Employer retirement plan contributions aren’t necessarily yours to keep Fact checked by Timothy LiReviewed by David Kindness Employer 401(k) plan contributions are a regularly-discussed perk. While you might have heard that you should max out your match and not leave free money on the table, much less is said about the fine print: The money your employer contributes to your retirement plan might be taken back if you leave your job too soon. Key Takeaways Some companies make employees wait before they can become vested—that is, take ownership of the money that employers pay into 401(k)s. Thi ..read more

VTI and BKAG are simple, strong foundations Fact checked by Betsy PetrickReviewed by Ebony Howard Interactive Brokers Group Inc. (IBKR) is an automated global electronic broker providing execution, clearance, and settlement services for institutional and individual customers. The company uses proprietary technology to allow customers to monitor and trade in 33 countries around the world simultaneously, at a low cost, from a single trading account. Interactive Brokers’ roots go back to 1978, and the company was incorporated as a U.S. broker-dealer in 1993. The company has grown to have about $4 ..read more

How To Become A Successful Forex Trader Forex traders are most likely to succeed by using a medium-term strategy.Medium-term traders typically hold positions for a day or longer, often taking advantage of technical opportunities. The key is finding situations where all, or most, of the technical signals point in the same direction.Trading programs should have the ability to simultaneously show three timeframes and plot technical indicators, such as moving averages. The more indicators you use, the fewer trading opportunities the program will generate. But more indicators create a more reliabl ..read more

Reviewed by Ebony HowardFact checked by Amanda Jackson Bitcoin is the largest blockchain-based digital asset. It is wildly popular among cryptocurrency enthusiasts and speculative investors. At one time, individuals held the most bitcoin as an investment. However, the top bitcoin investors are no longer individuals because exchanges, brokerages, and businesses have taken over as the largest bitcoin holders. Key Takeaways The person who holds the most bitcoin is believed to be Satoshi Nakamoto, the unknown figure behind its creation. Bitcoin has been a business interest for many years, but f ..read more

Reviewed by Amilcar Chavarria Innovative blockchain technology works without the need for a central authority. Blockchain is the underlying technological foundation of cryptocurrencies, such as Bitcoin and Ethereum. Dozens of leading financial firms, including Goldman Sachs (GS) and JPMorgan (JPM), are investing heavily in developing the technology. For people who want to learn more about blockchain technology and its applications, here are three of the best books on the subject. Key Takeaways "Cryptoassets" offers investors an introduction to blockchain, including basic concepts, a valuati ..read more

Reviewed by Amy SoricelliFact checked by Vikki Velasquez A revenue analyst is a special type of accountant who keeps track of a company's revenue and looks for ways to improve it. This analysis is multifaceted. The revenue analyst tracks revenue over time and determines the direction of the trend. He determines how a company's revenue compares to competitors in the industry. The analyst breaks down revenue by individual product and service and determines which goods are making the company money and which are not. He matches revenues to expenses for each business segment to determine the relati ..read more

Yes, for rings more expensive than what standard homeowners insurance covers Reviewed by Chip Stapleton Should you insure your wedding rings? It certainly doesn’t sound as fun as planning the honeymoon. But when it comes to engagement rings, wedding bands, and other wedding jewelry, securing sufficient protection can prove as essential as any other wedding-related task. The national average spent on engagement rings varies. For example, The Knot's 2023 Jewelry and Engagement Study notes the averages around $5,500. However, that figure can certainly be higher depending on where you live, the ty ..read more

Reviewed by Erika RasureFact checked by Michael Rosenston One of the primary concerns of any cryptocurrency developer is the issue of double-spending. This refers to the incidence of an individual spending a balance of that cryptocurrency more than once, effectively creating a disparity between the spending record and the amount of that cryptocurrency available, as well as the way that it is distributed. The issue of double-spending is a problem that cash does not have; if you pay for a sandwich with a $10 bill, turning that bill over to the maker of the sandwich, you cannot turn around and sp ..read more

Reviewed by Chip StapletonFact checked by Suzanne Kvilhaug Forming a joint venture is a common business strategy used among companies seeking to achieve a common goal or reach a specific consumer market. Entering into a joint venture involves two or more businesses coming together under a contractual agreement to work together on a specific project for a certain period of time. Businesses work as partners and pool resources to make the project profitable for all parties involved. When a joint venture is successful, participating companies share in the profit as agreed upon in the ini ..read more

Reviewed by Somer Anderson Forex traders use Fibonacci retracements to pinpoint where to place orders for market entry, taking profits and stop-loss orders. Fibonacci levels are commonly used in forex trading to identify and trade off support and resistance levels. After a significant price movement up or down, the new support and resistance levels are often at or near these trend lines. Key Takeaways The Fibonacci trading strategy uses the "golden ratio" to determine entry and exit points for trades of all time frames. This type of trading is highly contested as it is based ..read more