Reading Time: 3 minutes It’s no secret (especially if you follow me on X) that I’m a big fan of funds like BlackRock’s XEQT. Being the market, rather than beating the market, makes a lot of financial and mathematical sense. But what is Blackrock XEQT invested in? Sure, you can download the raw data yourself from BlackRock’s website, but what if some nice person already did that for you? Enter XEQT Explorer XEQT Explorer is a Google Looker business intelligence app that I put together. You can access it directly from this link. You may need to be logged-in to a Google account to use it. What c ..read more

Reading Time: 6 minutes A first home purchase is a significant milestone for many Canadians, representing stability, security, and a sense of achievement. To make first homeownership more accessible, the Canadian government introduced the First Home Savings Account (FHSA) program in April 2023. This blog article provides a comprehensive guide to help you understand the Canadian First Home Savings Account, its benefits, eligibility criteria, and how it can help Canadians achieve their dream of owning their first home. We will also round up the latest news on which financial institutions curre ..read more

Reading Time: 6 minutes Times are tough for many Canadians. One area where you can make a significant impact on your budget is to save on groceries. Groceries are a necessity, but with some smart planning and shopping techniques, you can save a substantial amount without compromising on quality or nutrition. In this blog post, we’ll explore practical tips, strategies and apps that will help you save money on food in Canada. A Growing Problem According to this research report from Dalhousie University, an average Canadian family of four could be spending $16,288.41 just on groceries in 2023. Th ..read more

Reading Time: 6 minutes Inflation is a term that often makes headlines and creeps into our daily conversations about the economy and money. It’s a concept that impacts our purchasing power, investments, and overall financial well-being. But what exactly is inflation, and why is it so important to understand? In this blog post, we’ll demystify inflation, explore its causes and effects, and discuss strategies for managing it. By the end, you should understand more about inflation in Canada!. What Is Inflation? Inflation is the sustained increase in the general price level of goods and services i ..read more

Reading Time: 2 minutes While high interest rates are painful for those paying a mortgage, for those looking to park cash they are a boon. Here we present a round-up of the best high interest savings ways to stash your cash in Canada for September 2023. Whether you want to do that with the security of GICs, the quick access of a HISA account, or within your investment account, we have you covered! Guaranteed Investment Certificates (GICs) GICs have been a popular investment vehicle for many years as they offer a high level of security. In return for lending your money out for a fixed amount of ..read more

Reading Time: 7 minutes Have you ever wondered how you could make your hard-earned money work even harder for you? Well, buckle up because, in today’s blog post, we’re diving deep into the world of investing in Canadian dividend stocks for passive income. Trust me, this is one financial journey you won’t want to miss out on! What Are Canadian Dividend Stocks? Before we dig into the benefits of Canadian dividend stocks, let’s take a moment to understand what they are. Canadian dividend stocks are shares of companies based in Canada that pay out a portion of their profits, called dividends, to t ..read more

Reading Time: 8 minutes It’s never too early or late to think about retirement planning. But with rampant recent inflation, the lingering effects of a pandemic, and many families struggling to keep their heads above water financially, what does Canadian retirement planning look like in 2023? Where Do Things Stand? When Are Canadians Retiring? According to Statistics Canada, the age at which the average Canadian retires at has increased in the past few years. In other words, recent pressures have delayed retirement for Canadians. The median retirement age depends on what course your career took ..read more