In case it's not completely obvious, I am on an extended leave from this site. I currently do not plan on posting new content here, nor am I doing any of the following: Accepting guest posts Looking to add revenue/affiliate partnerships Wanting to sell the site (it's my baby, how could I?) If you email me about any of these you will not get a response since I assume that 1) I've answered your question here and 2) you don't take your time to read/do research on who you are contacting, and who would want to work with someone like that? If you'd like to read what I'm writing now, check out ..read more

The following is a guest post from Debt Free Doctor. Whether you're a Christian or not, the simple act of giving makes you an overall better person and it's a topic that's discussed rather frequently on other personal finance blogs. My wife and I began teaching this principle to our kids when they were younger. Using one of Dave Ramsey's recommendations, we taught them the three things to do with money: Give Spend Save  Of the three, we stressed the "giving" part as I believe that everything given to us is on loan from the "Big Guy" upstairs. Unfortunately, many times we forget about ..read more

The following is a guest post from Sam at How to FIRE. If you’re not already familiar with the FIRE movement, there’s a good chance that you soon will be. It is a concept that is gathering pace, with people all over the world looking to achieve financial freedom. FIRE is an acronym that stands for “Financial Independence Retire Early,” but what exactly is it, and is there a risk of going too far? What Does It Take To Achieve Financial Independence? FIRE is a financial movement, which can involve working towards early retirement by saving a substantial amount of your income. Typically, peop ..read more

The following is a guest post from Kevin at Just Start Investing. Today we have a title fight between robo-advisors and online brokers. In one corner, we have the fresh rookie looking to shake up the investing world. Their speciality is automation and giving you an end to end experience to save you time and stress. Put your hands together for… Robo-advisors! In the other corner, we have a seasoned verteran. They’ve been around a few years and know how to deliver a customizable portfolio for cheap. That is, if you’re willing to put in the work. Give it up for… online brokers! Stick with us ..read more

The following is a guest post from Mr. SR at Semi-Retire Plan.  There’s a growing movement in the personal finance community called FIRE -- Financial Independence, Retire Early. Basically, the FIRE movement promotes an ultra-high savings rate during your early career, so you can then live off of that money for the rest of your life without working anymore. FIRE Burnout If you start to follow the early retirement movement closely, you’ll find that a lot of the core advice is repeated often, becoming community mantras.  I’ve been following personal finance forums for several years now, and ..read more

The following is a sponsored post from Masterworks. Once you have the basics of investing covered (like index funds and real estate), you'll probably want to consider alternative investments in order to round out your portfolio. And with good reason...because alternative investments produce strong returns. Over the past 20 years alternative investments have outperformed more traditional asset classes like stocks and bonds. In fact, since 1999, an alternative portfolio has generated slightly higher long-term returns than equities, fixed income or a traditional 60%/40% split of the two, acco ..read more

The following is a guest post from Marc at VitalDollar.com. Have you ever wondered what separates those who are successful financially with those who are not? Have you felt like your income should allow you to live a much more comfortable life than what you are experiencing? Personal finance doesn’t have to be complicated. There are a few basic rules that you should follow, and if you do that, everything else falls into place. This article covers some of the most basic and most powerful financial rules that should impact your everyday life. 1. Spend Less Than You Earn Arguably, the most ..read more

The following is a guest post from Riley at Young and the Invested. Everywhere you look, Millennials seem to be killing something.  Whether it’s traditional products, definitions of convenience, working demands, or some other societal convention -- we constantly receive a bad rap.  Despite this, we manage to get by.  Though I’ll admit to seeing some chronic problems among my peers when it comes to establishing good financial habits.  Nobody’s perfect.  I’m certainly not without error. Things as common as living within our means, saving money, or setting aside enough to fund a traditional re ..read more

The following is a sponsored post. I don’t know about you, but I have several old cell phones and an iPad laying around the house. They’re laying around because I haven’t figured out what to do with them. Wouldn't it be great if there was a way to sell your old mobile devices that were easy and available online? Of course, the carriers would love to take them off your hands for you. But that’s kinda like trading in your used car. You get low balled and don’t get nearly what it’s worth. After all, they have to resell the car at a profit. I’m not sure whether it works that way with the major ..read more

The following is a guest post from Bernz JP, the blogger behind Moneylogue.com.  The impending retirement crisis in the US has most of the population quaking in fear, imagining a bleak future where they clutch shakily to a wooden staff with all their worldly belonging tied in a bunch at the end, trudging the payment on old tired feet, begging for handouts…. Ok. Maybe nothing so dramatic. But for most people, the fear that their retirement savings might not see them through their golden age is very real. So many workers today are unable to put away enough nest-egg for their retirement. It ..read more