-annual rebalancing for the iEdge S-REIT Leaders Index. This twice-a-year rebalancing was completed last week on 28 March 2024. The idea of using Syfe REIT+ is to rely on largely passive management, which means I don’t usually check my portfolio transactions that often. Once […] The post Syfe REIT+ Portfolio Rebalancing (March 2024) – Starhill REIT Dropped appeared first on Turtle Investor ..read more

The SSB May 2024 issue of Singapore Savings Bonds by the Monetary Authority of Singapore maintained its returns compared to the previous issue. In this latest issue of SSB, the 1-year returns come in at 2.99% whereas the 10-year average return is now 3.06%. On my SSB historical interest rates page (snapshot below), you can […] The post Singapore Savings Bonds SSB May 2024 Rates: Year 1 (2.99%), 10-Year Average (3.06%) appeared first on Turtle Investor ..read more

With a fund size of almost SGD $1 billion, the ABF SG Bond ETF is the go-to instrument to gain access to one of the world’s highest-yielding AAA-rated government bonds.  Most recently, our Singapore domestic bond index tracker ABF Singapore Bond Index Fund has declared its dividend payout of SGD $0.0124 for January 2024. Overview – […] The post ABF Singapore Bond Index Fund Dividend (January 2024) appeared first on Turtle Investor ..read more

The SSB April 2024 issue was undersubscribed with a lukewarm response from yield hunters despite sporting a yield of more than 3% Only $301.3 million (0.3x) worth of applications were received out of the total $900 million available. SSB Trend As Of April 2024 The Singapore Savings Bonds SSB historical interest rate has been very […] The post SSB April 2024 Result – Singapore Savings Bonds Undersubscribed 0.3x appeared first on Turtle Investor ..read more

In this guide, you will learn how to off-ramp crypto profits to your bank account using Grab with the best exchange rate in just two minutes. Grab users can now use digital currencies (since 12 March 2024) to top up their e-wallets, and we are going to make use of the fact that funds in […] The post How To Off-Ramp Crypto To Your Bank Account Using GrabPay Wallet In 2 Minutes (Best Exchange Rate) appeared first on Turtle Investor ..read more