Uncovering a Shocking Case of Property Neglect In a shocking incident that highlights the importance of being prepared for unexpected property damage, a Montreal property manager recently found himself facing an unimaginable mess left by a tenant. The duplex located in the Mercier–Hochelaga-Maisonneuve (HMH) borough was left in an extreme state of unsanitary conditions, prompting a team of specialists to spend five days cleaning up the extensive damage. The situation not only emphasizes the significance of proper property management but also underscores the critical role of insurance in pro ..read more

In a heartbreaking turn of events, a young mother from Abitibi, Quebec, is facing a dire situation due to Quebec's refusal to fund hospitalization expenses for a potentially life-saving treatment offered in Calgary. Stéphanie Alain, 31, has been battling a rare cancer diagnosis, and her hopes for survival have been dashed as the Quebec health insurance authority, RAMQ, denies funding for a treatment that could benefit not only her but also other Quebec residents. The Desperate Struggle: Stéphanie Alain's emotional plea for help echoes the frustrations of a person desperately fighting for a ..read more

Real estate transactions are complex and sensitive processes that require the utmost trust and integrity from all parties involved. Unfortunately, there are cases where individuals attempt to exploit this trust and engage in fraudulent activities, jeopardizing the interests of unsuspecting buyers and sellers.  Recently, a distressing incident involving two real estate brokers, Christine Girouard and Jonathan Dauphinais-Fortin, came to light. They were alleged to have orchestrated a fraudulent scheme to manipulate property purchase offers, leading to their temporary suspension by the Or ..read more

When natural disasters strike, they can wreak havoc on both lives and properties. Tornadoes, in particular, are a force of nature that can cause significant damage within minutes. As residents of Canada, it is crucial to be aware of the risks associated with tornadoes and how insurance coverage can help protect your home and finances in such unfortunate events. In this comprehensive article, we will delve into the topic of insurance coverage in Canada, specifically focusing on tornadoes and the steps you can take to ensure adequate protection. Understanding Tornado Risks in Canada Tornadoes ..read more

Quebec's auto insurance board has recently appointed a new CEO amid troubles with the rollout of its online platform. Éric Ducharme has been appointed as the new head of the Société de l'assurance automobile du Québec (SAAQ), replacing Denis Marsolais. The move follows a backlog of 400,000 transactions and weeks-long service delays after the February launch of the SAAQclic platform. Transport Minister Geneviève Guilbault acknowledged that the SAAQClic project was a significant undertaking, but emphasized that it was the responsibility of the CEO to foresee any problems. Ducharme's appointm ..read more

Spring is a time for renewal and growth, and for many Canadians, that means getting their hands dirty in the garden. Whether you're a seasoned gardener or a beginner, it's important to remember that your garden and outdoor spaces may need insurance coverage. Here are some tips for protecting your garden and outdoor areas this spring: Check Your Homeowners Insurance Policy The first step in protecting your garden is to review your homeowners insurance policy. Most policies cover your personal property, including your plants, up to a certain limit. Make sure your coverage limits are appropria ..read more

Life is full of changes and transitions, some planned and some unexpected. These changes can have a significant impact on our health insurance coverage, which is why it’s essential to understand how these changes can affect our coverage and plan ahead to avoid any gaps in coverage. Here are some of the major life changes that can impact our health insurance coverage: Leaving a Job Leaving a job is one of the most common reasons for a change in health insurance coverage. When leaving a job, you may lose your employer-provided health insurance benefits, leaving you without coverage. It’s essent ..read more

If you're looking for insurance coverage, you might be wondering whether you should work with an independent insurance agent or go directly to an insurance company. While both options have their advantages, there are many benefits to working with an independent insurance agent that you might not have considered. What is an Independent Insurance Agent? An independent insurance agent is a professional who works with several insurance companies to provide coverage to their clients. Unlike agents who work for a specific company, independent agents are not tied to any one insurer, so they can o ..read more

When you think of insurance, you likely think of car insurance, home insurance, or life insurance. These common types of policies protect your belongings and your family. However, some people go beyond insuring the typical things and opt for more unusual policies. Here are ten of the most surprising insurance policies out there. Heidi Klum insured her legs for £1.5 million after underwriters in London inspected them. Interestingly, one leg was valued at £130,000 less than the other due to a small scar. After Dr. Peter Brass claimed that 150 people a year died from falling coconuts, a UK ..read more

When an insurance company assesses an application and determines the car insurance premium, many factors are taken into consideration. The amount of car insurance premium depends on the risk of making a claim. To determine this risk, the insurance company collects information like the driver’s age, marital status, how much and where the driver drives, driving record, details about the vehicle, and the type and amount of coverage. Driving and car ownership come with a host of responsibilities, and one of them is obtaining adequate car insurance coverage. When it comes to determining car ins ..read more