? Get ready to level up your financial game at PisoCon: Finance, Investing, and Entrepreneurship! Join us on May 25, 2024, at the prestigious Samsung Hall, SM Aura, for a day of enlightenment and empowerment. ? Featuring some of the brightest minds in finance, investing, and entrepreneurship, PisoCon promises to be an event like no other. Learn from personal finance advocate Randell Tiongson and wealth coach Chinkee Tan as they share invaluable insights to help you navigate the complex world of finance and wealth creation. ? Gain practical knowledge and strategies from other esteemed speakers ..read more

As I navigate through life’s myriad choices, I’ve come to realize a profound truth: every financial decision I make is intertwined with my spiritual journey. This revelation has been transformative, leading me to delve deeper into the connection between my finances and my spiritual well-being. Drawing from my experiences and insights, I’ve compiled five compelling reasons supporting the statement, “Every financial decision is also a spiritual decision,” drawing inspiration from the wisdom found in the Bible. 1) Stewardship and Responsibility In the ESV, Luke 16:11 states, “If then you have no ..read more

Attention Overseas Filipinos in the UAE Are you ready to take charge of your financial future and achieve your goals? Look no further than “Build Your Future UAE 2024” seminar, coming to Sharjah and Abu Dhabi. This seminar is not just another event – it’s a game-changer for anyone seeking financial freedom and building a better future. Here’s why you can’t afford to miss it Expert Guidance: Randell Tiongson is a renowned financial planner and educator with decades of experience helping individuals like you achieve financial independence. At this seminar, you’ll gain insights from his expertise ..read more

The debt snowball method is a debt reduction strategy where you pay off your debts in order from smallest to largest, regardless of interest rate, while making the minimum payments on all other debts. Once the smallest debt is paid off, you take the money you were paying on that debt and apply it to the next smallest debt. This process continues until all debts are paid off. In the Philippine setting, the debt snowball method can be effective for several reasons: 1) Psychological motivation: The method provides quick wins by paying off smaller debts first, which can motivate individuals to co ..read more

With so many personal finance books out there, one often-overlooked treasure trove of wisdom is the Bible. What may do not realize, beyond its spiritual significance, the Bible offers timeless principles that extend into the realm of personal finance. Exploring the scriptures reveals a wealth of guidance on money management, stewardship, and ethical financial practices. In this article, we delve into why the Bible stands out as the best personal finance book. Foundational Principles The Bible serves as a foundational guide for ethical living, including financial matters. Principles such as hon ..read more

March 2024 has witnessed a remarkable surge in cryptocurrency prices, sending shockwaves through the financial markets. Bitcoin had an all-time high price of over USD 73,000 as of this posting (March 13, 2024). While the crypto landscape is inherently volatile, several factors have coalesced to drive this recent upswing. In this blog, we’ll explore the key catalysts behind the surge in cryptocurrency prices and attempt to unravel the mysteries behind this extraordinary market movement. Maturation of Institutional Adoption One of the primary drivers behind the surge in cryptocurrency prices is ..read more

We are thrilled to extend a warm invitation to you for an extraordinary event that promises to empower and transform your financial journey – Money Talks Singapore 2024. This event brings together two renowned financial experts, Randell Tiongson and Jess Uy, to share invaluable insights and strategies that can significantly impact your financial well-being. Living abroad comes with its unique set of challenges and opportunities, and Money Talks Singapore 2024 is tailored to address the specific needs of overseas Filipinos. Randell Tiongson, a seasoned financial planner, speaker, and advocate f ..read more

Hi Randell, I saw that you just opened Mano Coffee and Bistro and it seems to be a thriving café and restaurant which is why I wanted to reach out to you. I am currently an employee with a stable job and I actually enjoy what I am doing and I life the company I am working for. However, I have always dream of putting up a restaurant and a café like yours. Should I pursue this childhood dream of mine and if I do, when is the right time to do so? – Name withheld by request Embarking on the journey of opening a restaurant is a dream that many harbor, but the decision to transition from a stable j ..read more

For many Overseas Filipino Workers (OFWs), the pursuit of better job opportunities abroad comes with the responsibility of securing a brighter financial future for themselves and their families back home. While the income earned overseas provides a significant boost, strategic financial planning is crucial to ensure long-term stability and prosperity. Sharing my top 5 tips for OFWs to prepare for a better financial future. #1 Create a Comprehensive Budget Building a solid financial foundation begins with understanding and managing your income and expenses. Develop a comprehensive budget that ..read more

Our nation has been striving for sustained economic growth. However, this journey is fraught with challenges that require a data-driven understanding to formulate effective solutions. In this post, let us delve into the key economic challenges faced by the Philippines, supported by relevant data. It is not my intention to paint a grim picture but relevant data will help us understand the challenges we are facing. Income Inequality Data: Philippines’s Gini Coefficient Index is 59.8 and was most recently measured in 2021, according to the World Bank. Income inequality remains a significant hurd ..read more