Having spent 15 years in Indian Stock market, there has never been a time when it felt like absolute chaos and gambling den. Across the globe people are buying and selling stocks not for investment but for story and for speculation. I come from old school of buying / investing in assets at reasonable prices whether its real estate, share in companies (equities), websites/blogs etc which has at least one of the two essential characteristics:   1. It gives me cash flow  2. Holds its value without much fluctuation. Of all the assets I own, equities have clearly become a n ..read more

 # Exiting all the stock positions to go 100% cash. # Primary reason being the market on steroid which is exactly the opposite of what was happening in march 2020. At 40 time pe multiple based on FY-20 EPS the market is extremely overvalued and stretched. Even if we assume FY-23 Nifty EPS of 700 (almost double of FY-20), it is still trading at 20 times forward multiple. # At mid sized bank the deposit is yielding 8% or 12.5 pe multiple while the stock market is trading at 40 times on TTM basis and 20 times on an optimistic eps assumption for FY-23 FY. I would rather keep my mo ..read more

Model  Equity Portfolio Update after 1.5 years. Encashed most of the stocks barring one. Please the updated portfolio for more details: https://www.investorzclub.com/2013/03/amit-agarwals-model-portfolio.html ..read more

 The risk of cancer has become real and is beginning to threaten most of the population in India. According to the Indian Council of Medical Research (ICMR), this life-threatening disease is expected to affect more than 17 lakh people and resulting in over 8.8 lakhs in the country by the end of 2020. Some other reports specify how cancer is set to engulf even the youngest of the population and will be a major health concern by the end of 2035.  What is even more burdening is the cost of treatment for cancer. If not diagnosed and treated properly, cancer can cause death most certainly ..read more

If you have been thinking of buying gold for your portfolio either to protect your hard earned wealth from the perils of fiat currency printing by central banks or to simply boost your portfolio return, then there are many different ways to have an exposure to the shiny metal beside the age old way of buying gold jewelry.  Following are 3 different ways to invest in gold with their respective pros and cons. We will also tell you the best among the three, that we prefer, if you have long term bullish outlook on the metal. 1. Buying Physical Gold Jewelry: This is the age old way of bu ..read more

History of gold price trend in India since 1964. Prices in both bhari* (Indian metric system) and per 10 grams. This chart contains the average annual price for gold from 1964 in gms Year Price (24 karat per 10 grams) Year Price (24 karat per 10 grams) 1964 Rs.63.25 1992 Rs.4,334.00 1965 Rs.71.75 1993 Rs.4,140.00 1966 Rs.83.75 1994 Rs.4,598.00 1967 Rs.102.50 1995 Rs.4,680.00 1968 Rs.162.00 1996 Rs.5,160.00 1969 Rs.176.00 1997 Rs.4,725.00 1970 Rs.184.00 1998 Rs.4,045.00 1971 Rs.193.00 1999 Rs.4,234.00 1972 Rs.202.00 2000 Rs.4,400.00 1973 Rs.278.50 2001 Rs.4,300.00 19 ..read more

Mutual fund investments used to be a tedious process few years back.  It involved numerous visits to the adviser's office, lengthy paperwork & payment formalities. Financial service providers eventually invested heavily in technology to make investment easier and reduce the monotony of the process. However, one thing digitization and technological advancement cannot solve is the dilemma of choosing the right scheme to fulfill your investment goal. To deal with this everlasting problem, ICICIdirect, has introduced “One Click Investment”a one stop solution for all your mutual funds investi ..read more

The broader markets have witnessed humongous damage to stock prices in India specially midcap and small cap stocks since past 1 year or so. The economic slowdown, crisis in PSU and NBFC space and series of corporate defaults and frauds has lead to loss of confidence in Indian Stock Markets which has resulted in heavy FII selling. The crisis seems to be deepening further and Individuals seems to be coming under financial pressure from loss of jobs, poor confidence in Indian economy and fall in savings rate. According to me there is little that govt. can do to reverse this immediately and it ap ..read more

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